Hello , I want to do 25k SIP,

I have started investing in
JM flexicap: 5k
Quant small: 5k
motilal mid cap:5k

I want to invest 10k more could you please review this MF and suggest one or 2 MF

Why do firms not use vested stock options as incentive in earlier stages of career?

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

How do filmmakers find investors?

Should I stop contributing to my 401K and put all my energy into paying off my student loan? Right now it's unconsolidated so there are rates between 3-6% and it's 20k.

Laaa laaaaaaa lala wait till i get my money right (just accepted a PE offer woo)

Looking for a soundboard.
Expecting parent, 35yo, NW of $1.2M with investment property in my hometown in Europe near family & friends (mortgage is less than $1k). Current expenses in Bay Area is 5K a month, probably more once baby comes.
Thinking of leaving Bay Area in 2 years and semi-retire for a few years in Europe, focusing on parenting and freelancing.
Any thoughts on this plan? Anything I should be aware of?
Thanks!

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Has anyone seen an uptick in fraudulent paperwork ? I work for a single family company with 15k homes in our market and we are seeing so much . Funny thing in they always NSF app/holding fees a few days before or on their move in date and the fraudulent paperwork just follows after . Some we have found they change the fake ID around and use the same picture with different information . It takes so much of my work day catching these fraudsters. What have you done to combat fraud?

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

Hi Folks, how much max amount we can retain back after 80c tax claims on income taxable amount. Any idea? Is it varies based on package? What is the percentage ?

In your opinion, what’s the best hedge / best buy against rising interest rates?

so every single major dip the last 4 months have been magnified by the use of leverage. If btc drops “naturally” by 5%, but liquidations are in the billions (which they have been), then that 5% drop turns into 15%. Over leveraged apes are literally screwing it up for all of us more than just themselves. Frustrating but also somewhat positive news that onchain analytics, fundamentals, and general TA are still in play. We’ll see what happens because I don’t think these levered traders will stop

Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

I handleda very difficult and convoluted succession for a black family. My client was astute and intelligent. We got along great. His family was difficult. Willfully ignorant.

Part of the succession dealt with clawing back $450,000 in insurance proceeds that a niece fraudulent received from the decedent by making herself the beneficiary on policies. A separate attorney was hired to handle that part before I was hired to handle all other matters, including settling a $500,000 debt with the...

Has anyone at a mega fund like KKR or Apollo experienced coinvesting and actually being able to put money into a deal?

Hi IBMers
What is role of a senior advisory consultant. Is it similar to solution architect

Looking for guidance. I’ve been passively applying to Director roles since January, and actively for 2 weeks now. I’ve gotten one call for a position I didn’t apply to and no other response. Is there something I should be doing to get more traction?

For context, I was hired as a site GM. Then 8 months later made a regional. In January I was placed in a Director capacity pending position approval. The position has been postponed a year tentatively but I’ve been asked to continue in unofficial

Anyone have success using JobScan or ResumeWorded to pass ATS scanners and land more interviews? Looking to refresh my resume after 10 years.

Looking for guidance. I’ve been in people manager roles (in director/senior leader capacity) for the last 5 years now, and prior to that I was a “rockstar” Project Manager. I’ve worked really hard to get to the position I’m in today, but I’ve been recently asked to move from my current role to a senior IC role to take on a highly visible Program for the company, with some very senior stakeholders. I feel conflicted as it does feel like I would be backtracking in many ways. Thoughts?

Has any US citizen had success getting a job abroad in the energy industry? Whether that be through a US company (i.e. transferring offices) or by applying to utilities or consulting companies abroad?

I’ve been a mid-level manager (Sr Operations Manager) for the last three years. Been in my industry for 10 years. I feel I have plateaued in my career path. I’m trying to promote to a Director of Operations role in house and looking at outside opportunities as well. I feel like it’s taken longer to obtain this position than my previous roles. Any advice from Sr/Exec Management to be more self aware and fill in the holes to finally hit the finish line?

Hello! I’d like to share an experience and hopefully receive guidance.

I spent two years as an executive, and while I was providing what I believe was impactful work, and receiving praises across the board, I got fired from one day to the other without any explanation.

