Apparently, these funds are underperforming due to liquidity issues with swaps and options, which is causing them to deviate from their expected returns. As someone who's been considering leveraged plays to ride the Bitcoin wave indirectly, this is pretty concerning. Has anyone here invested in these MicroStrategy leveraged ETFs? What are your thoughts on the risks involved, and do you think these funds are worth the potential volatility and underperformance?

I may have to go bankrupt due to a medical situation in my family where I had to borrow a lot of money to help my mother. Is this something that would hurt me with potential employers?

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

How much should i save from my salry for securing post retirement life and all general commitments before that. I'm 30 now. Assume no Inheritance. Current in hand 1.85 lpm

Have $20k cash sitting around. I haven’t invested outside my Roth IRA, 401k, & HSA, but figured now may be a good time. I have a brokerage account with Schwab - should I wait to put money in? Cont.

Do you use a tax preparer? How do you find a good one? Do they need to be local?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Can partners at EY consulting buy as much equity as they desire?

Can someone tell me how to withdraw all funds from a 401k from a Merrill account? I know the implications, etc don’t need someone to give me the run-down. Legitimately want to withdraw everything

Normal to have "no appraisal contingency" and or "water conservation plumbing to be finished by the buyer if it is not completed by the seller when escrow ends" normal terms when buying a house?

Thoughts on UBER stock price? Likely to remain flat or possible dip with uncertain market?

Roth or traditional 401k? I already have some in roth with previous employer.

As we are not frequenting to office and clientsites, anyone plan to return their leased car to save money?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Thoughts on CP+B Boulder? What is the vibe like there? Who are the clients?

I'm having trouble. I have a client who is going from a climbing company, to a fitness company. They have a product that lets them expand from where they are. I am failing to sell them on the importance of strategy and taking a step back. Honestly, I don't even know that I'm sold on it. But I feel like it's important. Anyone have ideas on how to argue for this? Happy to share more info

So just throwing this out there. Can agencies give us WFH bonuses to cover the cost of setting up a home office? I had to invest quite a hefty sum for a desk, office chair and upgrade my wifi connection. Also, can we deduct our work space rent area for tax purposes? Every little bit helps!

PwC 🐠: Be careful trying to switch competencies. A colleague of mine tried to move and got laid off in the process. Make sure you have the Partners approval first. (On the receiving end)

A report opened to me that they are having money problems and wants a raise. We are remote and they moved to a high CoL city. We gave an increase to help with retention 6mths ago. In my response, I helped mentor with best practices on how to ask for a raise professionally since I need to make a case to my Head on finances. But their performance has been avg and not seemingly worthy of another large raise within a short period of time. But how do I respond when they talk about personal finances?

I only have limited time in Copenhagen, and can only choose between Glyptoteket or National Gallery of Denmark. Which one would you recommend and why?

I don’t understand how someone can lie about loving you for 6 months. We were together for almost a year (broke up a week before our anniversary). I said I love you first and he said it back. I asked for more reassurance last month with saying I love you more often. Now all of a sudden he said he didn’t know if he loved me and that love meant marriage for him. Okay well great thanks for telling me this now, 6 months after it was initially exchanged. I don’t understand how he could do that.

Anyone know of any agencies focused on cause marketing / social good in NYC? Feeling the need to use my powers for good but have too much student loan debt to go back to nonprofits.

Could you please confirm if there is cab facility for Shollinganallur office,since I will have to WFO for 3 days in a week


Also,if cab is available,can you please share the charges for the same.

Hey Guys,

need some help.

my DOJ & Notice period is conflicting by 5 days. None of the party agreeing to adjust.

New Employer (Oracle) mentioned that his budget will expire by May 31 so cloudn't shift the DOJ.

What should I do now ?

What are the perks of joining Oracle ? Like Broadband reimbursement, monitor , mobile, wfh set up etc ?

Hi Folks, I am planning to join Oracle Bangalore location by end of this month, lately there are many posts stating layoffs in Oracle, so should I be avoiding to join Oracle at this point and try to look for other companies?

I’m almost 2 years in to my first job out of college and am experiencing my first burn out. Where did my love and passion for my job go? The effects of a toxic manager are really setting in. Please tell me that it gets better if I find a new position! I want that love for my career back.

Anyone in a mostly platonic relationship? Not sure if I’d classify myself as asexual, but I’m as close as you can be without being asexual. As you can guess, it makes it very difficult to find someone to hang out with.

What cert to go for next? Currently have AWS-SAA and Security+. Thinking about CISSP but how difficult is it compared to the AWS-SAA?

Hello,
I'm Sakir (Shakir) Shaikh from Mumbai and I'm 22 years old, I recently completed my graduation in Bachelor's Of Commerce from Mumbai University's Lala Lajpjatrai College Of Commerce And Economics and completed internship with mycaptain in marketing domain. I'm looking for an entry level job/internship to start my career in a corporate world. It would be helpful if you can refer in your company in any non technical entry level position. Please let me know or DM me if someone can help me.

3/2 - (specific symbols)

I have just got an options trader job at a prop trading firm. But I knew nothing about options/trading/finance. The firms said they’ll be officially training us once we start. But in the meantime, what are some books/resources that you would recommend to start learning first?

6 $28 strike PTON calls expiring friday. Premiums crazy cheap, i think it goes up regardless of what we see. If cases surge its more incentive for home fitness, if not, could lift with the market

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

$DPZ 370c 3/27

Anyone here willing to explain their thesis on bitcoin? Thanks!

IGC just got delisted. Any thoughts what will happen to our shares?

For those who have been driving the daily thread posts (senior tax accountant / KPMG / etc) please DM me if interested in becoming a community leader for this bowl. I’ll put you in touch with Sam from Fishbowl. Thanks!

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Think I’m addicted to trading. May throw it all into etfs instead. Recommendations?

Anyone going in on VNET?

What’s the end of quarter rebalancing? How did it have anything to do with the rally this week? Thank you

MGNI down to 47.50. Do I Yolo 20k on April 55 calls?

8/12 Thread (General):