Hello,

I have an international student loan at the rate of 8-9% on simple interest. I want to refi it in US. I have a H1B visa.

What are my options or is it better to keep the loan in the foreign country?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

What is the *prime* amount of money to bring you happiness?

Curios to see how you guys log your down payment and remaining loan amount ( home , Auto etc ) in apps tracking net worth ?

Recently put 20% down cash for house which brought down the cash component of net worth but wondering how to balance this . Home equity ?

Question for the group: How to trade stagflation? Shorts and commodities / precious metals only get you so far.

If I invest in Eth today, would it be smart? Or should I wait till it cools down?

Has anyone started an LLC, S-corp, or C-corp for your day trading? If so what are the requirements for getting started with that?

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Guy slid into my DM’s asking to be my sugar daddy. But he wants my PayPal info to send me money. Is PayPal a safe way? Also lol what is my life 🤦🏼‍♀️

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Experts - I understand tha LEAPS help with liquidity amd magnify the returns but I am unclear what are the tax implications (Fed LTCG and state tax) when you are ITM and exercise LEAPS. Can someone shed some light on tax implications of the LEAPS? Thanks.

Base is at 180k, after tax, insurance , 401k and ESPP (max out), my bi-weekly pay is only like 3600 (like 8000 monthly). Can people really save this kind of money, or most people rely on their stock appreciation?

Can you choose to pick LIFO or FiFO during crypto tax filing team? Coming up on 1 year of buying my first few hundred eth, but want to ensure that I do FIFO to get the lower long term capital taxes

Accidentally overpaid into my 401k (forgot to account for employer match). How can I correct this without getting double taxed?

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Damn coinbase, I see you ;)

Where in Atlanta do you live and how much is your home? I thought Atlanta was supposed to be an affordable city? In the market for a town home and it’s only getting more expensive .... single income.

I am looking to buy my first property soon - preferably new constructions (anything except condos) anywhere in Ontario/Canada. Any suggestions where I can turn to find new construction projects? I understand I need an agent. Until I find a good one, I am looking at the houses myself. Any suggestions where I can get information about new projects happening in the province?

Anyone sell to Zillow? Got an amazing offer from them, but naturally my floor decided to start deforming right before inspection. No water damage - I can get someone out here to fix it ASAP, but wondering if it’s worth the hassle. Mostly worries inspector will think there’s water or foundation issues

My company is receiving backlash for…let’s say a poor decision that has gone viral in my city. For 3 days, almost everyone who has called customer support is just looking to insult and yell at us. This isn’t our fault :/

What is a good salary range for a Principal UX Designer with 15+ years of experience working in either Finance, Tech or Media industry in NYC?

Can someone explain to me what law clerks are in private practice? I'm based internationally but deal with our NY office a lot, and I can not figure out what the title actually means/where it sits.

Okay, I feel like if a QE in India needs to email me, an SE, to just press the 'resolve' button on a user story that was created after a bug report was issued and fixed, then maybe... Just MAYBE... There might be a bureaucracy problem. 😒

First profitable NFT collection purchase with Bad Bromatoes - seeing the value of launching on Solana. Little to no transaction fees have made all the difference.

Bought 11 of them for 1.1 SOL, have sold 5 for 3 SOL so far and still have all the rarest ones left

This might be embarrassing, but, is there any courses on writing technical proposals? I’m not horrible at it, but I’ve seen some colleagues finish technical proposals in half of the time and in better quality

Moving from mid-west, Is it cheaper to rent in winter than in summer/fall ?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

What kind of work does you guys do here am one of the real estate property management licensed agent am looking to employ new workers this week if you are interested am paying $650 weekly message me directly for more details ASAP.........

Which company and team do you work in?

What is the cooling period for different semiconductor companies? Someone we have to wait 1 yr for another chance to get an interview at nvidia. Is that true?

Have an interview with a company I really want to work for tomorrow. My last job I was laid off b/c of an acquisition&recently accepted a job at a diff company b/c I couldnt afford not to. I got this invite shortly after. The place I’m interviewing at the job wouldn’t start til next year. I dont want to seem like a job hopper. Do i tell them I’m at a new role or just not bring it up? The acquisition was public so they can see Im no longer employed with the most recent work history on my resume

This might sound silly but if the job is still posted after you've done your loop, is that an indication the team is still looking? It's day 2 after my loop so excuse my anxiety.

How much package should a data engineer get for 3 year exp?

Howz the wlb in advisory? Joining as LSA.

Regulatory, risk and compliance team.

Damn LIBOR rate up again...

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

If you could go back in time what would you tell yourself before taking out student loans?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

SOFI or who else?