{ "media_type": "text", "post_content": "Health Insurance? What are your premiums , deductibles and max out of pockets for a family plan w kids ?", "post_id": "5bec1d25e4318800121f1871", "reply_count": 13, "vote_count": 1, "bowl_id": "599feb177c057d0010be0554", "bowl_name": "Financial Advisors" }

Health Insurance? What are your premiums , deductibles and max out of pockets for a family plan w kids ?

like
Posting as :
works at
You are currently posting as works at

Obviously you haven’t encountered a client yet who still owes 6 figures to a hospital from an unexpected illness while uninsured. Once you do, you’ll be in line to buy insurance real quick. Not worth the risk - medical bills go through the roof very quickly. And do you really want to live in fear of a major illness or not seek help when you need it?

like

I’m at $1000 a month for family of 4. $750 deductible. My dad is on dialysis and they bill $121,000 a month. As much as I hate paying the premium, that type of bill would bankrupt just about anyone without insurance.

smartlike

Uninsured with a little bit of catastrophic coverage for $50/mo, I invest the $10,000/year I save by not having health insurance

like

☝🏻 thinking of doing the same thing. It would be about $600/month plus another crazy high deductible so they can pay 🙄

like

FA1 is that a group policy or exchange? FA2 I can’t do that w 3 kids.

smart

My current 70,000 employee firm, $917/mo for family of 6, $7000 deductible, after that 100% covered. We are moving to husbands plan for the first time this year to save $4000 annually. After losing my ability to itemized my work expenses, no longer allowed to claim my 4 dependents, and we phased out of any college tuition credits, we have an instant $15,000 in additional taxes. Between the INSANELY stupid cost of college, higher healthcare costs and a tax hike, our middle class cash flow is evaporating

like

$750/mo. High deductible plan at $3500 per person/$7k per family max Then pays 100%

$1178 a month. Single. Female. New York City, baby. And the premium will increase in 2019. Since we are “self employed” we pay through the nose in NYC

Thank you.

Are your policies for your own company or are they from a spouses plan?

Mine. From a Regional brokerage

Yeah I realized that after sorry my strategy won’t be good idea if you got kids. But our group plan for family is like $700/mo

VP1 that’s why the catastrophic coverage is there

Related Posts

Hi, I am going to join PWC AC Bangalore next month as Senior Associate, would like to know the benefits for the SA role. 1. One Time WFH of 18500 will be paid as part of reimbursement or will be paid in monthly salary? 2. What about Mobile Phone policy amount for advisory Management Consulting practice? 3. What is vacation reward for the 40 hours? 4. How much is the shift allowance in advisory practice? Shift allowance is not part of salary in my offer letter. Please help me to get info.

like
like

What are the best Vanguard funds to invest in for your Deloitte 401k Plan? Also, what percentages should you invest in for each?

like

Deloitte moms, I’m thinking about asking for an internal role after maternity leave. I’ve only been at the company for 2 years (total of 10 YOE). How do I navigate this?

Anyone here involved in life science/healthcare PE/VC? MD working in consulting, trying to figure out how to make the jump and if there are specific recruiters I should try to network with.

likehelpful

As a parent, I'm curious about how you think the quality of education is now differing with the remote learning? Do you think this is a degradation of 25%? 50%? Or are there some benefits?

like

Hey everyone! Healthcare attorney here in NY big law. Where are others from?

Can anybody share what are the hikes and benefits in apisero, and when does the appraisal cycle begins here.

like

For the sake of my mental health I have GOT to get some sort of physical routine going, but it was 12 degrees today so there is no way I’m running in that weather. Should I pick up some sort of at-home workout routine? Go to a gym during off peak hours when it’s empty? Want something I can gently ease into; I’ve been an absolute sloth the last few months.

like

Is it possible to negotiate a higher comp in either base, bonus, 401k, etc by declining health care coverage? My SO’s coverage is legit and we dont want to change. So this would save the firm by not having to cover me, right? New to this, TIA

like

Hi Fishes, I joined FIS global Pune recently. What are benefits of National pension scheme - employer contribution at FIS ? Any idea? Also where we can use meal card? FIS

like

Upon return from Short-term Disability for mental health reasons for 6 weeks, I was put on "of counsel" status, my compensation based solely on hours I bill and get paid. I'm getting no work. Fishy?

like

Hi Fishes, I have recently joined PwC SDC as an Associate 2. Wanted to know that is there any smartphone reimbursement or mobile phone program here. TIA!

like

🐠👋 Hello there. We’re hiring a Project Manager, Creative/Brand Marketing. If you like the app, it’s fun to be part of the team making this happen! 4+ years experience. Remote. Benefits. WLB. DM for more info!

