I really need to consolidate accounts. I have schwab (ETFs), robinhood(individual stocks), Coinbase pro, morganstanley (ESPP), and alight (401k) for investments.
Chase (joint), Wells Fargo (personal), capital one (e fund and rental accounts) for banking. I also need to open and manage an inherited IRA. How best can I reduce the accounts I have, but still get the simplicity of robinhood and safety of a co like vanguard.

like
Posting as :
works at
You are currently posting as works at

Get rid of robinhood and move stocks to Schwab. Open iras at Schwab. No idea what you need accounts at 3 banks. Pick one.

like

Op I am confused. Your question is how to reduce the counts you have. I told you how to get rid of some and then you say you want to keep all of the accounts I suggested you close. Based on that you need all of your accounts and there really is no question

like

Maybe delete this post and try again- reframe the question and provide details needed to get the advice you want? You’re getting good advice but, it seems like it’s not the advice you’re looking for (I.e. why would you even mention capital one and Wells Fargo if you’re ok with keeping those; just say you want to get rid of schwab if that’s how you feel).

like

Ugh, fine… Reality is I know what I don’t want, but I don’t know what I want.

I actually don't mind to have multiple. Depends on how big your portfolio is. How much does each financial institute's coverage for FDIC, and the purpose of the accounts.

I don tv have an issue with FDIC, but do need to need do need to consider SPIC

I agree with EY1 but also why do you have Wells Fargo and capital one? Close your Wells Fargo and move it to capital one. And use Schwab for your IRA.

AA1, I know right

like

Related Posts

Current care coordinator and full time nursing student looking for a remote healthcare job that pays well and is flexible for students…any suggestions?

If your Home Healthcare Agency gets sold to a venture capital group, run, don’t walk away. Especially if you’re a manager.

likehelpful

I am a Business Transformation consultant, having worked for Asset & Wealth Managers, Investment Bank, Boutique, Government Pension Fund, Family Office as part of my current role with a small consulting firm.

I am looking out for a new role in Singapore. Any leads or references would be helpful.

like

I am planning on spending 2 weeks in a country with no travel restrictions (Dominican Republic) and then fly to the US. Would I be able to enter the US with an H1-B visa without any issues?

like

Hello everyone! Due to visa issues I will transfer from the US to another Bain office and was considering Dubai. How is WLB (amount of hours)? How flexible is the expense policy? Is it actually fun to be there? Thanks in advance!

Anyone else’s important plans/ events got postponed/ cancelled/ disturbed for this year? Marriage/ visa/ family planning/ city-work move/ major travel plans?

like

I can gift gold status on Delta with my platinum status. Anyone have a similar benefit they want to do a trade?

like

Anyone manage to get targeted for the amex plat 100k SUB?

like

Looking for advice and recommendations on starting a non-profit healthcare case management company in my area. The focus population served would be low-income seniors with the primary customers being primary care offices that could obtain contracted case management services based on the practice’s needs/financial constraints.

I have my MSW & nearing completion of my MBA. I have 11 years experience, 6 in healthcare inpatient&outpatient.

What recommendations do you have on starting this process?

like

Hello! I am exploring a career “pivot” into product. I have a life science and healthcare background, turned growth strategist; venture capital, strategic partnerships, and business & corporate development. I realize there is much overlap with my growth strategy expertise on the product side. I would appreciate other “Fisher’s” thoughts and welcome a chance to chat. Thank you in advance!

like

Amex to Marriott point transfers are 1.0:1.3 right now. Is it worth?

Planning to get H1 stamping done in Canada. But have to apply for Canadian visa first. Should I indicate my purpose of travel as tourism or specify that it’s for visa stamping? Cond..

Fishbowl family… any UBS financial advisor training program here? What is the total expected income? My friend was offered 55k as base plus bonus…

likefunny

Has anyone taken one of those online executive courses, like the Harvard Extension School offers? Looking to use my $5k of tuition reimbursement and already have an MBA. Worth it? Best programs?

like

Hi All - I am in the last stage of interviewing for Booz Allen. I’m an aspiring consultant transitioning from industry (healthcare). BAH told me the position itself is full time but it is “attached to a contract.” Should I be worried that I would lose the job if and when the contract ends? Would love insight from current or former BAH folks

like

Hi fishes can you help with perks and benefits of joining maersk at Pune office.
Are there any reimbursement or work from home option available.

Advice time. So I’m making 100k roughly and I still live with my parents. Moved back due to COVID as did a lot of people I think? Anyways I want to save $ to buy a house. Should I still be living at home? I was planning on leaving when COVID finally becomes a thing in the past so assuming the summer of 2022 so roughly 8 months from now. I know I am extremely blessed and thankful to god that my parents are kind and allow me this but just want advice please.

like

I am actively Looking for Job Change having 2.8+ yrs of experience in Cyber security domain ,#cybersecurity, #networksecurity , #SIEM , Log analysis, incident response, threat hunting and vulnerability assessment. Ready to relocate , Any leads could be helpful for me. Hope to hear from you soon. For further information please contact me.

