Can someone (e.g. electrician) send you to collections if they initially quote for $x and after the work ask for $x + $y without any given notice and you disgree to pay the additional $y amount?
Basically, I am disagreeing to pay the additional $y amount since I was not given any written or verbal notice. I am ready to pay the initial $x amount.

Not sure if they can send the unpaid amount to collections and put a lien on my property. Can they?

Thoughts on airline stocks? Good time to get in?

Great question! And without getting too much into monetary policy.... Fed rates are set by the Federal Reserve which banks use to charge each other to borrow money. A lot of times these rates move together, however, a Fed rate increase does not instantaneously change the rates the bank offers.

Other types of savings account have seen an increase this year such as online savings accounts and fixed annuities.

Does anyone here have a Tesla? Should I do it???...

Any recommendations on where to invest 10k? I have about 15k in stocks but I don’t think I’ve done a great job picking stocks. Also for people making 150k+ how do you budget your money monthly?

Looks like interest rates have stabilized. What, if anything, could cause them to start increasing again?

Brand new into my career and I’m trying to juggle wanting to max my 401k, Roth IRA, and HSA, while also saving for a down payment on a house! I realize that with my current salary ($78k) doing all this is too ambitious. Any advice on streamlining my priorities and which ones I should give up on for right now? If anyone else has gone through something similar early in their career what did you do?

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

$DPZ 370c 3/27

I have about $45k in a CD that just matured. I’m thinking about placing it probably in index or mutual funds but have only basic finance knowledge and am not sure about which or how to split. Advice??

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

I selected new tax regime in the company 'xyz' portal for April 2021-March 2022. I left this company in jan 2022 and tax of 16k got deducted from F&F settlement.

I have investment in EPF and submitted the rent receipts to the company for tax exception for HRA. But in F&F, based on new regime tax deducted.

During filing ITR for assessment year 2022-2023, can I file by selecting old regime and get this 16k return?

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

Can H1B visa holders own rental property? If so, can you self manage or do you have to get a property manager? (House would be bought through personal loan, not an LLC, so wondering whether USCIS could deem self managing as unauthorized employment? How would they find out?)

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

Realistic target for switching to another firm? Some details:
-Been at current firm doing tech/management consulting for 3.5 years out of college at 100k.
-Looking to jump to new firm, targeting...

Medicaid plans are so dysfunctional. Has anyone else experienced this? I feel like I’m being gas lighted after working for big commercial enterprises and now working on a Medicaid plan. I’ve never seen so much resistance to change or legit resistance to doing anything to improve operations.

Going down! And Junior Blagojevich may be coming down with him, as well as former Cook Co. Assessor Berrios. Get out the 🍿!

Suggestions on how to improve at work? I feel like everyone knows more than me and feeling like I’ve been left behind. Where did all of this knowledge come from??

Hi everyone,
Is fire engineering a good field to be in? Can someone tell me about the pay scale, growth opportunities and the future scope of fire/Safety engineering?
Asking for a friend who’s done mechanical engineering and is thinking of specializing in fire eng

Thank you

What’s something you learned about engineering only after you got your first job in the industry?

600sqft 1 bedroom in kips bay, $1800 (walk-up, no laundry in building, no doorman) for year lease

Would be moving from 6th floor walk up $1400 month to month in prime LES with two roommates(not my best friends but nice).

Would you move?

Considering:
1. costs to make the move itself
2. I like to run so options downtown seem better but not familiar with kips Bay Area
3. Commuting anywhere
4. Restaurants
5. I’m 23

Hi friends! Anyone looking to sublet an apartment (preferably 1BR) anytime between beginning of September and end of October for a month? I wanna do “trial” month in NYC with a friend - we are both tied to our jobs/other commitments in DC for another year, but would love to experience the city. Thank you!

Hi fishes,

I got a offer of 26lpa(23.5 fixed and 2.5 variable) from genpact and 21 lpa (20 fixed , 1 joining) from epam, not sure which one should I join. Please if someone can advice me which i should join keeping ressession in mind. Thanks in advance

Hey folks
I’m thinking of applying for the position of associate product manager 1, having an experience of 2.5+ years. What is the salary package I can expect ?

Another fly day, but today is 1 year sober for me. I used to love airports because I could run to a bar as soon as I pass security on a Monday morning. Yet I didn't think I had a problem.

Hey all! Need a couple book recs for an upcoming beach trip.

Looking for a great non-fiction, relating to travel or world history (not just one moment in time). Could also be about the marketing world or memoirs of a business leader kinda thing.

Fiction wise I also like fantasy, paranormal, and romance. Some fave book series are the Black Gryphon from Mercedes Lackey, Game of Thrones, and From Jamaica Lane series. Similar books?

Nadia, your Unconscious Bias training was so incredibly impactful for me and my team!! Brilliant. So stoked to see this crucial conversation on here. So many questions!

I love international tax (in core) and don’t mind compliance at all but it’s been nearly 100% of what I do. Any ways of balancing out with more structuring/planning?

Some background: there’s only 3 of us IT locally and with the departure of our SM, the little structuring/planning work I do see will probably dry up when they leave. Do I network with other bigger offices to pick up that kind of work?

Hi boys & girls!

Joined a big firm (Big4) not long a go and starting to feel like I got a good grip on my current work.

I've always been very technical, so I think that the only thing I am missing now is making sales. (I really wanna make partner)

Can any seasoned lawyer share tips and materials (i.e. books) which can help?

Would it be a good idea to join a Social Club where potential clients spend time? (gym/tennis/paddel/events)

Any advice welcome!

How hard/easy would it be to find a decent big law position after 3 years of SEC experience? Total 5 years atty experience. What will be the salary like?

Hey does anyone have the 2017 Schweser Level II books they want to sell me?

Does LMS employees also have weekend holidays?
Even for vendor resource employees?

Google stock to buy now or after the split?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Any good wedding ring sources aside from Blue Nile?

Anyone have a recommended tax person in Chicago?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Paid off my account debt!

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?