I heard the rules for realtor commissions just changed? How does this affect buyers? I’m worried the process is more confusing now, I just got used to how the system works

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

Fellow EY Fishes - is anyone here have the investments in other countries (specially India). I got the independence email telling me I need to get rid of my mutual fund investments and I am not ready to do so. What are the options that I would have .. any guidance is appreciated. TIA

How much have you saved from refinancing your student loan?

I am sure this is a question with an obvious answer, but does anyone else just feel absolutely trapped in a job they hate because of their student loans? I’m three years out of law school and I still have $160K in student debt despite making aggressive payments. I work in a larger firm (not big law per se, but 250+ attorneys and big for the market). I am pretty unhappy with my job the vast majority of the time, but I feel like I have no options. $160k at 6% and 7% interest cannot be ignored.

Is anyone planning on trading water futures?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

What kind of gifts are given at fidelity investments during year end?

What are first steps to building a real estate portfolio? I want to have at least 50% of my income be passive by the time I’m 30. I’m 24yo now, have saved up some, don’t have student loans or any debt. I have two brothers who is helping with college though and really need to be creative. Totally willing to adjust my lifestyle to reach this goal but just am not sure where to even start.

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

Have 20k, what’s a good small business to start with this fund? Serious question here

Thoughts on large companies taking PPP loans?

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

Anyone build a house in NVA? We're planning to move to a bigger house in a couple of years and building is an option if it's not too expensive. Anyone got any builders or $/sq ft info? Thanks!

Happy New Year ! Anyone interested in bitcoin investment and NFT ?

For those with corporate banking expertise, how do you typically go about calculating debt capacity for a company?

Can someone please explain the process of selling a home when you have an Islamic loan? Since it’s profit sharing i don’t fully own the home right? So if i sell it i can’t take full profits since i don’t own it outright. I’m considering Islamic financing but have so many questions about it. Can you take an equity line? Can you write off mortgage interest?

What is the *prime* amount of money to bring you happiness?

What’s the going rate for a commercial senior underwriting role and what companies have you found to be most enjoyable with a solid work life balance? Personally love where I’m at, but curious to see what else is out there.

on the way to an interview this morning eating a sandwich. I walked past a homeless man who had a stray cat perched on his lap. He asked for a bite of sandwich to feed them both as they hadn’t eaten in days. I gave the whole sandwich over and headed off to the interview. As I got to the interview room there was a large executive chair facing away from me. The chair turned and on top was a mirror. When looking in the mirror I could see the cat. I am the cat. Truly inspirational when you work hard

Got an offer for Sr. Financial Analyst for 85k & 10% annual bonus. What's a good counteroffer? I told the recruiter 95k-110k when I first interviewed. This position is 100% remote, headquartered in VA. I live in NYC. Have roughly 2 YOE.

Thanks.

I just started a new job and am about to be 36. I want to start a family but I feel like I should be waiting due to this new job. However I don’t want to miss out. I’m thinking about freezing my eggs

I think it’s over with my SO of 3 years. He tells me he loves me and wants to work things through but has lied to me several times in the past - some which were the same mistake three times. He knows he needs professional help (he’s also on antidepressants and has PTSD) but I don’t know how I can trust him again. Feeling completely broken - cannot believe the situation we’re in. I’m so sad my heart is breaking and I don’t know what to do

Every night for like the past month I’ve been getting incredibly emotional about adulthood. I miss the lack of responsibility, the simplicity of life, friends were always around, and less pressure to be successful.

I’m 3 years out of college now so it’s not like I just started doing this stuff, but I am feeling the exact same feeling as I did when I first started work and just wanted to be back in college. I know I just need to grow up and accept that’s how life is but it’s incredibly upsetting

Have you ever been or currently in a relationship with someone of who’s political beliefs conflict with your own?

Not dealing with this currently have dealt with it in the past. My parents started out opposites but now believe similarly. I’m wondering if it is possible in this day and age.

Thoughts on Deloitte’s M&A Human Capital practice? Thought on Strategy& organization strategy? Should I expect case studies fir Strategy&? Any tips would be helpful.

How to get from 18 LPA to 50LPA, presently have architecture exposure along with DevOps and Operations for microservices with automation
I can guess few replies , still checking :D

Any freshers hired by harman in 2022?
If so what is the ctc they have offered you?

Avg level 8 assoc mngr salary in accenture?
YOE -10
LOC PA/NY
Tech salesforce/veeva

Any thought or experience with Broadridge in Client Relations?

Hey y’all. I went through an exceptionally traumatizing experience a few years ago that has totally & utterly shattered my confidence, self worth, self esteem etc. I have a hard time portraying my work experience + deserving of a new role.

For context, I did well in uni, got into law school but due to finances + the experience in question I didn’t end up going. Kept working in the public sector as a coordinator & now got my scrum master certificate to transfer to SM role in finance/ tech. Help

Any jobs for SAP BASIS on cloud?

Translation posted for a Business Manager on LinkedIn yesterday if anyone is looking.

Is buying fancy condos with high HOA(>$1k) worth it?

Thinking about using my VA loan in a few years. Any advice?

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

How do you find lenders? Should I pick a realtor first?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

I'd like to buy, but the market is absolutely atrocious currently

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.