Anyone took out a 10 year interest instead of 30 in this market? Any pro or cons that we should be aware of if we do a 10 year mortgage? Our financial advisor suggested we do a 10 year since we are expecting the rate to mostly go down down the line; but wanted to gather some common knowledge here.

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Looking to buy a home in 1-1.5 years. What are some good neighborhoods inside the beltway for 500-650k range?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

What's a fair share of taxes? In my view, ideally 0. But curious to hear what people here think.

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

Does it always make sense to max out your HSA? I have ~$6k parked there now as a healthy 28 yo with virtually no healthcare utilization

How does the housing market work exactly, like, what determines whether prices go up or down?

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

Are there any tax benefits from working from home?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

Thoughts on credit funds? Immediate start offer is tempting.

Thoughts on LCA stock?

These paychecks aren't cutting it. Side hustle ideas?

What are the best training institute for digital marketing in India? Is there any course that’s a mix of online and in person? A hybrid model? Thanks!

Any way of being in Ey s&o and being local? As in, is there a team that mostly does projects that are local (NYC)

Titles that my new client puts on the business card after his name: MBA, AWS, CDMP, PMP, ITIL, CSSGB, ACP, RMP

How is VISA managing the upcoming economic slowdown? Any word of slowdown in hiring or hiring freeze? How did VISA manage employees during the Covid recession? Any layoffs occur then?

Have a big interview tomorrow. The question I dread the most is about why you’re looking for a new job. The honest answer is that there isn’t enough work to go around at my agency and I want to get ahead of the inevitable layoffs. What’s the best way to tell them this? Do I just make something else up entirely?

Anyone wanna generously donate Marriott points for my honeymoon? 😅 🙏

Anyone have any luck juggling multiple software engineering roles at the same time? I’d like to horizontally scale my work by working many easier, more junior level jobs instead of one very senior, difficult SWE job.

Also, is there a trending name for this sort of thing I can Google for?

I own a global Technology Recruitment Company and provide Coaching to Job Seelers.

Let me know if we can help.

Tom

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Any A&M PEPI folks willing to chat? Nearing end of interview process and have a few questions! Thanks!

Can thoughtworks give more than 13 ? For 2 yoe java dev. If I counter them.

Anybody here an Account Manager at AON?

How do you like it?

What company runs the background check?

Hello, first post here. Outside sales, merchant services/card processing. I’m primarily a welder but I work 4 10-hour shifts typically then I try sales the last three days. I’ve done it long enough to where I’m confident and comfortable going to new businesses, establishing some rapport with business owners. But it seems like a lot of businesses see this as a waste of time, even adding services and cutting costs. I guess either I’m looking for advice or considering not doing this anymore.

I am a woman who has been working as a tech PE investor for 8 months now, and have been feeling extremely discouraged by my experiences in this sector so far. I regularly get mistaken as the “administrative assistant” in meetings and email chains, have had things said to me by men such as “the only way you work in private equity is as a receptionist”, and have even been at networking events where men have literally grabbed my ass when no one was looking. Any advice on how to handle this?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Has anyone here used New Western to buy real estate deals?

Any one knows what’s the easiest way to order a radon test for new construction?

Hi - any good books recommendations for getting started on real estate investing?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?