Fascinating to be one of the middle aged, dumb money/index fund DCA guys whose entire financial life is predicated on hitting lots of singles, and maybe buying the dip for the occasional double, all while my younger brothers and sisters take a much more swing for the fences approach with respect to the current market turmoil. Totally respect it and acknowledge that it’s not altogether inappropriate for those who are younger or who are doing it with fun money. But it’s fascinating.

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Just remember you only hear about their homeruns and not about the strikeouts. This comes from another middle aged index fund guy.

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Agree I wish everyone good luck and stay boring myself. I learned my lessen with dot coms that I am not good at pickings stocks so I buy the whole market.

I buy indexes too....but I gotta admit I’m so jealous of those people buying GME/AMC while cheap 🤣

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There is winner and there is loser....so hard to imagine when those stocks all crash...and people lose all their money. Just one trigger

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dumb money you say?

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Hey FB fam. I’m putting together Financial success resources. If you have any books, articles or podcasts in relation to personal investments or real estate you recommend, please feel free to share 🙃

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Anyone use Robinhood and been able to export your holdings into excel? How did you do it?

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https://yieldnodes.com?a=kR0zejgYmyoDrVm

Make 6-8% monthly passively

Yieldnodes is a server rental program, NOT a trading investment. It is not related to trading cryptos or currencies in any way.Participants' funds are used to set up servers that operate as masternodes and to stake small volume coins which allow those servers to partake in crypto network activities and generate more coins. The proceeds are shared 85% to participants and 15% to the program (the rental payment).

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Anybody know what's up with QS?
Good to buy the dip? They down 40%

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Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

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Best stocks to buy/DCA into during the continued recession/incoming pain?

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I’ve recently learned about invoice discounting and want to understand how good or bad is it from short term investment perspective. Is there any other instrument that I can look for apart from stocks or liquid funds?

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When contributing to a 529 plan in PA, in addition to being able to deduct PA state taxes on the contributions, can we also deduct the Philly city tax?

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Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

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Wrapping my head around the equity piece of an offer. Is the equity you are granted in dollars converted to shares right away? So if the stock goes up or down, the totally dollar amount in equity granted when you sign might not be what you actually get over the first four years?

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Cisco

Pros:

- fairly decent place to work (from someone who worked with the Vancouver and San Jose offices). never met a blue badger (permanent employee) who had awful things to say.

- Ashley Goodall (their SVP, Methods & Intelligence) co-authored a brilliant book on leadership and people management called “Nine Lies About Work” that makes me believe they can be an awesome place to work

Cons:

- red badgers had low morale since they’re contract workers and can be terminated at any time

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

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What does the book says if you are up 120% on a stock in one day 😳

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I have an exit opportunity but have 600$ in my commuter benefit account I lose after post 30 days leaving my current employer. Any creative ways to spend it? Uber pool is eligible, Amtrak, buses, etc.

Totally, new to cryptos and thing of buying partial BTC. Someone told me BTC sell is hard and different from stocks. Is it easy to sell ? Is there a thing like someone should be there to buy a BTC in order for me to sell? Can anyone pls explain crypto trading?

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What is your favorite part about being a realtor?

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What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

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Does anyone have suggestions for what a salary should be for a Digital Marketing Analyst | Paid Social & Performance Media? I have 1 year of experience, the job asks for 0-1 year of experience. I feel I over meet the qualifications in some areas and just meet them in others. The recruiter said 50k is the salary the company is offer. I know I can negotiate. What are your thoughts on what the salary should be?

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Hi fishes,

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Thanks in advance!!! 😊

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Hi folks,
Got promoted for L4 , SIM has been raised for me. Manager and L5 approvals given. HM said its in process and will take sometime. Can someone tell me how long will this process take. Its already been 2 weeks and didn’t get any mail.

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Any Colorado agencies going remote?

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Can someone refer me to PayPal?
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Anyone else into idex, zom and Mara?

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Recently obtained my aPHR and I’m considering next steps in advancing my career. I am eligible to sit for the SHRM-CP presently and will not be able to sit for a PHR until 09/2023. Any pros/cons with either certification? Should I wait to sit for PHR or go for SHRM-CP now?

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Girlfriend of 3 years cheated on me right before we were supposed to leave the state and move in together. We broke up about 4 months ago. I couldn’t demonize her, so I’m still struggling with processing it and idk what to do. I’ve been looking into therapy, but I can only do online which leaves me hesitant. Any advice would be appreciated.

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If anyone knows of any good fully remote LMS prospects, please let me know since I'm looking now. Thanks in advance. I have 13 years experience.

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Most interesting healthcare regulatory specialty?

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Does anyone ever redeem Marriott points for gift cards? Is it worth it?

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People of United Airlines

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likefunny

Best stocks to buy/DCA into during the continued recession/incoming pain?

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Hello everyone! I'm a Paralegal in Michigan with over 7 years of Paralegal/Legal Secretary experience. I'm looking to transition into an in-house Paralegal position either here in Michigan or remotely. I've already applied to a few places, but I wanted to check here to see if anyone else can refer me to any in-house job postings.

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Interested plz DM with job codes to apply

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Additional Posts in Personal Investment Chatter

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

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I have a question on 401k loans. How is the principal repayment reinvested? Monthly? When the loan is fully paid? Do they cash out that portion of my investments or just use then as collateral?

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What does your NW breakdown look like ? In my case it is as follows
Home equity: 15%
Investments Stocks/ETFs : 25%
Retirement account: 30 %
Cash: 30%

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Remember how you didn’t buy the dip when Covid started in March 2020 and always regretted it?

Well… chances are that you won’t buy into this dip either. I guess that’s just how we are…

likefunnysmart

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

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Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

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Investing newbie here trying to invest my hsa. Debating if I should do 100% on something like viix for simplicity or if I should diversify? If diversifying, what’s a recommended approach? Perhaps 2-4 funds? Many thanks for the help.

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What should I do with my cash in this environment? Have quite a bit sitting in savings which is obviously not ideal with inflation running high. Are ETFs still the play?

Is it possible to consolidate/rollover/manage my HSA investment account in PayFlex to Fidelity? Same thought on ESPP distributions in Morgan Stanley, and 401k in Alight(?) ?

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my s.o. and i have a total salary of 210k and we’re 28/25 respectively. her parents ordered a tesla y for 70k and paid off 45k so far. we live in chicago and they are in iowa so they figured it’ll be better use for us to have the car. we’ll pay off the current loan and pay them back the amount they paid throughout the next 8 years interest free. is this even a good deal for us or are we able to get too much car for our age?

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The market is down. Are you buying anything today?

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My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

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Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

2021 roth ira limit is 7k? Or am I reading it wrong

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Any tips on how to use up gift cards with <$3 on them? I know some stores won’t accept as a payment method. Don’t live in a state that lets you cash out under a certain amount.

Any stores / websites you’ve had luck with? Hate to throw out free money, even if it’s a few bucks

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If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

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What's your target retirement savings? Target age? Combined or single?

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Just started my career and looking for advice. Other than putting money into my 401k what opportunities should I be looking at? I live for free so I have a decent amount of money.

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