Are you renewing your chase sapphire reserve cards or downgrading to chase preferred? Hard a hard time justifying paying $550 for the CSR during COVID.

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Living in NYC — to buy a house before 30, how much did you cut back on 401k? I am maxing it out right now (age 23) but after rent and my Roth IRA I am only saving 10-15k every year. Doesn’t look like I’ll be able to afford a house for a while, but is it worth cutting my retirement down to get there faster? If so, how much is reasonable?

Frustrated by paying so much tax!

What's your target retirement savings? Target age? Combined or single?

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Why are some people saying that they (regulators or the govt) need to stop GME trading? Isn’t this a free market?

Hi guys, a plea for help here 🙏🏻 have any founders here gotten an O-1 visa or an H1B transfer into their startup? Would greatly appreciate hearing your advice / experience over DM

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Looking for a good personal finance or similar book to read. Any suggestions?

One of my relatives just asked me if turmeric will defend against Covid...noooooo

I have dal 19 put 3/27. Loosing money there, should I wait out another day or two or cut my losses now?

Experts - I understand tha LEAPS help with liquidity amd magnify the returns but I am unclear what are the tax implications (Fed LTCG and state tax) when you are ITM and exercise LEAPS. Can someone shed some light on tax implications of the LEAPS? Thanks.

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

26 y/o and a total investment newbie.

I have $100k from an annuity invested with Schwab and managed by a brokerage firm. My parents set me all up with this when I got access to the funds at age 21. So I’m not sure of the complete breakdown other than the fact that it’s diversified according to my tolerance for risk

Now, I also have $25k liquid cash I’d like to do something with. Should I just add it to the existing portfolio, or create a separate, self-managed account?

What’s a good whiskey for a 40 th birthday gift under $200? Thanks for recommendation!

Do you think you and your significant other should have similar personalities? My significant other and I are doing long distance and I feel like when I FaceTime with him, I emote more and show interest by asking more questions but from his end, he doesn’t always have a reaction or just nods, and it makes me feel like he’s uninterested. On his end he sees it as he’s comfortable.

I have a crush on my counsellor at work. She's much older but still really gracious and beautiful. Should I go for it or is this a bad idea?

Do schools keep track of how many times you reschedule an interview?

Hello, I was in a verbally abusive college relationship and struggled with mental health. Therefore, my gpa suffered greatly (2.9). However, I now have a good job and am doing very well. Should I explain the reason for my low GPA in my MBA app? I’m applying to LBS, Booth, Stanford, UCLA, UCB etc.

Anyone knows a safe TOEFL score for H/S? I know they have a minimum score, but what score you think you don't need to improve once you reach that? Thanks!! 🙂

what schools do pre-mba LEK associates typically get into? targeting wharton, sloan, hbs

Advice and/or consolation anyone? My wife and I (both above average health 30year olds) were trying for 11 months before getting pregnant and then had a week 5 early miscarriage a few months back. If the stress and surprise of just how difficult it apparently is to get pregnant wasn’t enough, the miscarriage put us over. We got back to it and have been trying for the last 2 months again, still no luck. We’re freaking out… all we want is a family. Any similar stories? Advice? 😢

Recently got my CPA license in August & considering leaving public accounting for Industry. Should I expect my new role to pay for my CPA license renewals/AICPA membership/CPE classes? These things add up &I feel like should be considered when transitioning. Thoughts?

Any recommendations for inexpensive, beneficial social media marketing courses?

Hi. One of my friend got an offer from hexaware for Siam role. how about job security and increment.

Have interviewed big 4 company and got a offer around 25% bump and expecting better assignments than current firm. The partner in my practice reached out and is doing everything he can to make me stay

Anyone gaming path of exile this Friday? New patch got me feeling some type of way.

I have an interview at 9am, during a snowstorm. Better get that job.

Interviewer asked what my current salary / bonus is and I told them.

I got the offer and it’s exactly the same base/bonus as my current role. (Though they’ll also give me so stock options in the private company).

Can you share what is reasonable % increase to get for salary / bonus when switching jobs? I know the team really likes me.

Is there any information on return to office?

How much as per current market,we can get for 8 yeo in to .net full stack development .net with angular.
Cctc 15.3 + 2.3 so 17.6
I wanted to know how much fixed i can get ?

Been with my boyfriend for 4 years. His family is much more wealthier than mine (6 cars, owns 4 houses, part of 3 businesses). My family is middle class and I feel inadequate around his family because they’re so wealthy. I feel depressed because I can’t live his lifestyle and sad for our future. His family just bought a house for us and my family can’t even buy a second car. Idk how to go about this situation.

Sometimes I love my job, other days I really feel like an employee.

What does your boss do to remind you you’re an employee?

I started my new job completely remotely in June and when we go back to the office, it would be a 1.2 hour, 40-mile one way commute.. Would it be entitled of me to ask to come into the office 3x/week since by the time that we return to the office, I’ve already proven that I can work efficiently from home? I feel like it’s a much more sustainable option.

Anyone know anything about street legal electric go-carts? Think less $$ Vanderhall alternatives. Suggestions welcome.

WFH is bringing me back to my college days of blasting ratchet music when I really should be diligently working at 11 am.

Hi BAL has submitted my H1B on 04/24 and yet to receive the receipt number. How soon the attorney will update the receipt number?

The feeling when you put on a pair of jeans after two weeks wearing pjs at home....So tight!!!

90s music binge is so fire right now.

Has anyone here tested positive with only stomach issues?

Just finished undergrad and started my job remotely. I’m back at home with my parents and noticed I’m lacking the drive I had in school/internships because I’m way too comfortable here. Any advice on how to overcome this and stand out from a remote perspective for someone just starting their career? Especially with making myself known and remembered outside my team other than introductory calls, because you can only really do those once

Thoughts on pneumatic vs. electric standing desks? Does extra weight make pneumatic desks any more difficult to operate?

Who you taking for the Super Bowl ? KC? Tampa? SF..? NO?...

I got let go for “asking questions during training”. How is that grounds for termination?

Who here has moved out of nyc due to covid and subsequently changed their income tax info?

Taylor swift new album

Does anyone know when the best time of the year would be to buy a car is now? How is this current pandemic/economy affecting dealer pricing, etc?

Made a mistake: I bought a watch instead of an iPad for grad school use.

Do any of you live in the US but work for companies that are primarily in Europe? How do you navigate the time difference and do you find yourself working more hours because of it?