Hello all,
My house is currently being built and should be done by EOY, but we are still shopping around for mortgages. Does anyone know of any lenders that are offering good rates or incentives?

What is your savings rate for the year?
I am saving 66% of my take home pay and I’m pretty satisfied with it.

I am curious how Onesource Income tax stacks up against it's competition.

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

Guys very much off topic .
Any housing project in Bangalore which you can term it as cheap and best and location not a constraint.

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

@Partners - how much money do you need to invest I to the firm to get your partner share?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

What is the *prime* amount of money to bring you happiness?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Do desi consultants opt for 401K? Upside/downside?

How many years did it take before you could pay off all your med school loans? I'm starting to feel like it won't even be possible.

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

Welcoming anyone from Project Delivery or who would like to learn more about the PDM track. Spread the word.

Does anyone else feel like instead of reviewing all the increased work we’ve been doing and releveling accordingly, the firm is just rewriting our current job scope to include the increased work?

Thinking about switching to IFS. Currently in consulting. What’s your WLB?

Democrats in 2000: Bush is Hitler
Democrats in 2004: Bush is still Hitler
Democrats in 2008: McCain is Hitler
Democrats in 2012: Romney is Hitler
Democrats in 2016– : Wow, now we love George W Bush, John McCain, and Mitt Romney.

Interesting.

Hi - what are the top renewable energy developers and IPPs in the middle east? I am looking to move to a project finance role in the Middle East and looking to understand the landscape.

Just discovered a public slack channel (that very much should have been private) that a few women at my work have been using to bitch about the co-workers they don’t like. There’s a lot of very mean posts about several of the CDs, account people, producers etc. There’s quite a few hateful posts about me and my partner too 🙈 should I tell them?

Had my interview on 12th Feb evening. The same day late night I got an email asking to upload the Application form( Completed the same on 13th Feb). Can I understand only HR discussion pending for me? If yes how much time will it take for me to get the HR call.
Thanks in advance.

I am relocating to pune near baner or kapil malhar. If you could help me to get the accommodation as pg Or rented 1 bhk flat. Pls comment or dm me. If you know any place or have the contacts pls share with me @

How did you learn a new language at an older age? Just curious how others learned new languages. Duolingo, Classroom teaching, Learning from being around that language, etc…

Been with Big Four advisory (GRC) for 10 years. Really tired of meaningless “consulting” and commoditized implementations. Recently been through a rough job search and finally landed an offer with a mid size bank in their risk practice. People say that the culture there is quite political and bitter but I’ll learn a heck lot and get a new opening on my resume. Salary is the same. The other option is to take a consulting job that pays me 50k more but do the same work! Thoughts? Thanks!

I have worked in marketing for about 6-7 years. First few years were in social media management. My goal is to work at a big tech company.

I’ve heard mixed results about the ROI of earning an MBA. My near future goal is to move into a Marketing Director (or senior manager) role.

1) How much does Google, Amazon, Microsoft, etc. value MBAs in the hiring process?

2) Anyone currently working at the companies above with only a BBA?

Current situation: Marketing Manager, 90k, NYC.

Hello everyone!
Is anyone willing to connect on opennings for associates, preferably on strategy work in your offices?
Also if there is anyone working on ACN strategy & consulting, I found an openning a couple of days ago and would love to have a chat and hear more about your experience and type of projects.
TIA!

These roboadvisor fintech companies like betterment and wealthfront can't be lasting much longer.

Anyone looking for an AAE or Asst Media Planner? Have a friend w a Cornell degree looking to change careers and join our crazy industry

I am joining Deloitte India next week and I have received a mail from the recruitment team that I have assigned with a "Buddy" from Deloitte to help me guide through the beginning.

Is this a normal thing in Deloitte/Big4? What is the significance?

Any good crime books that you would recommend?

Have a 2/15 call on ghiv. Tanking today, drop it?

🌟What's Happening Wednesday!🌟 Use this thread to share fun events, shows, concerts, activities, and anything else that's happening around the city this weekend!

Where is the best place to watch football on Sundays and meet a single guy in his late 20s to mid 30s?

Where is everyone watching the Panthers taking on the Broncos today?

Best restaurant you’ve been to in Charlotte? Looking for an experience!

Anyone participating in biketoberfest on Sunday?

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

23 year old consultant looking to meet fellow ambitious and like minded friends… moved here recently. Any recommendations? Living in south end

What are some good gyms in the city? I like to do a mix of cardio and strength, a pool would be nice but not a must.

Where are some good places to work remotely in Charlotte? Also are there any clubs or groups for remote workers here?

I am relocating to Charlotte NC November 30th and on the career hunt . I have experience in HR, hospitality, social work, customer service, and education. I’ll graduate with my Master of Social Work in May 2023. I’ve been applying to a few things but no luck. I’m open to trying new career fields and to hybrid, on-site , or remote work. Please point me in the direction of a great opportunity!

I'm getting my brother autographed Panthers memorabilia for christmas, but I'm the gay son in the family who knows nothing about football... So we've got someone named D.J. Moore, another named Terrance Marshall Jr., Luke Kuechly, and Robbie Anderson. None of these names are doing anything for me, nor do any of the stats mean anything to me when I look up their names on Google. Do any of these names ring a bell to you, and which ones would be the coolest for a signed helmet/jersey?

Technology implementation manager in Big Four looking to transition to the banks. Anyone know of a role that they can refer me to?

audit manager salary in charlotte, nc?

Just moved to Charlotte, I notice a lot of women wearing pointed shoes and having nice bags. Is that the norm?

Any recommendations for a restaurant for a work social event? Roughly 10-15 people!

🌟What's Happening in Charlotte?🌟
Use this thread to share fun events, shows, concerts, activities, and anything else that's happening around the city this weekend!

Alright I gotta say it.. charlottes gym scene is terrible. Where do people go to workout?

New to the app—happy to be here!
I’m an AM here in Charlotte and have a two cybersecurity candidates that were a bit late to an interview process looking for a job as a cyber analyst. Any help finding a home for them would be appreciated

Its a long shot but I am looking to move to Charlotte next year and wanted to know if there are any open remote jobs in learning and development. i have 8 years experience with specialty in lms and compliance

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!