For PwC, what comprises the annual Defined contribution maximum limit, employee + employer? Does it include 401k contribution, employer match, and the wealth builder only? HSA and IRAs are excluded? What if you over-contribute, do they issue a reversal or the system will know so it will not allow?

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I can’t speak for any PwC specific rules or terminology, but IRA and HSA limits are completely separate from 401(k).

401K pre and post tax contributions + PwC match + wealth builder

HSA and FSA are not included, they're not defined contribution plans

And PwC doesn't offer an IRA of any sorts

I am pretty sure everything is set up so you can't over contribute. The HSA it only allows you to choose a dollar amount contribution that hits the limit including what the firm provides. Same with 401k that is why it ask if it can continue making contributions once you hit the limit pre tax into the post tax side.

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