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Rising Star
No. The same 4 M will buy me a far better life in Costa Rica, Panama or even Spain. If US is no option at all. Most of the India is polluted, infra is bad and literally everything is hyper bureaucratic.
Conversation Starter
Simple hypothetical scenario can cause a heated discussion that was totally unnecessary imo. These are scary times..
Will be moving back end of year with ~5m. No kids. Both are 50. Plan is to retire - travel and do community work.
With $3M, I would quit and roam around the world with a home base in the USA.
I will spend a few months or years in India after which I may find India to be boring as friends/relatives will still be running the rat race..
If you have no kids and don’t plan to have in future. You can retire anywhere on the planet.
Absolutely! I will pick a Tier 2/3 place by the beach and one in the mountains and retire. That's my dream.
North Karnataka, Andamans (not Port Blair), North Tamil Nadu, Orissa outskirts of Puri
Himalayas - off grid Himachal, Uttarakhand, Sikkim, Arunachal
Western Ghats - hill stations in Maharashtra , (outskirts of) Coorg, Munnar, Wayanad
All of these places you can get villas plus a large land parcel for 200-300k.
You don’t need more than $2m in a tier 2-3 city in India. With that, you can live like a king/queen.