Amex sucks. I tried to apply for a card but got the message that I’m not eligible for bonus. I never had this and I have 3 Amex cards now, closed only 1. I read that Amex determines bonus based on

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Not really sure why you think you are entitled to bonuses? Sounds like you've gotten at least 4 from AMEX already... You're gaming the system and upset that AMEX implemented their own rules to govern use of their own cards? Just go with a few other Banks if what you're really after is the bonus. No big deal. Don't understand why you think this is "disgusting".

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I downgraded after the annual fee hit. I got refunded 70% annual fee. The downgraded card still had annual fee.

It’s almost like Amex wants to run a profitable business and figured out you’re not profitable because you open and close accounts.

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Yeah especially the Corporate Advantage gets me extra $100 every year. Honestly I’ll just stick with Chase cards in the future. It’s so hard to use Amex points and now all these. CSR’s trip insurance is still way better than Gold

monthly spending with existing cards, and past open/closing cards pattern. The only thing I can think of is that I upgraded a card last year and downgraded it this year because I don’t think it’s worth the upgrade. What Amex is doing is disgusting. They’re already stingy enough to limit welcome bonus once per lifetime. Now they’re expanding this based on spending and card history. I’m going to move all my spending with Chase.

Amex is getting very strict across the board, making me think about building out my chase system rather than Amex

I know this is a dumb move but I always use my points on Chase travel portal lol. It’s 1.5 cents per point value and has so much flexibility. Even though Amex points are great to transfer, I have never found any date that works for my travel (ANA/Cathy Pacific)

OP, what Amex cards do you currently have and which did you apply for?

I was going to get Away and Clear anyways and then this card came out. I was pretty thrilled. I’ll admit that I wasn’t planning to keep the green card for long, 2 years max. Now this Amex scheme really messed up my plan.

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Hi All,
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I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

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Hello Fishes,
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What is the band for SE1 & SE2 in Amex ??

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