like

Sidley Chicago - Corporate - Class of 2016 1. Interested in any general info about the office, things to do/avoid, etc. 2. Any benefits to be aware of? 3. Does 401k allow mega backdoor roth? 4. Is there any tech stipend or similar to outfit home office? 5. Any idea how going back to the office will be handled?

like

As an immigrant, I’m grateful for the opportunities afforded to me since moving to the USA. But, I must say, it still doesn’t feel like home after a decade. I still cannot wrap my mind around the gun culture, lack of universal healthcare and emphasis on education (critical thinking). I’m planning to leave in the coming year or so. COVID really made me realize that life is indeed short.

likehelpfulfunny

Just downloaded this app and notice a lot of consultants making significantly over 100k. I’m mid 30s, just got my MBA a year ago and started a new job and still not over that six figure mark. Feeling a little behind in life- reading many 30 year olds are making 100k+. I have extensive experience in healthcare (pharmaceutical) in Tableau and SQL. What jobs or companies pay over six figures for Business Intelligence roles? Or should I be seeking different types of roles to make over 100k?

like

The greatest trick the devil ever pulled was giving his employees amazing benefits but not enough time to use them

like

So started my industry job a few weeks ago and have been assigned an executive coach. I have no idea what executive coaches do and how one benefits by having one? Any thoughts on how to fully utilize them?

like

Additional Posts

WEEK 3 Challenge #1 Walk! This challenge can be completed one day or every day this week. Get points each time by following requirements below. Must post all entries by Saturday 9 pm to be included in Week 3 prize offerings. *updated 1point for posting walk (words describing) 1 additional point selfie 1 additional point nature 2 additional points fitness device Repeat daily as an incentive/bonus. So this week you could potentially earn 25 points with this each day 😳🥰

Post Photo

Any ATL producers here? Would love to move back to Georgia to be closer to my aging parents and family. Any contacts I could reach out to? Mid level integrated producer.

like

Do you think tech is the most interesting industry building the future?

like

Other struggling to find work? I graduated law school in 2018 and have had such a tough time. I started out at a boutique firm, but was laid off in Oct 2019 due to a restructuring decision. After months of searching, I finally landed another position at a boutique firm only to get laid off again one month later due to the pandemic. I look for work daily and have had a handful of interviews, but nothing has stuck. It’s difficult to handle the rejection and I just don’t know what to do anymore...

like

I know people like to talk about “digital strategy” but I don’t believe such a thing exists; there’s strategy (formulating paths to create value / accrete eps) and there’s delivery. Am I wrong?

likehelpful

Just had a recruiter reach out to me for a Chief of Staff role at Google. She said comp was: Base+20%+150k+Equity. Is the 150k a sign on bonus?

like

What do you think of JLo’s new skincare line?

like

How do you address career growth with your manager?

like

If the last time you cancelled a get together, you knew all this would happen, would you have cancelled anyways?

like

Does sapient gives performance bonus for associate level like senior associates?

We are a same-sex couple pursuing surrogacy. My spouse works for a Fortune 5 company. This company says it stands for equity and inclusion and it offers as an employee benefit coverage for fertility-related medical expenditures. Specifically, this employer’s fertility benefits provide up to $25,000 for fertility expenditures to heterosexual couples, and $0 to same-sex couples. How do we contest this inequitable employer policy?

like

saw a post on ovulation window - didnot want to hijack the post. But is there a app where I can track my ovulation ?

Sorry to ask a non-professional question: 60th birthday gift ideas for my dad who is a teetotaler.

likefunny

Anyone looking for Strategy or Tech(Data Engineering, Data Science, Reporting) roles within the R&D LS space, DM me. All roles are within ZS (Various locations across the US)

like

Any recs for med spa or plastic surgeon in Chicago? Interested in Botox, fillers, etc. also can anyone share their experience w Kybella?

like

How detailed do you make your LinkedIn? Copy and paste from resume? Just a few summary sentences? I’ve been seeing everything across the board and can’t tell if there’s a standard or not.

like

For some reason after 9pm on this app I get really punchy with the remarks. Nothing nasty or mean spirited but more sarcastic and cynical with the humor. Perhaps I am just lonely and using this as a way to get attention. I love a good intense back and forth dialog with people.

likefunny

Need to figure out a way to accept and process critical feedback well. I tend to beat myself up over this, and lose a couple of days of sleep till I accept it. How do the rest of you handle it? Help?

like

I discovered alopecia patch after shower today . I have been in immense stress ( 5yrs ) but hair was always good, in fact last summer hair was thicker , just the month I started having a little more hair loss and then found this patch , while I will see a derm soon , how I do I get a diagnosis for auto immune disease .

like

What grade (A-F) would you give your state or district in their covid response?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
Download Fishbowl to see what others are saying
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Get realtime notifications and see
what's happening in your industry
from the palm of your hand.

For account settings, visit Fishbowl on Desktop Browser or

General

Legal