How strictly do you keep track of your budget? I've always been of the mentality that as long as you're taking care of the big picture (i.e. necessities are covered and money is going into savings/investments), you don't have to obsess over the tiny details. Is there any good reason why I shouldn't look at it this way?

Any good book recommendations for profitability and performance management for banking industry? Or books on best practices for calculating economic capital?

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

If I received 2019 income in 2020, do I need to amend my return? I just received a K-1 for a few thousands that is for income earned in 2019. Not sure if I need to amend or if I can just put it in my

My company has asked for investments proofs. Jts feb only and i have upcomming mutual funds sip also. How can i show these upcomming sip investments ?

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

I am down $25K on $150K portfolio. Should I cut losses and leave or continue :(

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

Fishes,
Im working in Ey india,
Do i need to declare personal loan anywhere is it required?

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

Who all is looking to buy a house and in what area?

How can I learn about investing in crypto? KISS please

Is anyone holding didi shares? I’m trying to figure out what happens. If they delist, then list in HK, are shares converted? If I want to sell, how would that work? Do I need to open a HK bank account? Are there unique tax implications? Etc etc.

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Guys, what's with the TopHire platform. Is it good?

Hi All ,
Can anyone please suggest which one to choose from cognizant, Coforge, Magic edtech for noida location on Java stack for better WLB and long term stability.

Thanks!

Interview is aligned with ANSR ( going to be acquired by National Australia Bank). Can someone give insights about NAB (National Australia Bank) related to its culture, WLB and job stability? There is not much info about NAB.

Since working in Wealth Management the most consistent advice I’ve received is “Don’t burn bridges” because apparently in WM people firm hop all the time, so you are likely to work with them again at some point.

What’s the most consistent advice you’ve received since working in your area?

Relocating to DMV looking for a neighborhood with restaurants, bars, safe, able walk to grocers budget is ~$1950 one bedroom (not including utilities/parking), suggestions on areas?

H1-B, have a stock brokerage account as US resident and planning to go back to India for good. Any recommended stock broker that allows maintaining the account form India without US address?

What are some good breed options for a first time pet owner in Brooklyn? I’d like a very small, quiet dog. being energetic is fine as I’ll be working from home soon. I really like toy poodles but they’re so expensive…

Hi all, when will Fidelity investments pay salary , is it last day of the month? Where and when we can see the payslips. Am new to the company and not sure how to clarify these , please clarify.

Anyone going to the ALPFA conference in Vegas that would like to meet up?

I’m seeing prices for watches that used to depreciate heavily pre-2020 - but suddenly began to hold value because of the Rolex craze - tank like crazy. IWC, Panerai, Omega etc. you name it. Finally!!!!

Greetings from ATL

As homicide detectives, what has been the worst experience you have had?

Any opportunity for SAP Business Objects Developer? YOE 5+

Mom of two here (21 month old and 5 month old) who is starting to consider having a third. I am in my late 30’s and my doctor just recommended I start trying at 6 months postpartum. I am thinking I want to start closer to 8-10 months postpartum but have no idea what to expect with a third. Is anyone in a similar situation? Moms or Dads of two, do you ever look back and wish you had tried for three? Moms or Dads of three, how was the transition from two to three and how much did life change?

How do digital nomads work from anywhere? After two years of this whole WFH thing, I realize that I need a proper routine, an actual WFH setup with a second monitor, a ring light, a suitable desk, an ergonomic chair, stationery, etc.

Don't get me wrong, I love the flexibility of remote work, and I'm not sure I will ever go back to 5 days a week in an office (or even one day a week, for that matter.) But, how do digital nomads adapt by packing up and going so frequently between places?

I am curious how other inclusion teachers are being utilized when the school is doing remote learning. I find that I am sitting in the zoom class and have very little opportunity to contribute. I am having discussions with my teachers on ways that I can better support them and the students when remote.

Hey, has anyone done the GW Boot Camps, especially Data Analytics Program? Appreciate any good insight on their programs.

Do we have anyone from Edwards Lifescience? Would love to talk.

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

In your opinion which is the best target fund to choose in IRA Roth?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Best high yield savings products?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Have about 5k to invest - should I do FXAIX or FSKAX?

Currently am contributing money into both 401K and Roth 401K. Should I also open up a Roth IRA?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.