After a few weeks, some managers (who were under me) shared that there had been a while campaign raised against me for a couple of months by others VPs and shareholders. 1/2

DOGE to the moon?

Does Deloitte India give goodies and joining kit ? Though people are posting with pics in linkedin. I have joined Deloitte. But I got only laptop and bag. 🥱🥱

Why is Deloitte giving Iphones to people and what is this well being program? Can anyone explain.
Also, does it apply to Deloitte India(not USI) employees? Thinking of joining Deloitte India in feb in consulting service line.

What are the best neighborhoods to live in Denver?

Girlfriend and I are in our mid-Twenties. My office is in CBD and she will be working in Arvada. We are looking for places to rent and make roughly 200k combined.

Hey Guys!
Does Qlik Sense in Business Analyst Role better than tableau? Which tool has more industry demand?

Please share your thought!
Thanks

Is the marginal value of a second clerkship truly worth the opportunity cost? Is the first? Obviously SCOTUS is a different story, but what's wrong with doing one district or one appellate only?

1:1 with my boss, one of the areas of improvement was: “be more vocal”.

Being an immigrant who struggles a lot with the language barrier is just super hard to digest this. I do my best, he doesn’t know how hard is keeping a Google Translate tab open on my browser all day long, he doesn’t know when people look to you because you sound “funny”. Just wanted to vent it, and say for all the leaders out there, if you want us to be more vocal, give us a chance to be heard with our own voice and truth

Is this bowl inactive

Hi! I’m looking into pivoting my career as more “brand” specialist/ manager. What skill sets would you find crucial to know ? Any advice on tips to learn/ gain experience? Thank you!

Hi All,

How long is the induction in KPMG India

Had a first round interview scheduled for a large CPG brand. My interviewer never called me, and I emailed following up to confirm the call. It’s been over a day and no response. What is going on with recruiters? I tried giving them the benefit of the doubt, but not even an email back saying “something came up” or “we’ve moved on” ? I’ve been ghosted after every final interview during my recent job search, but never had I been ghosted before even having the first call??

Is it misleading to just look at Total Compensation from a $ dollar value/ Total Compensation seems to be much more subjective than base salary in terms of its value. Some factors might be:

RSUs granted on dollar value or by # of shares & stock price trends
Vesting schedule
strike price on ISOs & delta between strike price and real market value

For instance, most of value in Amazon's comp seems to be granted in years 3 & 4, but it's well known that most people last only 2 years max there.

Opinion: Giving legitimacy to conspiracy theorists by providing them with a platform is incredibly irresponsible and selfish.

Which crypto coins are you putting your money in?

Anyone into option selling ?

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Welcome everyone. I hope to keep this bowl clean of any promotional content while discussing ideas to grow our wealth together. Please share the group link on your company bowls so that we can get good participation and useful insights...

What platforms do you use for your investments?

I use Zerodha for brokerage and Kuvera/Coin for MF investments.

From stocks to crypto to NFT, which is the next big investment opportunity where we could be the early movers (investors) and make great returns? Love to hear them.

Is it true that stocks bought and sold are visible in form16?

My wife and I use a joint account for managing our monthly expenses. Can we both use UPI IDs linked to this account on our respective phones ?

Hi, I am new to investing, i am looking for mutual funds where i can have a long term investment. I and ready to invest 10k per month in SIP's split accross multiple funds. Can someone provide me suggestions

Views on Zomato ipo?

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

What are some of the investing must-reads that you'd recommend?

I’ve recently learned about invoice discounting and want to understand how good or bad is it from short term investment perspective. Is there any other instrument that I can look for apart from stocks or liquid funds?

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

I wanted to get your thoughts on the following:
1. Health Insurance for your parents (assuming they are 60+)
2. Term life options for myself (under 30)

I recently went through a medical family emergency and realised how important insurance is. Any suggestions will be appreciated.

Need 20lakh by next year for down payment have 1.8 L on hand which MF or stocks to invest so that can get 20L by next year and how much per month

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

Which is your stock pick this week?
Serious answers only!