How much money do you think you'll need to save to retire? It's got to be at least a million, right?

Tips for how you’re accumulating wealth with absolutely no financial inheritance/intelligence from parents? I want to retire early but am late in the investments game. I have a Roth IRA invested in a target date fund, max out my HSA and invest in REITS and ETFS, and contribute more to 401k when I have leftover $$. What do you guys do? Am i missing any smart moves here?

How to transfer PF fund from hcl to epfo if i was a non pension member???

Can someone explain how to maximize the 401k employer contribution -- by when during the year should I have invested the full $18k to get the 1.5% match?

Hi all, I have a question regarding retirement accounts. I am not sure if I should choose a Roth or 401k (company has 4+2% match). Currently 23, base salary is ~100k and investments have brought 45k this year which has me teetering between a 22-24% tax bracket. Wondering what the usual tax bracket is of people retired (around 65yo) as I’m not sure anything would bring in significant income with the exception of investments. In my case would a Roth make sense? Appreciate any answers!!

I lost money in my post tax 401k. When i roll over post tax 401k to Roth IRA, do I get a tax credit for the loss?

My company just announced that they will stop matching for the 401K until 2021 (sigh). Do you think I should lower my investment percentage to get more liquid assets that I can use for buying an investment property at the end of the year and extra funds available for school as I return for masters? Or is there a better way to get returns?

What percentage of your monthly pay do you invest in the stock market? Complete noob trying to get started with investing. I already max out 401k and have a rainy day find in place.

At what age should drivers retire? Our company recommends doing so after 60 years old, but some companies just perform yearly routine checks to ensure their drivers are able to perform their duties safely.

What would you prefer:

Job 1: 85k at small boutique firm (3 attorneys). Standard benefits but no 401k. Semi-annual raises. No billable hour requirement and regular 40 hour week. Being groomed to be a partner on a 2-3 year track.

Job 2: 135k at large regional firm (200 attorneys) good benefits. 1900 billable hours requirement. Partner track is 6-8 years but not guaranteed.

Both located in a MCOL area

How did you get started with your personal investing? I am 26, F, and currently have a 401k, and some money in stocks but not much. I’m extremely interested in investing, real estate investing and wealth growth and have been reading and listening to podcasts. Any advice?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

I’m aiming to retire in 30 years, my current asset allocation between all my investment vehicles is 10% REITs, 10% Int. Equities, 10% bonds, 20% small cap equities, and 50% S&P 500. They are cont...

Would you accept a job offer with no 401k match?

Our company is considering offering 401K employer match. We are about 200 employees venture backed company. We have about 60% participation mostly the non HCEs and only some key employees contribute. We always pass top heavy test and wpassed the 2019 ADP/ACP test. We are aggressively hiring and project there will be increase in participation, particularly if we offer the match. Given this information would it make sense to continue with a traditional 401k plan or go with safe Harbor plan?

Hi! I’m doing some research on employee benefits (medical insurance, 401k, HSA/FSA, commuter benefits) and was hoping to connect with People specialists or HR professionals in the comp & benefits space. I’m trying to better understand any pain points or challenges you might face with utilization/enrollment. Anyone interested in connecting? Thank you!

Are 401k’s really worth investing in these days? What are the % returns you guys have been seeing for the last few years? For those that have been working before 2008, how much of an impact did the housing crash have on 401k and how much did the recent COVID pandemic affect it?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Thoughts on more aggressively paying down mortgage vs investing? I don’t have any real debt outside my mortgage & currently have 180k in my 401k, insurance policy & invest in a 529 for my daughter’s

Should I be reducing my contribution to my 401k at the moment? Based on the drastic 🐻 market?

Hi Fishes,
Salesforce making any change to the work location flexibility once offices are re-opened? Support roles are Hyd based why other locations cannot be utilised?

I think I’m about to get my first experience of getting in trouble with a partner for work that I actually already sent for review and followed up on multiple times (and brought up during calls). Stay tuned… 😑

Does anyone have any thoughts on the University Club? Pros/Cons

PwC Pricing and Profitability practice. Senior associate offer at $123k plus 15k sign on. Offering another 7.5k if I agree in 24 hrs. Any advice where I should land?

Anyone know what software production consultants/cost controllers use to track budgets?

Feeling like they have so much historical tracking and we are terrible at tracking anything. They use it against us. I want data to fight their data.

Help!

Seeking clinical manager RN, Omaha Ne

Anyone in gTech willing to chat?

Ever since Risk Assurance busy season ended, I feel like I’ve been kind of coasting. I’m still getting all my work done but my utilization is slipping. With CRTs coming up, how worried should I be?

BAL and Fragomen associates, has their been any effort to push associate salaries up? If not, what is their excuse?

