How much have you contributed to your childrens 529s?

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2 kids - circa $500k

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I have a lot to catch up but I’m in a single income family with no inherited wealth Only around $60k each roughly

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I just sent two kids to SEC schools - boy and girl - minimal scholarships / out of state tuition for both and i paid around 125k each - not including sorority or frats. So… save your money is all i can say.

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Fully funded by eccentric relative when kids were 13, 10, 8. Greatest gift ever. Able to redirect monthly savings to our own retirement & investment funds.

What does fully funded mean? You don’t know what the drawdown will be yet.

2 kids, each around 125k.

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What's a fair share of taxes? In my view, ideally 0. But curious to hear what people here think.

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Hi do you interview from time to time just to check what’s your market worth?

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I grew up poor and was obsessed w financial security. After investing my blood, sweat and tears into my career for years, I’ve decided I don’t care about my career or earnings as long as I have enough to support my family. We are happier than ever making less and saving little. I wasn’t there when my mom was sick and died because I was working and my employer didn’t allow me to be in a mental headspace to be a good person for my family. I can never change that but I can be better going forward.

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Hi all,

Does Here Technologies offers employees stock purchase program in India, do they provide stocks with regular offer/bonus??

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Hi Fishes, I got an offer of 6400 PLN gross from a bank in Warsaw, Poland. So should I accept it or not. I am a single person so will i be able to survive and save some money with this salary or not???

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Do you have a financial advisor? If so, what firm did you use?

Hello NYC fishes. If you pay your fares via OMNY for SBS bus, and there is no ticket to show if fare cops ask you for it. Apple Pay history won’t show up immediately after transaction (Chase), then what do you do?

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I have 60K that I’m wanting to invest using a roboadvisor Better to use Fidelity’s low fee ETFs through Fidelity Go or Vanguards ETFs through Betterment?

First instinct this morning... put more money on coinbase. Hope by the time it clears I still catch the bottom.

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Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

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Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

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Does anyone know how does the supplemental income work for new CAs?

Has anyone here used infinite banking to fund their real estate investments? If so, could u share details about the policy design you got? Is there a way to tell how different insurance agents have different fees before engaging them in discussion?

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Have about 5k in stocks I was saving to put down on a house. My portfolio just evened out after the march fall. Looks like i may not need this $ to cover the payment now, should i leave it in or pull?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

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I received my fnf from Accenture today. I don't know why 18k as 'other perquisite' is mentioned in income tax computation sheet?

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Ask = Any advice on how much I should invest in crypto and where to start? Background = 68K in a HYSA. 16K = emergency fund. I want to buy a car in December (for personal use and to put on Turo since I’m WFH) and I’m looking into renting a property that I can put on Air BnB. I am also looking into buying a vending machine. I currently max out my Roth and 401K. No HSA because I’m on my mom’s insurance.

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Soooo what do we think about the new ADP program?

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Has anybody invested in Yamuna gaur city or planning to do so?

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If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

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Google onsite to HC rate? Is it around 50%? Do you need to get 3 leaning hires to make it to HC?

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Utilization rate this time of year?

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So FTX, a multi-billion dollar business, was running on quickbooks per the Financial Services Committee meeting going on right now 😂 Man their auditors gotta be sweating

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Hello all

Can someone please help me how to get an offer when we have 90 days notice period? As most of the consultancies are expecting only 30 days. I wanted to move out of tcs as I'm not much comfortable with the project and team.

Expecting a suggestion from you all.

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Transition manager with overall 12 years experience, looking for Transiton manager, project management or program management opportunities..

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Hi all
My team at
Barclays is hiring for Abinitio developer
Experience required : 4+ yrs
Location : Chennai


If anyone is interested pls mail at piyushjha65@gmail.com with the subject as "referral"

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Hi Fishes,

Anyone from IBM. I need referral in IBM for below position.
Middleware - Service Delivery Specialist. Please ping me if anyone from IBM

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Illinois Scores are up! I finally passed REG just need to pass the ethics exam and I’m done for good 😭

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Have you ever yelled at your coworker in public?

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I coach artists to become full time. I feel confident in business development and sales, but any tips or resources to start learning marketing?

Any recommendations for a coach (or even therapist) to help work through some career issues?

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Does anyone know what’s going on with my philodendron? I’ve had this plant for years and just recently got it to start producing new leaves again and all the new ones have these lighter spots, but all the old growth is just a solid dark green like the leaf in the background. Good thing, bad thing, or just a thing that happens? Anyone have some insight?

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Left public accounting this year after 5+ years and looking for 10-20 hours of flexible & remote accounting/auditing/etc. type work. Message me if you have any opportunities that may fit this description. I would love to help a small business, but am open to anything fitting my vague guidelines.

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Anyone know about equitable advisors?

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Hi all,

Does Here Technologies offers employees stock purchase program in India, do they provide stocks with regular offer/bonus??

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Newbie looking for cloud opportunity just got layoff.Was able to obtain a few AWS certification during my time at the firm. Any help can do

likehelpful

I need out of the legal field for a job with independence, interesting and challenging issues to solve and a decent amount of pay. Halp!

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Post your favorite books atm mine are:

Atomic Habits by James Clear
Outliers Malcolm Gladwell

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Additional Posts in Over 50 in Consulting

Merry Christmas to you all.

And thank you for the voices of sanity this year!

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I’m 51 and a consultant. Am I too old to be this level. Starting to feel like it.

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I’m think only we can appreciate this thought.

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Any one considered doing part time Consulting engagements via Services like MBO, Catalent GLG etc. Seems like a good way to stay in the game earn some extra income but do it on an Ad hock basis.

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I'm so tired of working. I just want to buy a little place in the country and live a simple life.

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I just realised that all the women over 50 in my practice have been "counseled out" (including me) or put on a PIP this year.

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Do big4s have any history of offering early retirement packages?

At this point in career, would you take a step down in title to grab a transfer opportunity and get out of a toxic work environment ?

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Gotta say I LOL’d at this.

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What do you suggest people under 30 do to put a stop to ageism?

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Anyone else have trouble separating who you are from what you do? I think a lot of our generation built our self identity around our work. If I take my work away, I'm not really sure who I am.

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Is anyone changing their retirement plans based on COVID-19 realities and the future of work.

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Weird question alert: When did your daughters start “developing?” Noticing signs in my soon to be ten year old, which is a little concerning, as my sister has huge...tracks of land. Would rather my daughter didn’t have to deal with what I remember she had to. Anyone remember?

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It will never be the same again

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Has anyone thought about retiring right now? How much would it take you realistically to feel financially secure enough to do it? Age 55 and ready to be done.

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Has anyone here been able to recover from career setbacks caused by Dot Com, 9-11, or Great Recession economy? Just turned 40 with 15 years of relevant industry experience, and my Big 4 employer brought me in at a level designed for 25 year-olds. Career progression is apparently based on time in role rather than performance, so I’ll have to spend 8 years climbing back to the level I was at pre-recession. Is there another way, or is my career stuck in neutral?

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What are the benefits of a trust in estate planning for a single person with assets around $2m?

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We are buying a house and my knee jerk response was to look at a 30 year fixed mortgage (because that’s what I’ve always done). I realized last night that a 30 year mortgage might outlast me. Having a bit of an existential crisis now.

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Who remembers this?

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