Anyone who moved back to India from the US (visa issues, life choices or otherwise)..can you please share experiences around transferring your $$$ from here e.g. 401k, savings. What was the process like? Any tips you can share would be helpful. I don’t have to make an immediate move but debating going back and living off deposit interest (still contemplating).

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No advise. But just wanted to say I am in the same boat as well. Thinking of making the transition in next 1-2 yrs and retiring from the grind. Taking up a job that I am passionate about and living off the interest

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SVP1: put the money in large cap index MF in India. On average return is 14%+ in the long term. Money in a FD won’t cut it.

Where in India ?

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Kerala

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Join the R2I Facebook group, all these questions are answered there.

OP if you draw from 401k, you may end up paying 10% fine and then tax based on current income bracket. I hope you took this into account as well.

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