Biglaw lawyers: Can you tell me about your transition to FIRE? I’m 42 and think I’m close to a number I’m comfortable with. About 3.5% SWR and I am willing to flex and take some risk as my kid is in lower elementary and I don’t want to miss much more of their childhood. But also scared to leave the job completely. Did anyone make more a coast type transition? Anything I can do as a litigator that is very part time and without the mental monopoly of Biglaw work?

Europe!
What is reasonable salary growth coefficient when going from FTE to consultant?
My current reasoning is 2x as
* We get 100% parental leave for 6 months in current company
* Risk mitigation

I have never been a consultant before, what other factors should one consider?

Hi! Does anyone have any Christmas gift ideas for a 30 year old female (currently pregnant)? She loves almost all designer brands, but I’m hoping to keep it under $500... (sister-in-law).

Long shot here - my husband (asian) and I (white) are considering having our kids abroad. Is there still discrimination against Asian kids in our education system? I’ve read it’s harder to get into schools in the US as an Asian kid because they group them altogether. Is that still true today? Would it help if we hyphenated the kids name?

How soon did you tell your office you are pregnant? When is the best time?

About to take an offer at EY. Want a baby soon and saw the great news about increased parental leave. Question is, can u use vacation time consecutively with it? Right now most on leave take 5 months

8k range was the long term 200 day MA support that everyone and their mother said they would be buying at. Well it’s 8900 and buy volume is basically nonexistent..

I want to know if you female employee is pregnant and there manager dnt give appraisal knowing this can any action taken on this ?

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

Really struggling with a few students in my kindergarten class this year and looking for suggestions. I've been teaching K for 10 of the 16 years I've been a teacher, and have never felt as disrespected by students as I do this year. Several students continually talk, yell, and laugh over me, or make noises when I am talking. They are sent away from the group to reset and make a better choice, but usually continue when they return. Parent contact has been supportive, but hasn't helped.

Very lucky to have a job. Our team of 9 creatives is now 3. I’m working 12-14 hours with a young child who needs me. Salary cuts to come. I just keep thinking, “The best way out is always through”.

Can we increase the Hra amount while filing the return?
I have paid lumpsum amount to my parent as the rent.

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Guys Urgent query.I joined CTS on Nov 2.When is medi Assist activated? Having a medical emergency for my father to do bye pass surgery.Should I wait for the medi Assist or proceed to do with my own money? Estimated Cost -3 Lakhs+. Operation to be done in the next 1 week

Hi guys I work in One of GCP partnered org. My role sr SQL developer I resigned the current job GOT ROLE in FICO child org as a solution integration consultant role -(AWS,PENTAHO ,SQL we will be using ) -offered CTC 25 fixed + 1L JB + 2.5 BONUS + 0.5 L WFH SETUP = total 29LPA if everything will go smoothly ( bonus vary with comp growth it can be between 1.8L to 2.5l .so final CTC will get down to 28LPA as well - Bangalore but WFH ).Current org retain with 25L +2 LP VARIABLE HYDERABAD COMPANY

I have a parent that I questioning the accommodations we are providing to her daughter. Accommodations can be amended but the student does not do any work at home. Help!

Hello fishes
Work a CTC of 30LPA, JL6, is it worth to go onsite like Canada or uk or Australia asking with a wife and kid?
What works be the onsite salary for JL6? Few posts i read days 42k, few other posts mention 110k..
Any one has clarity on this this?

What is the maternity leave policy of PWC and for how many children it is available?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

What are the best consulting firms to have a clear path to exit into big tech?

I applied for a job within my unit that I do not qualify for. Now, I have an interview for this job. Me knowing I do not meet most of the qualifications for this position has my imposter syndrome thinking I shouldn’t even do this interview because it would be a waste of time. Has anyone felt this way?

I am going to start a career as a Patient Access Rep soon. I have previous admin experience and I am wondering if I should ask for a pay increase to salary? The starting pay for this position is 16.25 but I am wanting to ask for 19up…How much are patient reps making now days in this medical field?

10/06 Thread (BC):

Looking to finally go get my SPHR having the PHR for the past 6 years. Still value and pursuing and obtaining?

Rye brook New York

What type of attire is usually worn to town hall? It’s my first one. Cocktail dress, formal dress, or casual but nice?

Is it okay to check in with HHs if you haven’t heard from them in a while?

Guys i am switching jobs for first time so need your help
Company x offered me 9 LPA
Company y offered 11 LPA

I want to join company x more due to their tech stack, culture etc. It's also an established product based company while y is service based.
How do I initiate negotiations with x? I have plenty of time left in notice, but x also requested to join early (if previous company releases, with buyout+bonus) for which I have discussions next Wednesday.

How many leaves are there in virtusa in a year

Should I transfer my UBE to a few other jurisdictions just so that I can be licensed in other states? Any cons aside from CLEs/costs?

Any recommendations for legal recruiters in the New England region, specifically Maine?

What were the typical raises like at Protivity?

Is Integration Engineer position at Zoom worth joining coming from Software Engineer position?

Wow hate the overuse of “from a ______ perspective"

Currently making 70K and I usually up my contributions each to start each year. I'm up to 10%. How should I split up my mix? Currently all in traditional.

Plan is to get this higher as I eliminate debt but 10% is all I can afford to do for now

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Sooo AMC.. who’s in?

😂

What are the best cities to live in for FIRE?

Anyone a CFP as a side hustle?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Best long term investment strategy against inflation to get to a large nest in for retirement?

Anyone investing in index annuities? Can someone explain why this is beneficial?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Hi! Pretty new to this concept, and really early within my career (only 3 months in). Currently on my company’s 401k plan, contributing well beyond the minimum to receive a match, and maxing the amount I can put in right now (25%). Dabbled a bit in options and stocks in general. Any advice, guides, or starting places you would give someone in my shoes? Thank you in advance!

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Anyone have a net worth/budget excel tracker they want to share?! : ) prefer not to use the apps.

the more I want something, the harder it is to achieve. anyone has this feeling also?