Anyone ever dropped full coverage on their cars? My cars are paid off and considering getting liability only and self insuring. How do you weigh the risk/ reward?

Full coverage: $1895/yr
Liability only: $1046/yr (save $849)

2 cars:
- 2014 tundra, kbb private party value $15k
- 2019 suburban, value $19k

(Side note: holy s*** I just paid 34k less than 2 yrs ago for that suburban. I'm never buying a non-Toyota/Lexus again.)

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

The lease on our existing bmw 430i ends in August. Looking to buy model 3.
1. When should we place the order?
2. What’s the best place for financing?
3. How much should we put down initially?

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

Do big4s have any history of offering early retirement packages?

Do you get membership points by using the corporate Amex? Can you link your corporate Amex to your personal account and use the points?

Ally bank dropping rates again. CD a good choice?

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

I have $1000 worth of Amex gift cards. How can I drop it in crypto?

Any good ETFs to invest Roth into?

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

At what point does it make sense to buy a home? I have ~700k in the stock market and a lower than average salary currently (80k) and pay 1800 a month in rent.

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

Is 160k good salary as a manager in New Jersey? With savings of 300k so far... I am wondering if it is a good time to go back to India.. I mean there is no end to earning more and more ..trying to settle on a goal on US money and saving .. after that I never want to regret once I go back .. I want to go back happily with no regrets and want to feel good about myself that I was successful enough ..

What do you think is a reasonable total fee for a prenuptial agreement where both parties have significant assets and there is some negotiation? What about for a dissolution with a complex asset situation and children? I had a prenup a few weeks ago that came out to $7,000 and another about $5500, and I didn’t overbill, but I am willing to write some off if that seems excessive or I am just slow. There were several negotiations on the higher priced one. (Continued…)

Hi experts, in a multiple offer situation for my property with all contingencies waived. I want to add a ‘no repair by seller’ clause to ensure buyers don’t negotiate during their short due diligence. Pls advise on what to ask from their realtors?

Incoming BA - any advice/links on the math for the best credit card for personal use?

Thoughts on personal loans to consolidate Debt?

If you have left your firm, does your medical benefits stop immediately or do you get the current month since you've paid in for the month.

How much salary does a 6 year experienced model risk lead analyst will be offered in Chennai / Bangalore?

Let's have a productive conversation about the Google employee who was just fired for his controversial diversity memo

Anyone know anyone over at YETI? I’ve been trying to get in there for months! I’ve applied to every posting but would love the chance to actually talk to someone there.

Hey guys! Yesterday the company i worked for laid off the people in our state for economic reasons with no notice. I’m in desperate need of referral in entry level SWE/SD(or similar) positions at the moment. Any help would be greatly appreciated. Thank you!

Desi folks - question on travelling outside US while you're on L1B visa. I have my valid visa stamp till 2022. Do any of you know if we can travel to India in Dec and come back in Jan? Or is it affected by the Trump executive order that was passed in Jun that said non-immigrant workers can't enter the country till Dec 31? Just wondering if I leave for holidays, will I not be allowed back. Any sort of clarification you might have is helpful. FYI - I was in US before that June ruling came out. Thx

Does anyone know a discount code for Omni Hotels?

It’s amazing the power that asking easy-to-answer questions can have on a community. It’s a great way to get nervous users more comfortable with engaging.

Coming out of UG, I accepted my first job b/c I thought I had to based on status of other interviews. I ended up quitting after 8 weeks in favor of an opportunity I perceived to be better, but took longer to get. 7 months into the new gig, I am NOT happy. Considering this is technically my second job out of school, how long should I stick around before trying to leave without looking like a total scumbag opportunist?

How much do Pharmacy Assistants get in Ontario?

Salary check . Please add so we can compare . Amount , City would be helpful

Has anyone done any freelance for big brands like Nike, Facebook, or YouTube? Did you get the gig through referrals, you reaching out to them — or vice versa?

Hi Fisher ,
Can anyone guide me or provide the link for how to get job visa for UK or Europe from India, as I am getting job opportunities in UK but they are asking work visa for UK as the company where I am applying are not eager to sponsor my visa?

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

Hi fishes, I am looking for job change..so any referrals will be helpful. I'm working in SaaS , Marketing Automation.
Current role : Customer Success Manager
YOE: 7+ years

Thanks in advance !! …

I’m struggling to find a full time job right now. I have 16 months of internship experience at a Big4, a 4 month internship at a well known bank and a 12 month internship at a boutique consulting firm.

My gpa is subpar (3.2/4.0) but I have strong extracurriculars and have been working full time while taking full time classes.

Any advice on what I can do to land a solid fu time offer?

Hi guys,
I have got offer from rakuten symphony SW1-16LPA
And Philips India sw1-12lpa.
Xactly corp ASE-11LPA

Yoe:1.6years
Tech stack:java backend

Which company should i join considering growth,learning and job security.

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Hi! I maxed out my Roth IRA this year.. recently changed jobs and it looks like I may just cross the income limit. What should I do?

I know my contribution but not sure of the dividend earned against this year's contributions. I have had the Roth for a few years now.

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Thoughts on personal loans to consolidate Debt?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

What does 401k mean?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below: