Has anyone negotiated for a better healthcare benefit with your employer after joining? Don’t think it’s even possible but curious to hear if this can be done

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It rarely is possible. If the employer has a group health plan, it is typically governed by a Plan Document with rules governing the plan to ensure all employees are treated fairly and consistently. Allowing negotiated health benefits would place the plan in jeopardy of losing their tax exemption status, which means instead of paying for benefits with President-tax money…everyone would have to e to first pay taxes THEN pay for their benefits.

Can you negotiate for better benefits? Sure, you can always try.

Will you be successful? Probably not if the ask is going to place the Group Plan at risk.

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*edit…Pre-Tax money. Silly autocorrect…

Usually the benefits you can negotiate are tenure-based in my experience. Something like vacation time or vesting periods

This is the unique problem of US healthcare…you must accept your employer’s plan. Non negotiable.

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