Does anyone have any recommendations for a shop to manage 401k accounts and Roth, etc that is used to getting approval before buying stock / Tracking and Trading compliance? Ie Big4 compliance. I have accounts with Raymond James but the guy can’t seem to remember he needs approval before purchasing.

What is your tax refund

Got 150k saved up, can I buy anything worthy with this as a down payment at the moment?

What is the firm per diem for accenture strategy? You can spend this on travel engagements ?

Hi all- new to fishbowl. Not really sure how to use and explore the app yet but I saw this bowl and figured I would introduce myself. I am a wholesaler for 401K and I am able to partner with advisors who currently uncover 401K opportunities or are looking to learn how to. Reply if you are an advisor in the NYC area and interested in learning about how to expand your business.

115k/yr job with 7% 401k matching, medical/dental/ pension plan also Federal job. Or $100/hr contracting no benefits. Pros and Cons of each?

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Making $97k this year and not sure where it all went. I feel I should have more saved. Rent is $2,300 and my pet is about $200 a month (food,insurance)

Those who have coins into Voyager, if you received email and if all of your coins match as per email summary, we do not need to file a claim or do anything, right?

Where in Atlanta do you live and how much is your home? I thought Atlanta was supposed to be an affordable city? In the market for a town home and it’s only getting more expensive .... single income.

Hi All, newbie here to real estate investing. I have a primary with about $180k in equity and want to A) Get a larger primary in about 12 months and B) Acquire a cash flowing rental asap. Would you try to cash out refi and buy an investment property now; cash out and rent out your current place and buy a new primary or sell your current place and try to get buy a small investment and a new primary?

Anyone have any tips or ideas on how to collect money owed from a client? In a few months it’ll be two years since the debt was incurred. We send monthly reminders of the bill. It’s a significant amount (well to us) and the client is now starting to open up and telling everyone about the situation that we helped to resolve.

Accounting question. Client retired long term debt after year end. Should it still be presented as noncurrent as of 12/31? Any big 4 guides out there?

My company reimburses CFA exam fees if I clear level the exam and if I stay in the firm for 2 yrs from reimbursement date. I don’t wish to be in the same firm . Can i still apply for CFA scholarship?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

Anyone wondering what digitization and disruption of banking and lender relationships will look like? If at some point regulation allows customers to borrow directly from central banks, then will banks and buy side direct lending shops die out ?

People recruiting at FAANG/big tech right now- do you have a sense of how they’re handling equity/stocks in making offers? Stock prices are WAY through the roof and likely poised for correction... are they taking this into account when making offers on number of RSUs? Risk of joining and losing money

Anyone else want to escape from New York. I have been looking to get a house in the burbs but my wife and I am from California, have no family here and thinking about trying to go out west. Don’t really want to take the CA bar again though…

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

I can’t get pre-approved for a $525k loan. We have $665k in liquid assets.

Owning your own company doesn’t sit well with the banks.

Hello Fishes.. Does novartis asks you to do a IBM course before joining? They have asked one of my friend to complete IBM course certification before joining the org.

Any one who has done CSCP certification and can help guide through the exam preparation ?? Does it help when applying to MBB??

I am 3 weeks away from my last working day and not getting any interview calls even after updating at various job portals. What could be the reason? I am 7+ years of work experience in software testing. Please help.

Hi all-my idea pool has officially run dry. Trying to explore new ways to market per diem
nursing. Besides, clinician spotlights, social posts, and video interviews, any other thoughts?

Hi fishes!

Looking for switch, I have overall experience of more than 4 years in IT, FinTech industry combined.
I am Engineering grad in ECE, Post that I have worked in TCS for around 3 years in SAP ERP as implementation Team member.

Post my PGDM- Financial services from reputed institute and got placed in Arcesium a FinTech company providing hedge fund accounting solutions to Hedge fund managers. I am working as part of Client onboarding Team.

Have exposure to data migration, recons.

Thx

On which kind of strap do you prefer to wear your watch?

I personally prefer NATO straps for sports watches and Perlon straps for dress watches.

I’m just starting up as a freelancer after years of being a full time agency employee. Any big watch outs before finalizing my contract? What about frequency of invoicing and defining billable time? Any guidance on freelancing dos and don’ts is much appreciated.

Anyone bought Tailored Athlete shirts? Ideas of they are good?

What is the notice period in thoughtworks. Does it changes if you have dependency in the project?

Hi All - looking for information on how AWS works bonuses verses Microsoft... may be looking for a move and interested in how AWS Revenue Incentives work?

Are there any good groups/orgs in NYC for strategists? I’m not talking Meetup, but cultivated communities actual strategists have built from the ground up.

Why do some art directors only really start looking at stuff at the 11th hour? Thus forcing people to stay late on the Friday of a 3 day weekend.

Any one here work at EY in the FAAS/TAAG group? Thinking about joining from Deloitte audit and interested in hearing more about the actual day to day work.

What is the typical bonus and hike for a C13 (VP) in technology in Pune (or Chennai) who has been offered 50 lacs per annum

Hello Everyone,

I presently work in a serene and welcoming workplace where the atmosphere is extremely soothing, but I believe that given my current circumstances, my cost of living is too high and my pay seems to be very low given that I have quite a few additional responsibilities on my shoulders. Can someone confirm the salary slab for an Indian bid specialist with 7 years of experience?

Hello guys, I am a ML Engineer by profession and have recently heard about the AI Centre of Excellence at TCS.

I've that the COE team is supposed to guide TCS employees on client end. However, I've also heard that as they do not generate any profits, TCS moves them to client side as soon as possible.

Could anyone please share some insights about work at the AI COE at TCS? How's the team and how's overall growth in terms of skills and payscale? Are there any drawbacks of joining AI COE?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

Just got promoted and now I’m no longer eligible for Roth IRA - what do I do now? Pause contributions to my Roth IRA? What is this back door thing people are talking about - have also heard it may be illegal soon?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Are there any similar apps to venmo which has less transactions fee ? I need send money to friend by using credit card

Thoughts on personal loans to consolidate Debt?

What does 401k mean?

Best high yield savings products?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.