Any pointers for negotiating a lower APR on my credit card? It’s jumped from 22.99 to 28.24 in 4 years.

starting my first FT job and planning on investing 1k each month. any advice on how and where to invest this money?

What is the present value of a government pension? How does one calculate it? Trying to get a sense of weather it's worth moving over to Federal.

How much are you contributing to your 401k?

Hi All
I am looking for single or double occupancy ( Male) in already preoccupied flat with working professional from 25 Dec 2022

Please let me know if anyone have some need or requirment

Area of interest -
Kharadi
Wadgaon Sheri
Viman Nagar
Should be in 5 KM radius of EON IT Park

30 July was special.
Salary credited. Tax debited.
Both were equal.
Ab pura August daal-chawal khaake!

New to the UK market(moving from the US). What are some of the best credit cards out here? Will mostly use it for travel.

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

My sons friend is looking to get into real estate . He is a junior at Indiana University. Looking for recommendations.

Any realtor recs? Looking to buy in Seattle

I saw this townhouse in a prime location in my city for $350k (cheap for the area). The floors are all messed up though but the buyer said they’ll either lower the house price or give a credit for closing cost. There’s also a lot of nicks here and there (some locks missing from door, dents, scratches, stains, and some things are loose). But overall, the house’s architecture and design is so beautiful. Would it be worth it to get it and fix it up? Or find a newer house with less maintenance?

Is there a way to get closer to the 58000 total contribution limits in a 401k after initial contributions up the 19500 limit? My employer match isn’t great but I’ve maxed out my contributions this year and they’ve only added an additional 1500 so I’ll be at 21k total in the account for the year. How can I get more in there to bridge that 37k gap? Or can I?

Does anyone know about the difference between PepsiCo GBS and India holdings?

What etfs should I buy in a taxable vs roth account?

Inflation check @9% 🫡

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

Roth vs Traditional 401k, thoughts?

Best oil stock to buy right now?

Anyone in on IPOF call options?

I want a BMW X3, should I buy outright or finance? What is the most reasonable amount I should expect to spend on a 2020 model?

Career Choice: Valuation Consultant vs. International Tax Associate. Pros and Cons ? Which will you prefer ? Exit opportunities ?

Hi Fishes,

Need your valuable suggestion.

How is the profile of T7 Principal consultant in Daimler Trucks Innovation center India (DTICI) and what is the role and responsibilities involve in this position.

What is the best method to learn SAP finance? Do people have recommendations on a specific book, website, or other best practices to learn it?

What's the best job in FAANG companies for an IELTS instructor with 6 years experience?

How do you apply design factors to IT Audits. Just overheard someone explain 'level of aggregation' for IT Security policies by describing how many people have access to it. Why is this a thing???

D 🐠, what was your take home in first year as principal? I assume you all get roughly 350 units and have to finance your buy in. What does that leave for your monthly draw? And after your insurance?

Hi Fishes, Is it possible to process h1b as cap exempt if I had worked on USA in h1b status for few months and if the visa is expired now, once I join a new employer.

Have a crush on my co-worker. He asked me out to go rock climbing one-on-one after we were texting for a while and I acted awkwardly when we went because I didn’t know if it was a date (nothing was explicitly said). Now I’m stuck in this weird limbo state where things have fizzled out but I’m re-reading texts and think he might’ve actually had a crush too and I pushed him away. Ambiguity sucks.

Hi
Applied for a position in Johnson and Johnson Canada. Reached the final round 3 weeks back. After not getting any updates I emailed the HR a couple of weeks back. They responded back telling me that they’ll have an update for me the next week. Again I emailed them on Thursday asking if they have anything for me before the long weekend ( Good Friday & Easter). No response whatsoever. Will emailing them again be inappropriate? I desperately need this job

How is the work culture for reliance jio infocomm limited for jio platform limited projects.

What is the appraisal month and hike percent

Looking for a VR engineer to collaborate on a project with. Must have 3-7 years of experience with product design. Partnership option will be available immediately. Must be willing to sign NDA.

I'm working at vestas, having 10+ years of experience in product design (Mechanical) and development. Can any one please refer me ?

What is advance monthly performance bonus in hcl ?
Is this variable component only ?
In offer letter it is mentioned that it will be" restricted for first year of employment " what does it mean

What do you do to fight burnout? Got a raise yesterday and will get another in September, for dealing with a lot of stuff, but I can't shake the burnout.

I noticed that most (>80%) of the recruiter messages i get on linkedin are for other consulting roles. Any tips for getting more outreach for industry positions?

Advanced degree with 3YOE at a LS boutique

Thoughts on personal loans to consolidate Debt?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Best high yield savings products?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Anyone have a recommended tax person in Chicago?

Have about 5k to invest - should I do FXAIX or FSKAX?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

Anyone ever use a credit repair service and have success?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Google stock to buy now or after the split?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.