I really wanted to pay off my 31k balance this summer. But I just ran the numbers, and if I wait 4 years, I can have 17 -19k forgiven through PSLF. I don’t know what to do. It is smart to wait, but, I just want to finish it. Help, very conflicted. I could use that money for my children and house.

Consultant making 75K. Can’t really save much after 401K and $1300 rent. Should I have more left over every month than I do? Almost $0 right jow

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

Looking to buy 35K marriott bonvoy points. Let me know if anyone’s willing to sell?

My company allows contributions to both traditional (pre-tax) and Roth (post-tax) 401k. Is it better to split my contributions between the two? For example, I could contribute 3% to Roth and 3% to traditional (my employer matches up to 6% total but that can only goes to traditional)

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash

Can you explain why you would stake OHM? Seems like you are just buying SHOM by staking (which has actually lost value when it was supposed to be making crazy 8K% APYs). Number of coins doesn’t grow, just their value. What am I missing?

Do any real estate lawyers out there know of/can direct me to a ROFO agreement to purchase commercial property? I’m working on one now (but using a ROFO to purchase equity interests as a basis) and would like to see what other people are doing. Finding a good one has been hard, as this kind of thing isn’t always required to be filed with the sec and every search I’ve done basically pulls up garbage. Also, are there any provisions you’d consider absolutely crucial from the owner’s side?

I have PMP prep books, anyone want to borrow them?

What's your target retirement savings? Target age? Combined or single?

Guys need your suggestion here.

Please help me with my decision.

I am 32 divorced and I have decided to not marry again also i don't have any other other responsibilities /loans etc.

Currently earning 18 lpa and I am planning to buy a car which is worth 16 lakhs. Should I go ahead or should l lower my budget as per my current salary package

Bought shares in AFI and ARGO with plans to sell them this year to buy a house
Sell now before they crash even more?
Or put off buying a house untill the market bounces back?

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

Kind of wild that I consider myself very lucky to make $175k a year at 26, yet I could barely cash flow the shittiest Manhattan apts without being stretched

I have a car insurance question...can you put a different address than you live at when signing up for insurance? My wife’s family lives in Orange County so wanted to sign up with her OC address and save almost $300-$400. Any feedback is appreciated!

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

When in your pregnancy did you (1) purchase life insurance and (2) have a will drawn up?

Thoughts on reducing 401k % during this bear market slash recession?

I’ve seen a lot of recruiters recently trying to hire for advisory consulting firms that claim they do the work that Big 4 can’t because of independence issues. Does anyone think these types of firms are sustainable or will big 4 find a way around the independence restrictions and take this work back?

Any designers with ~4 years experience in nyc looking? Agency side but work is for a finance client. DM me for info and I’ll pass along books.

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Anyone joined IBM GBS recently... what are the contents in the welcome kit/ goodies?..which brand laptop are they sending?

Hi fishes,
I left Deloitte month but i have not received any full and final settlement and release documents. How much time does it take for Deloitte to process. My concern is with release documents more after resignation I have not received any email from Deloitte on my personal ID in next organisation i need releasing letter. Please provide your valuable insights.

Thanks

How is the labor shortage impacting your business?

What do you do over your schools winter break? How long is it? I have almost 2 full weeks and I'm debating between doing a ton of prep or actually trying to relax. 2nd year teacher and last year was mostly virtual so I had more "free" time to get stuff together.

3rd year Financial economics specialist at the University of Toronto. Trying to break into either capital markets of financial consulting. Would appreciate any help to get an internship for the summer of 2023

Good ideas for teaching subtraction across zeros? I teach 3rd grade. Are there videos out there? The students struggle with subtraction all together.

Media is going to miss Trumpoo so bad! Trevor Noah losing his bread and butter..

Is there a difference between strategy & operations and business operations & strategy?

8/3 Thread (General):

I was so focused on my career pre pandemic and had a plan to really start dating the summer I turned 27 but then the pandemic happened 😅

What does the salary for a home health visiting nurse in the south look like?

What’s a good at home program to lose body fat? I’m not too overweight (10-15lbs) but very soft and not toned at all. Trying to find an effective program to shed the few extra pounds and tone up/lower my body fat percentage.

Is Tokyo doable as a solo traveler with zero knowledge of the language? Thinking of doing a group trip there but adding on a few days alone in Tokyo at the beginning. I’m pretty well traveled in general and do just fine alone, but a different alphabet certainly makes things harder (if translations aren’t common). Female if that makes a difference.

Hello fishes , I am looking for opportunities in IT Due diligenece M&A advisory roles in Dubai. I plan to move in April and looking for referrals.
Work ex - 9years.Worked for companies like Accenture, KPMG and currently working with RSM ( Big 6)

SOFI or who else?

Does having student loans impact your ability to get a mortgage?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Damn LIBOR rate up again...

If you could go back in time what would you tell yourself before taking out student loans?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?