32. Just opened my first Roth ira at fidelity and fully funded 6k for 2020 in vanguard etfs. Excited to start going beyond my 401k!

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

We made it to 10/15. Now to do CPE and wait for the section 199a deduction to make next year's returns a nightmare.

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Is there any internet/broadband reimbursement program here at HSBC EDPI?
If yes, how much?

Is Microsoft hiring for candidates with a healthcare background?

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

What are some good healthcare/pharmaceutical etfs that you would recommend?

What is the present value of a government pension? How does one calculate it? Trying to get a sense of weather it's worth moving over to Federal.

Can I save tax by buying second house if first house is already in my name?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Can’t find the bowl for this but quick question -
What are some credit cards like the Apple Card that don’t have any physical numbers on them?

I like the Apple Card and considering opening one but want to see if there are better alternatives. It’s enticing that if I lose my card, I can instantly change the number so someone can’t use it. Plus no numbers means someone can’t randomly make a large fraudulent purchase.

do we need to disclose etfs/index fund investments in GIS?

Ex healthcare workers in Tech/Sales Engineering/ Healthcare consulting;
I have my masters in nursing/FNP (1 yr) making <K70 (Indiana) due to low patient census in my role. No desire for a different FNP job nor to return to bedside nursing (RN 5 yrs). I have heard of some individuals with remote positions making >K100 with little to no experience in tech or consulting after doing a boot camp or cert?
If you pivoted; What’s your current role/ Income & what did you do to complete the transition?

Other than a Tesla, what make and model has the best acceleration per dollar?

Bought my 911 last year for ~$120k. Only put 4,000 miles on it and seeing online values in the ~$130k range. Am I crazy for considering selling it? She's in perfect condition (even though she's my daily)

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

Crypto, any idea about Shiba Inu?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Do you keep offering circulars/memoranda from a financial printer when you leave a firm? I have a few (some private, some public) and I’m not sure what to do with them.

Best side jobs for extra money? Really need to supplement my income..

In CA— should we file a motion to quash a subpoena for business records right away or file an objection first?

Anyone else’s league finding it difficult to re-organize given uncertainty around the season this year?

Folks
A genuine suggestion needed
Is work pressure high in CGI? I have been told that working in Capgemini is not going to be a good option as it does not give as much as lineancy like other Service based company does

Joined EY 6months back as a tech consultant. My feedback so far has been great. What should I do to get the company sponsor my mba? I haven’t initiated the talk yet

Curious what % of partners/MDs have spouses who also work. And regardless of non/working spouse, what do you do to feel a work/family balance?

I’m ready to put my small business on the back burner so I can look for outside employment. I haven’t heard from any of the companies I applied to. What am I doing wrong or should be doing? Thanks

My last interview at a smaller firm was last Wednesday. I haven’t read back from my recruiter since then but he did look at my LinkedIn profile on Friday but still have not heard back. Do any of you 🐠 think I might have not been a good fit and they are interviewing others?

Should I transition to a tech sales job? Thoughts on risk vs reward? I am 34 yo, married with a baby incoming. I work at Google Cloud in solutions engineering (I help develop quantitative business cases with sales teams for customers). My cash base + bonus is $220k (going to ignore equity). I have an MBA from the University of Chicago, not that it matters much in sales. I have always been in a consulting role but I think I can make more in sales. I have a competitive personality and I am bored.

Websites for good non-stock-looking photography? Looking to revamp my website and social media pages

Best books to give to new young client who genuinely wants to grow and develop his interest & understanding of finance, doesn’t want to be bored, & cares about his investment accounts?

Any openings for freshers for BCA in CTS.. is Genc is still in progress?

When renting a condo from an owner, I was asked to pay a $150 move-in fee to the building which I thought makes sense, but then I am being told to also pay a $500 non refundable move in fee to the owner but he is not wanting a security deposit. Is this normal? Seems like $500 down the drain but not sure if this is normal

Hi Folks, I'm looking for supply chain consulting role in UK. Preferably in digital transformation.

I'll need a visa sponsorship

I’m in my late 20s and struggling to find inspiration of what I want to do with my career/ life. Anyone have any good book or movie recommendations that inspired them during a similar time?

Hi, I want to move to US. Can someone guide me what is the procedure if I direct apply in any IT company and get the job? Pls guide

Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Decided to payoff my mortgage.

Anyone know of a good cross-border US/UK financial fiduciary?

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Do you have a UTMA/UGMA account in addition to a 529? How can I make sure my kid still qualifies for *some* scholarships? (Want them to have some skin in the game..)

Are we on recession? My portfolio is super down - low cost ETF investor here

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

What’s the meaning of life before FIRE and after FIRE?

Have 20k, what’s a good small business to start with this fund? Serious question here