Combined income my husband and I make about $270k yearly. Our mortgage is $2,800 and we were putting $3k a month toward student loans. I started out at $240k and am down to $205k. We are welcoming our first child this month and expect to pay $2,300 a month in childcare. With all our other expenses it’s looking impossible to keep up with the $3k payment. Any advice?

Possibly legitimate or yet another failed altcoin? What do you guys think? -http://bitcoinr.org/

Owe ~$4,500 in taxes for 2020. Anything I can do to reduce this amount? Going to contribute some extra money to 401k to get me to 19,500 for the year. Anything else?

My firm doesn’t match my 401k — still worth opting in?

How many think marketcap of cryptos will reach 700 billion or more before year end?

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

Since the Chase Freedom Unlimited gives 3% cash back on dining, does that mean you get more UR points that way vs. using the Chase Sapphire Preferred?

My credit score recently got impacted because I missed a payment by accident. D
How much does it impact my apartment application given the current covid times where landlords in NYC are looking for renters more actively? My score changed from 730 to 650 :(

Pune folks - Can anyone help to get 2bhk in Viman nagar, Kalyani Nagar, Dhanori without brokerage please?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

FL residents— Covid has made me realize i honestly just want a house by the beach. I want to settle and find happiness. I am looking at property in Boca Raton ( school system is great ) but was wondering if anyone knows of job opportunities there? Not sure the market is great for work opportunities. Thoughts?

24y/o, salary of 65k, contributing 7% to both Roth and Traditional 401k (about 350 each month) any recommendations on whether should keep contribution or alter it? Thanks

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

Do bank managers/loan officers at local branches have any sway in approving loans? I live in a small Midwest town would it be better to go to my local bank and see if people I know there can get a better rate etc on an auto loan?

Time to buy SQQQ / TTT / TZA?

Recently sold my car on carvana. I had initially bought it using a loan from DCU. Now that carvana has paid me the balance after paying of the loan, i still see on the dcu app that I owe money to dcu. People that can relate, can you take me through next steps?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

Got an offer for TY, would receive Lynch and Fitz/Keelan Cole. Would have to drop Crowell or a TE to facilitate the roster space. Think it’s a fair offer, but would you take it? 14 team, .5 PPR

In the process of interviewing for a strategy/Corp dev position at an activewear/athleisure company and they want me to think of a couple tangential industries that may have companies for acquisition and do a write up. I’m stumped on what else an activewear company would buy besides other activewear companies. I can only think of home fitness (Lulu’s Mirror) or vitamins/supplements. Any thoughts?

Anyone in the suburbs find it harder to make friends compared to the city? I don’t want to move back but I don’t know what else to do..

EY FAAS vs KPMG AAS, which one is better?

PwC India and PwC US

Which is better?
What are the advantages of joining PwC US.

Please help me to understand it

What are we supposed to do with our kids during Winter break when school is closed for TWO WEEKS and we need to hit our billables?

I’m posting this here instead of my usual Big Law bowl because I’m guessing there are people here who will understand. I just need to vent. I am married to a wonderful man who has a young son. My husband is the kindest, most patient and supportive man I’ve ever met other than my dear late grandfather. He is saintly. But the chaos that surrounds him hurts me. I am the primary breadwinner and far out earn my husband and my stepson’s bio mom. I have always put pressure on myself to succeed (Cont.)

To what degree is the US economy isolated from the world's madness? There has to be a breaking point right?

I was informed today that my employment would be terminated at a tier-2 consulting firm in Toronto. The reasons for my dismissal are unclear and I would like to get legal advice on the termination agreement and severance package that was offered. Has anyone experienced a similar situation and can refer a good employment lawyer?

Has anyone built an emergent learning group in your consultancy or company that focuses on reflection, feedback, problems of practice... But amongst designers staffed on different projects/clients? How did you structure it? How did you maintain it?

Hey PPMDs: do you prefer talkers or walkers? I see way too many talkers with no substance

Where have you been ordering takeout?

How do you guys record your time? I’ve been using OneNote and enter time daily. Just wanna learn if there’s any other efficient ways to record time besides using OneNote

What would be the take home monthly salary for 25lpa after all the standard deductions? Can anyone please help out in this regard? Also how is product owner role at Accenture any idea? Please guide me

Best New Years trip for two

We’re looking for account folks.
- 1 badass brand director
- 2 AAEs who should’ve been promoted by now, but (insert bullshit agency excuse).

DM me, or contact my girl Andy Moerer

As an analyst, can I expect to see a salary raise in a couple of weeks? Or an AIP? And if so how much of each?

Damn LIBOR rate up again...

SOFI or who else?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

If you could go back in time what would you tell yourself before taking out student loans?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?