Has anyone purchased a house under the name of their LLC? What are the differences compared to buying it under my personal name? Also, how much does the interest rate typically differ?

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Are you thinking owning a home via an LLC will save on taxes or something? It doesn’t work like that if that is the case.

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Generally a higher interest rate. Can’t buy as a second home - would have to buy as an investment property.
I’ve always done ad second home and purchased umbrella insurance instead of using an LLC.

Agree no difference between personal title vs LLC. Same outcome

You can buy the home under your name and then talk to the bank to have it transferred, legally, to the LLC. Some banks will allow it, others won’t.
That said, it is possible to have it done without informing the bank, but that could lead to issues later on if the bank does not support such a set up.

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