I am looking for change the firm either to uk / Canada

Can I get Visa sponsership to change .. if yes please help me out.

like

Hi everyone! It’s my first day out here! Describe your fav benefits of this app to me! Happy hump day & happy hard work!

like

I heard someone make a bold statement that contributing to a traditional 401k versus a Roth 401k were the exact same assuming the same tax rate. I ran the numbers and to my surprise they were not wrong (even considering the earnings). Can anyone explain why a Roth would ever make sense given that income will likely be lower and therefore lower tax rate in retirement?

like

More Posts

Please help. I am 32 and I have always had regular periods. This time my doctor said I have small ovarian cysts on both my ovaries, and it could be water based & most likely caused due to stress cntd

What is the range of a chief of staff role, 2 YOE at a startup? How much equity should I ask for?

like

What does a Platform Product Manager do in Meta? Any idea what level that roles is at and TC?

like

I got offered a £45,000 for an assistant manager role in EY London for the finance transformation team. Not sure if this is a good offer or should I ask for more.

like

Name something that's underrated or overrated (any category).

like

The song came out Wednesday!😭

Post Photo
like
like

Opinions on Horizon Media?

Pagani Museum pictures

Post Photo
likeuplifting

Whats the structure of In house creative work in tech? I’m currently at an ad agency and thinking about transitioning. I’m a 3rd year art director. I’ve seen positions for ACD’s, and CDs but not much underneath. Any guidance would be appreciated.

like

Can we spin this back up

Which Big4 is better in terms of benefits ?
Considering the mobility, leaves, insurance and WLB. Who has the longest paternity leave ?

What part of your role/daily tasks would you automate if the tech existed?

like

Anybody down for a quick meet up today? We can grab a coffee/ drink of your choice. Just moved here and WFH has me really fried.

like

Sr Producer here, with some free time. Looking for some purpose led ideas to help make happen during these strange and scary times. Any one up for a chat?

like

Any supply chain professional here. I have a opening at Amazon for Kolkata. Please DM if interested.

If we moved to onsite. Tcs will provide any allowance for relocation??

like

Rolled my old 401k over to a rollover IRA under the same brokerage and lost some money. What the hell did I do wrong? It was a direct rollover btw

like

Considering a move from London to Sydney/Melbourne (FSO, 10 YOE).

Apparently the average manager pay is around AUD 120k. Is this accurate?

like

Concerned about pigeonholing myself in life sciences and healthcare if I stay at ZS since that’s what we’re known for. I like the people and the company but not looking to stay in healthcare long term. Any ideas or thoughts?

like

Additional Posts in Personal Investment Chatter

I make $140k in New York. Should I invest a Traditional 401K or a Roth 401K or do a split?

like

Any thoughts on ARKK and MGK ?

like

Anyone out there living off of (or able to live off of) their dividends? This is my financial goal but I’d like to know if anyone is doing it. What’s your allocation? I have mostly REITs

like

Blue Prism stock ($BPRMF) on the rise again, with seemingly nothing but good press. Does anyone have insight or a feel on the company’s prospects/plans for 2019?

like

Looking to open a Roth IRA. A bit worried about where to invest my money given independence restrictions (work in NYC office). Any recommendations to what funds to invest in?

like

1 yr treasury bills almost at 4% interest. Maybe not a bad time to buy bills for those looking for a short term investment (assuming you’ve already maxed the Series I bonds)

like

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

like

Are there any circumstances in which the giftee would pay to gift tax? I thought no, but I am now hearing there are situations where that would be the case. Can anyone with experience clarify?

like

Start tomorrow but I don’t get a match for 401k until 2nd year. Living at home and wanted to pay off my loans. Is it ok if I just do loans, max out IRA, and have an emergency savings? Projected CONTD

HYSA - capital one, Ally, SoFi or discover? Looking for a good app, no fees and plus if you like thr checking account.

like

New hire out of undergrad thinking about investing/saving—seeking advice. Details in comments: 15k sitting around in checking/savings account with interest close to nothing. Been reading posts here an

When you do a back door roth - do you close the traditional ira or leave it open? My first time doing it and fidelity is asking which I prefer.

like

What do you guys do when you like a mortgage provider but not the specific lender you spoke with? I have a lender that seemed rly immature and a bit rude but I like the company.

helpful

Want to do a sanity check. I’m making $110K and single. Right now max 401K, 50/50 traditional/Roth split. If I know I’ll be in school next year and will only work 6 months next year, should I aim to maximize Roth *next year* ? And therefore, maximize traditional this year? Thoughts? Thansk!

like

Does anyone have experience adding authorized user to a fidelity account?

like

How important is it to diversify your index funds? I have mainly large cap US funds, but wanted to see if it’s suggested to diversify into small/mid cap and international. If so, what are some good ones?

like

Where do you go for stock market news?

like

Not sure what to do with my student federal loans. Weirdly my private loans have a 3% rate while federal loans are at 6.5% makes no sense

like

Can you withdraw money from 401k? What the penalty and how to find out?

like

Anyone going in big on gold/oil ETFs?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal