Do you have your student loans at your home financial institution or elsewhere?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

How do people feel about VGAC going for the 23 and me merger? Shares are about $10 now and I’m thinking I might buy in and see where it goes. Thoughts?

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

I have $20k student loans and have been paying $1k per month throughout pandemic to lower the balance. Would you continue to do this? I could pay them off, stop payments in hope of debt relief or keep up with current strategy. TIA

SO and I have finally saved $500k. Should we buy a house or a green card (Indian born on H1 in the US, I-140s approved)

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

Best and worst cars you’ve ever owned?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Anyone delaying a car purchase due to Covid to see how everything pans out?

I think all frontline healthcare workers need to have their school loans waived, if they have them. (And yes, something for first responders/essential workers too. Like tax waivers maybe?) 🙏🏼

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

PLTR calls? Bad week for them as they fell under ‘meme stocks’ some places. Thinking of $33 for 2/19

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

Thoughts on reducing 401k % during this bear market slash recession?

My offer discussion is going on with KGS, is it a good switch from EY India to KGS?

Why do tech people like Stratecherry so much? I don’t find it particularly insightful. Am I missing something?

Audit manager here. Planning to talk to partner in charge about becoming a partner eventually. Any tips about what to ask?

If I end up quitting after maternity leave, do I have to pay back any of my leave benefits? I guess I could ask HR, but wouldn't want to throw out any warnings.

🐠 what are your thoughts on diamond tipped bow ties compared to the classic squared off look? Have some black tie weddings coming up and need a new bow tie

Is there anyone in this bowl who resides in Austin and works for any of the major hospitals? Been trying to go back into a hospital/clinical setting since moving from DC last year. Would love to pick your brain on what the culture is like at your hospital.

I have 7+ years of healthcare experience doing process improvement, research, health policy, and health outcomes.

TIA

Hi Sharks - Do we have anyone working here in a BNPL company in a product/Strategy role? Have few questions with regards to things that impact conversions for a payment method while cart abandonment.

Pls DM if someone has any kind of experience. Thanks in advance!

Is Ukrainian Village a safe area to live? I’m looking at a place near Western Avenue and have received mixed reviews.

Can we talk about privacy vendors? We are looking for a platform to handle data inventory and/or data discovery, as well as automating the privacy impact assessment process. We already have vendors for DSARs and cookies. Do most people consolidate all these functions to one platform or use multiple? Anyone willing to share vendors they have had good or bad experiences with?

I work in deals and am frankly frustrated that those with 9-5s can get better GMAT scores with their schedules while I have to work around an unpredictable schedule at 80 hrs/week.

Anyone hiring a senior designer?

I am the first HR professional at a small company. I am looking for an easy to use platform for performance management. I have used Bamboo and Paylocity in the past. Eventually we will want something that has a payroll component as well. What systems have you used and liked?

what is the pay range for role - manager 1 assurance at pwc sdc kolkata?i have 6.5 yoe and joined at 21lpa + 10% vp, four months back. managers from other big 4 start around 28lpa. does sdc kolkata pay m1 this much only or have they underpaid me? i am considering dropping paper and looking out again.

Hi, can you refer me to your company?
If yes, please DM me. I will share my resume.
My Skill : functional QA Lead
Total YoE : 8.3
CCTC : 12.47 LPA Fixed ; ECTC : 30 LPA Fixed
Looking for a Manager role(not below) ;
Looking for WFH only & Base Location should be Kolkata ;
Current Company : PwC India
Your help on this matter is highly appreciated.

How long does it take to get a job , when you actively apply every day for weeks. Or better still how do I do it right?

Not really an exit opportunity per-say but.. thoughts on leaving to McK? WLB, $, general big picture, and exit opps from there?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

SOFI or who else?

Does having student loans impact your ability to get a mortgage?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Damn LIBOR rate up again...

If you could go back in time what would you tell yourself before taking out student loans?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?