Hey guys…I’d like to get an option on a potential tenant.

I have a couple that wants to rent out a unit in rural area Texas. 25(F) & 22(M). 25(F) earns $400/week as a 1099 and 22(M) earns $16/hour from a W2 job. Collectively that’s $4,160 a month. Rent is $1,190/month. They have one medium sized dog. Credit scores are 670(F), and 520(M).

Anyone with a similar tenant profile?

I have concerns with the sub 600 credit score and females inability to make the rent alone

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Anyone have a recommended tax person in Chicago?

How much are people paying for renters insurance in Bay Area, specifically East Bay?

Drop your insurance company names, if comfortable.

Why are the other cryptos not skyrocketing? Will Ethereum ever rise like Bitcoin has risen?

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

How much do you keep as an emergency fund? How big is your household?

Taking a personal loan of 20k or more will it affect perm (GC) process?

HYSA anyone recommends?

For the Auditors out there. How are yall auditing PPP loans for nonprofits? Should they be recording them as revenue?

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

Preparing for an MBA towards Fall 2022 or 2023. How much roughly did you have in your savings/assets when you decided to apply for one? Not from finance/tech/consulting, so hard to gauge

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

I be wanting to go off but then I check my bank app, calm down, and keep working.

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

Hi Fishes,

I am 3.6 years experienced QA Test Analyst looking for referrals and job change with good compensation
Please help with refferal and openings
Thanks everyone

Hey Guys, What’s the Salary expectations for a Senior consultant with 5yrs of experience in Service Now can quote with DELLOITE USI

I’ve got my 7, 66, CFP, and CIMA with roughly 3.5 years industry experience. I started a new role at the paraplanner level… is this a bit of an undersell? Or is that along the industry timeline?

Just started at the firm a month and half ago and snapshots are already happening soon. How important are they? I’ve had pretty low utilization, so I’m kinda nervous as an experienced hire

How much time LTI take to release offer after hr discussion.

Are there any agencies in NY hiring a strategist during the pandemic? I heard many are getting laid off :(

I was just informed after the third round of interviews they’d like at least 5 references, two must be supervisors. My last job was a temporary remote job where I didn’t really interact with my supervisor and the jobs before that were at my family’s business (I do not speak to any of them for serious personal reasons.) Anything before that was grad school and I haven’t kept in contact with any professors from over five years ago. What should I do? 😕

Are there any certifications or comprehensive courses for attorneys looking to break into blockchain?

I’m graduating in December, with a background in environmental economics and policy. Consulting didn’t work out this cycle. Made it to final rounds for Bain and Kearney but in the end didn’t get an offer. I want to recoup and try again, but I’m worried that once I’m out of undergrad the door will be closed to starting in consulting.

What can I do to make this happen? I have friends and connections at Bain and Kearney and the other firms as well, but not sure if it’s feasible now.

Just heard today that my project is going to shutdown in October. I am not sure what is going to happen with me since my manager did not say anything yet. Super stressed not sure what to do?

If I skipped the outbound leg of a r/t, but want to take the return and have a boarding pass on my phone, does that mean I slipped by? It was a weird booking with chase points on 2 codeshare airlines

Anyone in the strategy consulting group? How’s it going for you?

Since disconnecting with past stories my reality has drastically bent. My stories programmed my reality, attracting what I told myself I was/wasn't.

Has anyone moved from federal consulting to sales engineering? What was your experience in doing that?

Looking to grow my practice by acquisition I am CFP,CPA,MBA located in Central PA. Please let me know if you are interested in talking about your succession plan. Thanks!!

What’s the thought that keeps you from giving up?

Hi Guys
I have 6.5+ YoE in production support working for Barclays Bank IB portfolio. Can I get any referrals for BNY. Skill set Autosys, Unix scripting, SQL, Jira, Agile methodology, ITRS, Nolio, User & Application support, adept at incident, change and problem management areas.

Can you be hospitalized for exhaustion?

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

My SO and me are looking to save for our first home.. we don’t have kids.. any tips from you who may have saved for your first home? Did you aim for 20%? How long did it take? What kind of a home would you recommend buying first?

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Really want to pivot into CRE. Would anyone be willing to provide a referral to a CRE company?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?