It seem like the two biggest immigration firms are severely lagging behind in compensation while other larger firms with immigration practices are pushing up comp.

Hello Guys,

I am currently working with JPMC and my CTC is 21 LPA, I got an offer from Visa for 27LPA. Should I switch? How is Visa in terms of WLB, Job security etc?

Best everyday bank account and credit card in Australia for an expat couple?

I‘m moving to Australia with my partner and we don’t have a bank account and credit cards yet. We basically need the bank account only for everyday finance stuff (local payments, debit card, etc) and we‘re looking for some credit cards with good international fees and ideally a reward program to collect some points for traveling.

Does anyone have experience or know of someone who went on a FWA (part-time) but didn't have kids? I'm unmarried and no kids but considering a move to 30 or so hrs/week for my sanity.

Any ideas how to reward team members who put a ton of work to get a massive project done on time?
Normally I’d take them to dinner and drinks, but that’s not really possible now, and apparently gift cards are taxable and agency doesn’t want to do it. How do you celebrate project launches during the end times?

And before someone suggests raises, yeah I’d love to, but obviously not my call.

Has anyone here written a book or pursued other avenues of translating their skills and experience into income? Maybe an online course?

How will the work be in L&T Technology services?

Has anyone started their own side hustle such as an e-commerce business?

I recently joined Microsoft and see there is lot of internal politics ..i am not sure about all teams.but only my team

Managers are assigning good works to people who are close to them or favourite rather than good people ...is it true in all teams or only in my team..also it's not my individual opinion evryone gossiping the same in my team

In my organization, most with my role are commission based. I make a set salary due to the firm I work for as an account manager/ coordinator for clients… I coordinate their enrollments, working with each groups HR department as to benefits and payroll purposes, and schedule our benefit counselors accordingly. I am finding that in most cases where I compare the voluntary benefits industry, I might be underpaid. What is an appropriate base salary for a position in which commission is replaced?

Currently I make a base of $63k/yr and $1k/mo in bonuses pre-tax. I manage a performance for a team of licensed insurance agents (service-based role in a direct business environment), maintain our business relationships, and support adhoc training needs. Is there anyone else in this type of role who is able to share how this compares to similar positions and your general location?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

I've been working in the insurance industry (property and casualty) 4 years now as an insurance sales agent. Looking to switch gears a little. How do I get into the claims adjuster field. Looking to make a change and make good money. I currently make about 38k a year base and 1% in commission.

I’m feeling stagnant in my career and looking for ways to grow. I was considering obtaining a PMP certification and wondering how impactful this is. Is this certification well recognized?

What does the insurance agent of the future look like? How do you see insurance distribution evolving?

I need an opinion, which field is better in terms of compensation and work/ life balance , a sales producer or adjuster ??

Is there anyone who works currently or has worked for Travelers Insurance in Hartford CT? Looking for an idea on compensation, benefits and your opinion on the company. I’m interviewing for the Operations Manager role

How supportive are your companies when it comes to taking PTO for mental health days?

Companies hiring remote, experienced CL account managers with salaries of at least 90k. GO!!!

Has anyone ever left Chubb to go to Liberty or Travelers for commercial or middle market underwriting or even a sales rep role? If so, how do you like it? Came from The Hartford and love Chubb so far, but curious to see what else is out there.

What is the average salary for an account manager in employee benefits at brokers firm? And what about a senior account manager salary? I have 7 years of experience in the health insurance industry. I want to see if I’m on track or if it would be out of line to ask for a raise.

98 almost 99k base salary in San Diego, CA not including the bonuses or OT… is this too low or reasonable?

Let's talk salary.

I'm up for a raise soon and I'm at 43,000 a year. Anyone have any advice on what I should ask for?

Any Insurance Broker Account Managers in Oklahoma (Health/Life/ Employee Benefits)? Would you be willing to share your salary information and any information about your work load/the amount of groups you manage and their size as well as your years of experience? I’m trying to determine if mine is comparable to what others receive. Thanks for any insight!

I work at a surety agency and we would like to branch out into P/C commercial lines. Anyone know anything for sale? Or where to look?

I received an offer for $74k as underwriting analyst. Company is based out of DC. Is $74k a good offer? Or should I negotiate for more. 6 years in the industry. 5 as an account manager/underwriting assistant

What sort of opportunities are available in Canadian government for commercial insurance professionals?

This is my first job in a large corporate company, and I’m trying to gauge how long it normally takes to move from entry level to another internal position in the insurance industry. I have been applying internally for a year now and I am wondering if this is normal or if my company is just slow? I am a top performer, with great metrics, and I have some wonderful connections I’ve made who support me. I just can’t seem to move up. How long did it take you to move up? How many tries did it take?