10 year old home in NJ. My buyers realtor tells me there is no sellers disclosure. Why would the seller or their agent not create a sellers disclosure?

Thoughts on large companies taking PPP loans?

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Who does your taxes? Need a recommend. Thanks.

Seeing it firsthand. Book net income: $5,000. PPP Loan forgiveness: $1,500,000. Owners distributions: $1,500,000.

Hi, I have 2 offers below,

1. 50lakhs per year in Bangalore
2. €105k in Netherlands

Considering the economic crisis due to war, inflation etc. I am confused on which one to select. Please guide me.

Does Platinum Corporate Amex worth the $550 fee in terms of points? Let's say I travel up to 50% of the year. And EY doesn't pay for the membership fee anymore, right?

My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

Can partners at EY consulting buy as much equity as they desire?

Is it worth it to buy a multi-family home to rent out?

Bought some ETH on Coinbase and don’t see the transaction at all , no email either ...what’s the deal?

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

Planning on buying my 1st home. I'm looking at homes using a RedFin realtor. They recommended I get an Underwritten Preapproval. I don't trust the lenders they recommend. Any suggestions for lenders?

Anyone ever take a taxable withdraw out their 401k? What was your reason for doing so? Knowing what you know now, would you have still done it?

Cross posted: Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

How did you get up the courage to invest? I max out the annual allowable contribution amount for my 401K, but otherwise I’ve got everything in savings. I have no debt, just a bunch of excess cash I’m too scared to do anything with. I know this is irrational - I’m above the FDIC-insured amount and I’m also losing value to inflation. I’d like to get to a position where I have maybe 14 months’ expenses in cash and the rest in investments (probably low-fee index funds).

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw

Mid year check in! Jan 1, 2021 someone posted asking what everyone’s net worth goals are. How’s everyone doing? My goal was 75k and it looks like at this rate I won’t reach it by EOY and I’m ok with that!

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

What credit card do you use?

Hey what’s people’s experience with performance advertising for brands? Do you come up with multiple ideas for reaching out to new customers?

Hello everyone,
I have recently moved to Long Beach, CA and I am currently looking for a Recruiting Coordinator or Technical Recruiter role close by. I am also open to hybrid or remote jobs.
5 years of HR and Admin experience, masters in business and management and currently reading towards my SPHR. Also looking for someone well experienced in the field to serve as a career mentor.
Any advice, criticism or suggestions will be appreciated.
Thank you.

Got an offer for 60k pounds + bonus for London location at Sr Consultant level in FS industry. How good/bad is the offer? Please suggest.

CCTC: 24lpa in India
Workex post MBA: 3.5 yrs
Total workex: 6.5 yrs

Hi Friends

I am in process getting an offer from a IT consulting firm in Poland. Could you please suggest some salary range for a Oracle Database Developer with over 10 years of experience in Banking and Finance domain. I am thinking of asking 35000 zloty per month..!! My current CTC in india is 31 LPA.

For the people who would surely ask how did I managed to get a job, I got it through LinkedIn :)

I work in healthcare administration but was a medic for years. You learn so much about innovation but seems like most health systems just want people to fall in line and just do what's always been done. I would take a pay cut to work for a system that's actually trying to do something disruptive in the Industry as opposed to just using buzz words in ppt.

So do higher ups (managers/directors/etc) in FFD talk to each other about the progress of seniors and associates in a similar manner to how the staff are ranked during audit roundtables??

This job feels like it’s killing me slowly. Physically, spiritually, emotionally. Working to stay positive and opportunistic. Anyone willing to share solutions? I want to be productive and positive.

Which are the best professional resume writing portals?

Is $110-$115k base salary good for a credit data analyst with a banking firm in Chicago? I have 4 years of experience

Need the 101 on how to work with SAs at luxury boutiques as a first-time buyer. Do you “shop around” until you find one you like? If something isn’t in stock, do they text you proactively? Would love to hear how you all developed relationships.

Dear Men - Need your perspective.

How to overcome a breakup. I'm heartbroken 😭

Does anybody have any material covering the basics along all industries?

Hi

What is the salary range for a salesforce technical consultant?
Exp - 4 years

Do you write your own bio that goes on the firm’s web?

Question for the bowl: what is your current role are you practicing agile delivery and any tips for the agile fishes out there?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Is it common for HOA to ask you to prove your car registration is up to date?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Do you thank your tenants for paying the rent? A quick thank you text?

Any one knows what’s the easiest way to order a radon test for new construction?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture