First time home buyer in northern VA. Pre approved through a local lender for up to 525k, which would require help from family with a downpayment. My question is 1) is a place like Navy Federal a better option than a local lender? 2) how do you negotiate rates/“shop for rates”? 3) can you lower closing costs?

Marcus HYSA rate cut down to 2.0% :(

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Anyone ever take a taxable withdraw out their 401k? What was your reason for doing so? Knowing what you know now, would you have still done it?

How to transfer PF fund from hcl to epfo if i was a non pension member???

What is a good credit card to get for travel?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Anyone else into Bank Bonus churning?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Is stimulus check based on gross or net 2019 income?

What is the *prime* amount of money to bring you happiness?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Anyone have a recommended tax person in Chicago?

Owning real estate is overrated, I’d rather rent all my life. Change my mind.

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

What is your savings goal by age? Eg at 25, 30 35 and 40! Thanks

Trying to decide between a natural cycle or a synthetic cycle for implantation. As I understand it the major difference is doing either vaginal progesterone suppositories for one or progesterone injections. How bad are the injections? Thoughts on either cycle would be appreciated.

Hi All,

I have offer from Accenture with 15.5 LPA with 21percent VPA including 3.25 L variable pay. The pay is for Level 10 and domain is SAP, YOE is 4.6. So what is the pay range for Level 10 and I do have counter offer so can I negotiate further with Accenture.

Does FIS offer onsite! If yes, what are the approvals required?

Never feel indebted to your company coz they hired your talent and they pay for the same, neither you are doing charity nor they

What’s the work-life balance at Strategy& and EY-Parthenon in the London offices? At the moment I’m averaging around 50-55 hours at my boutique - higher or lower?

Hi Fishes,
I have 1.8 yrs Exp and working in the Big data domain and have a few offers please help to decide on the comparatively better option based on salary, Work-life Balance, security, and Carrer Growth.

EY GDS: CTC 12 ( 11.20 Fixed )
Publicis Sapient: 16 CTC ( 14.5 LPA FIXED )
Neudesic (IBM) 16 CTC ( 14.5 FIXED + WFH Remote Complete )
PubMatic: 22.70 CTC + 2 lakhs Joining Bonus ( 16 fixed LPA + Other benifits, stocks, etc )

It will be very helpful if you can suggest with some reason.

12/1 CheckIn: What’s everyone’s workout plan today? 🤗

Heading to 6:30am barre to celebrate our bowl hitting 1k members 🥳🤩😜

How do people feel about VGAC going for the 23 and me merger? Shares are about $10 now and I’m thinking I might buy in and see where it goes. Thoughts?

How is the work culture in BMW Canada? General culture, support and mentorship, work life balance and job security. Thanks.

What was the best part of your week?

Best part about being single: Not having to hold in my gas ! What is the best part of it for you??

What are the benefits they provide if we have to work from office at Bangalore.

Hi need a referral at Bank of America for data engineer profile

Just started IB. Prior to this I was in valuations at deloitte. Today I worked 11 hours and im getting texts from coworkers now. I already feel burnt out. Can someone help guide me and explain to me how people do this?

There’s a practice group that I’ve been trying to find work in but whenever I volunteer to help, I always get roped in to do non billable work. In the beginning it was fine but now I’m feeling it’s never going to amount to actual work. Any tips to get more involved without all the non billables and how to approach this gently?

Curious - would you consider a lateral move to a lower ranked firm if the practice group is higher ranked than at your current firm? In other words what’s more important - firm or practice group ranking?

Has anyone else in their job search noticed how the fully remote positions have hundreds (if not over 1000) applicants while the on-site or hybrid positions have very little? Are we all now competing for these remote jobs?? 😩

Does a 20 year long career at Deloitte hold much value in the marketplace in light of the current economic situation? Started as a change leadership Consultant, but ultimately spent majority of my career in Resource Management and Global Mobility.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

I joined a real estate team & I was expected to show up at 9:00am sharp every single day. Is this a common team policy?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Do you thank your tenants for paying the rent? A quick thank you text?

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

What's the best city in UK to buy a buy to let property, with best returns?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

How can I invest in real estate ? Looking for an additional passive income source