For people who were let go at Pwc- were your unvested wealthbuilder and 401k balances accelerated to 100%? They should be since the restructuring likely qualifies as a partial plan termination.

I don't know what that even means 🤔🆘

Pwc contributes up to 1.25% of salary and bonus into the 401k plan, and a separate amount depending on staff level into a wealthbuilder plan. The longer you are employed with Pwc, the higher % you can take with you. 2 years = 20%, 3 years = 40%, etc... when you leave. typically vesting is accelerated to 100% (you can take the entire balance) when there are large scale job terminations (layoffs or firings) since this is considered a partial plan termination.

So who am I supposed to ask about this bc I definitely need whatever cash is mine during my time of unemployment 😂

Looks like they would have needed to layoff more than 20% of plan participants. Seems high, but hard to know. https://www.irs.gov/retirement-plans/retirement-plan-faqs-regarding-partial-plan-termination

It's 1.5%... And there's no way they're going to do that.

The 20% number is not a rule but general guidance. Partial terminations have been triggered by as low as 5%. Also, the % is by plan calendar year- so if you include the feb terminations, the number is quite high