Hello, looking to buy my first home. I make around $120k and fiance is at 95k… looking around the $350-$450k price range. It’s crazy what little that can get you in most cities.. does the bowl think this is a good price range for a starter home?

My landlord requested a $100/month increase in rent. I want to push back on that increase, given the uncertainty around corona virus effects. I need to re-sign by April 1st, if I wish to extend. (1/2)

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Do you find it surprising that more people don't invest in cryptocurrencies ? Especially in the consulting industry

Can you buy fractional shares in Schwab for stocks not part of the “Schwab Slices” list? Example if I wanted to buy 5.5 shares of TDOC is that doable?

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Guys ..
When will final settlement take place? What will be the components of it?

If I leave big law for ADA will I get canceled?

Newbie here, can anyone here pls share their trading journey?

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw

EY folks - how do I increase my firm group life insurance coverage (not the group universal / variable policy)? My wife’s coverage is at like 3x my salary but mine is only at 1x my starting salary from 5 years ago…

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Thoughts on the new Chase Freedom Flex?

How does the housing market work exactly, like, what determines whether prices go up or down?

I’m 25 and I have this itch to move to a completely new city. I love my city and just bought a house there but I just have this weird feeling I should be somewhere else. I’ve lived in my city for my whole life except for college (which was only 3 hours away). It seems weird and random to up and leave especially after just buying a house. Would love to hear anyone else’s thoughts/experiences!

Is your firm hiring for remote advisory positions? What service line? What does the work look like?

My Accounting background is:

3 years GT Audit - manage small team, manage engagements, audit etc

2 years Industry Accounting - manage small team, improve monthly processes, month-end close, reconciliations, generate financial reports, generate budget and forecasts

Referrals welcome.

My joining is on 16th November. I haven’t received any credentials or login details. My BGV and all the documentation is complete. Can anyone tell me about the onboarding process? Will I be getting any credentials or something like that?

I have offers from

TCS x lpa
Citiustech x +1 lpa
Legato X + 4 LPA
Wipro X+1 lpa + 2 JB

Tcs is ba in energy domain
Rest all healthcare

Which is the best company overall ?

YOE 10 : As a Product owner / BA / Functional consultant
Domains worked : Workforce Management, Healthcare

When you look to choosing a position to apply for and lets assume you get to be choosy - will you go for a org with big HR team or smaller HR team? Currently an hrbp for a medium global org with 10 hrbps in the Americas org supporting different groups/ regions like i support canada and a business group - looking at a role where hrbp report to sr hrbp and she reports to Vp of HR. The TA Manager reports to the VP of Hr as well. Sounds like a smaller HR team - are there any benefits to this move?

Just received an offer for A&M PEPI. Move would be from Senior to Associate position. Is it worth the switch?

We stay until 8 or 9 everyday and then at the end of every week my manager tells me to book only 40 hours. It sucks ass and now I have to explain to my counselor why my utilization is so pedestrian...

I'm in the market for monitors for my home office. Does anyone have any advice?

Is it normal to feel like a loser because you only won 2 One Show pencils instead of 25?

I work on a team that is 95% H1b (it’s really just me and 1 other on a team that’s 20+). The client has a few topics that are restricted to US citizens on US soil only. There’s a few team members that are visibly (not recently because it’s virtual) upset when asked to leave the room for these discussions to take place. Why would they get so offended?

Do you gotta work on last working week ay ey gds? Just wondering.

What are some good Marriott properties to stay at in the Dallas area with points?

I'm on a beach in Florida and a guy walks up to me and is like "you're from Texas, huh?" And I'm like "yeah, how'd you know"? And then I realize how he knew...

I am trying to negotiate an internal base increase. Context is that I am at a FinTech following a key strategic and successful M&A in which I was the sole program manager. For reference I have 3 years of experience and have been offered a 10% base increase as a part of my promotion (current salary is 120k). I feel this is quite low given the market but would really appreciate any input

Hi All,

I have 4 yrs of exp as full stack developer and my current CTC is 15 lpa and notice period is of 3 months. I got an offer from another firm for 24lpa but they have shared the offer letter of DOJ after 2 months and asked me to negotiate my notice period or look for buyout. What should I do in this case? Should I connect with my current hr to negotiate? Cause I tried convincing the new hr to share the offer letter of DOJ after 3 months but she is not in the favour of that.

Is there a Gym facility in DTTI office in mumbai?

I’m brand spanking new to the “official” business analyst role and have my first functional requirements workshop any tips on how to make this a success?

Super anxious, nervous and everything else that’s involved.

Hi fishes,

Can anyone refer me for a role in the bank of america chennai location. Job id: 22093697
YOE: 2

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

Any one knows what’s the easiest way to order a radon test for new construction?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Anyone take the WI Real Estate state exam? Any tips on what to study?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Any Property Management recs in Seattle area? :(

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Hi - any good books recommendations for getting started on real estate investing?

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!