I put in 6% to my 401k to get the 100% match. I have $4k in a savings account as my Emergency Fund. I have another $4k i want to invest. I opened a Roth IRA with Charles Schwab, but didn’t put it in yet. I am confused on Roth IRA concept because I am taking taxed dollars and putting it into an account, but if they offer traditional IRA isn’t it already taxed? How does that work? Im fairly new to Personal Finance (24 Years old).

Where does one apply for commercial RE loans? Looking for co names

Best cash back card to use in conjunction with CSR? Thinking about freedom unlimited (1.5%) but not sure if other cards are worth it. Don’t spend enough on groceries for the blue

Looking for remote healthcare opportunities in business ops or project management. Recommendations welcome.

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.

Can we show unequal rent split up between husband & wife for HRA?
Let's say we pay 20k in rent. I want to show that I pay 15k and wife can show 5k. Is this sort of break up possible without explicitly mentioning it in the rent agreement?

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

Besides the obvious players (i.e., MBB), who do we consider to be the top healthcare firms out there?

Good idea to buy some more AAPL right now?

I have gains from stocks.. as LTCG. Do I need to file ITR 1 or ITR 2?

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

How long after you quit before your company removes your access to your FSA card?

During benefits selection this year , I chose HSA for the first time and I am informed that my account is opened today. While registering on Fidelity, I am asked to chose between FDRXX/FDIC .I would want to chose from available options and invest money. Which option I should be choosing of both ? Also if I can’t chose options on fidelity, what should I do about it ? My firm opts only for Fidelity unless I’m wrong . Happy holidays . Thanks in advance

Haha Merrill just reduced the pc payout grid by 3% for advisor below $2m in production

Other than a Tesla, what make and model has the best acceleration per dollar?

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Hoping to get my PHR in the next year or so. Outside of employer reimbursement, are there other opportunities for this to get funded? I know SHRM Foundation offers scholarships for the CP, but I am looking for PHR specific help. Thank you! :)

Is the market slow right now?

I joined pwc 9 months back and have been looking out for a new job since August but dont see many calls coming. What is happening with the market? Want to move out of here for a better pay.

Does anyone have a rough idea of the salary scale at Buchalter for a third year associate?

Is IB worth the sacrifice of WLB? Obvious pay is really good but are the prestige and pay worth it if you’re planning on only doing it for a couple years?

Currently working at an IRA with great WLB. Honestly I love my job, the firm, and people I work with.

Also doing MBA part time at a T15 school. Thinking about switching to IB but I’ve done my research and I think I would burn out of IB in two years but I might be ok with that for the opportunities after.

Any advice on transitioning from a Wealth Management Role to something more analytical? Preferably private equity or investment analysis/due diligence. Have about 4 YOE, located in Boston

Good day all!

I am interviewing for a FP&A Manager position in Proserv UK. Could you please disclose the initial salary that I could ask for?

Thank you in advance!

Hi,
what will be the inhand salary after TDS deduction for 16.5 LPA.

No investments nothing.

Do you ever feel like there are rooms you’re locked out of? I’m a black woman, i lateraled to my group a few months ago with minimal onboarding and welcome. A white woman joined recently and everyone has bent over backwards to make her feel welcome and get her integrated into the group. People have invested less in me and it’s going to show in a few years when she’s up for partner and I’m still catching up.

Anyone looking to case in the next few days?

Harman international 18 LPA FIX NO VARIABLE WFH

KAS subsidiary of KMART 22 LPA FIX 2 LAKH VARIABLE WFO BANGLORE

EXL 19 LPA FIX 1.5 LAKH VARIABLE GURGAON

YOE 3.4 MY LOCATION DELHI

PLEASE TELL ME IN TERMS OF JOB SECURITY AND WLB.

Considering moving from staff to freelance producer. Any advice for getting started in freelance? Are their any resources for determining an appropriate day rate (other than the post below)?

What are some smaller production companies making great work these days? Not so much the big multi-director lead commercial prodco’s but the creative upstarts? Who ya a fan of?

Hey All,

I have received a offer to join TIAA Global Buisness Services India. The DOJ is mid of January 2023
Given the recession prediction in the USA and rest of the world for 2023, would it be good decision to join TIAA?
P.S - I have already resigned from my current job. Also have offer from VOIS (Vodafone)

YOE - 7 years
Domain - Data Management

Hi can you suggest , JP Morgan or TIAA ( both mumbai) which is better? In terms work culture/ work life balance and employee growth.

I will be getting their offers next week. Not sure which to choose. Jp is giving ,21 lpa, yet to negotiate with TIAA. Yoe- 5.9.
Also how much i can expect fix from TIAA?

Please suggest .

How many people are here from big4?

Please comment

After 4 years I want to leave law because of my adhd! I have been to 4 different firms and at each place I feel like I have been “found out”. At every place at least one attorney catches me about my attention to detail. I am so down on myself now. I can’t bring myself to care about small details that I know don’t actually matter. Sitting at a desk all day in word documents is the ultimate form of torture to me. My strengths are talking to people. I am super outgoing. Looking for a new career

SBE, ABB, or BLNK for the best bet in the charging station space?

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

Looking to start investing (mostly Index Funds and some crypto). Any tips on where to get an account for index funds? Vanguard? Fidelity? Charles Schwab? Somewhere else? What’s most cost efficient?

Anyone study the dividend growth strategy? How do you feel this stacks up vs the S&P500?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Leave it to a 2% dip in a day to send people panicking lol

Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Will markets jump upwards the day Putin dies?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Can you please share the age of your kid(s) and how much you’ve accumulated in their 529s to date?

Is $250 (all in) for a bed and breakfast worth it? My GF seems think so but that’s a 3pm check in and 11am check out. Not sure the value is there?

Should I max out my HSA contribution?
I am maxing my 401k though.

Also, if I max my HSA, can I invest say 50% and keep the other 50% for expenses?

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections