I’m thinking of renovating one of my homes to charge more rent and eventually sell at a higher price. It’s a 4bed/3bath, 2700 sqft currently worth $475K. But the backyard and the front lawn are not very appealing. Do I (1) spend $45K to build a closed-in deck for the backyard to make it usable (2) $10K on the curb appeal and let the new owners worry about the yard (3) $10K on minimal upgrades on front and backyard?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

I just started working as an freelancer and I am paid in USD. How do i encash them in INR? What would be withhold tax deduction? Can someone please help?

Newbie here. Did any one engage a financial planning service? I’m 34 with young kids, no debt, and $300k in cash. Absolutely no other financial/estate planning and overwhelmed!

Maxed my 401k with todays paycheck 🏆 a lonnngg way from FIRE but step by step my friends!

Any suggestions for financial advisors/planners in Manhattan? Looking to open up an IRA where I would not like to manage the day to day investing.

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

Do you use a roth or traditional 401(k)?

Looking for an investment that will produce current income and has a small minimum investment size. This would be for myself just to have more income. I'm willing to take any amount of risk

Joining D soon as manager. Can we use Interactivebroker for stock trading?

How do people feel about VGAC going for the 23 and me merger? Shares are about $10 now and I’m thinking I might buy in and see where it goes. Thoughts?

For those who pay attention to cryptocurrencies and are not bitcoin maximalists, which altcoins do you think are doing the best work in terms of useful innovations?

International stocks are doing terribly. How do you stick to your plan and continue to buy you allocation of international stocks when it's tempting to go off plan and buy a bit more US?

Thoughts on dipping into the condo market? Was thinking of waiting till March but don't think prices will drop that drastically and will be ok long term...

Anyone applying for Chase Marriott Bonvoy Boundless card lately? I saw that they are offering 100k points again, but NO more 15 elite nights?

Any thoughts on the ETF, OGIG (O’Shares Global Internet Giants)?

It is from Kevin O’Leary’s fund.

None of us non citizens will see this stimulus check right even though we are residents for tax purposes?

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

Advice on taking the SHRM-SCP exam? I’m taking the exam tomorrow and not feeling as prepared as I should. Who has taken the SCP exam? How difficult did you find it?

How is global governance team of Walmart for bid data side?

Any pros and cons?

Can anyone tell what could be the expected range of package for a lead devops engineer - yoe 12

About to get promoted at PwC from Associate to Senior Associate (mgmt consulting). I interviewed at Deloitte for a Consultant position, but they’re potentially giving me an offer for BA. I’d essentially be holding out on the promo until next promo cycle. Usually, I’d understand hiring at a level below for higher levels but I feel like doing a 3rd year as a junior might not be the best decision. Should I push HR for Consultant level? I haven’t gotten the official offer letter yet, just verbal.

Just got a verbal offer for experienced analyst position at a middle market investment bank in Chicago. What should I expect/negotiate for in terms of salary and bonus?

Been getting some interesting ads in Georgia. Got a letter about how Jon Ossoff is going to destroy Georgia’s economy and attacking him and his character. This was generated by David Perdue.

Ossoffs response? Bring up all the ridiculousness Perdue has done and how he’s left Georgia in a worse position. Didn’t say Ossoffs name once, just said get rid of Perdue.

Republicans go low, democrats play smart.

Everyone! One of my friends company is looking for Product Support Engineer - Fulltime
Experience with Outbound Contact Center and experience in deploying to cloud platforms. Please DM me so that we can discuss some send you JD.

Bofa vs fractal va tiger .
Please let me know which one to go for and why?
Payscale is almost same but i am looking for job security and wlb

Hi all, can anyone comment on the culture at Platinum Equity, in particular in the UK?
Also, what are the different levels (hierarchy) and rough comp? @platinum equity

Base salary for top end Principal in Singapore? MBB / OW?

What is shift allowance in LTI

Currently working at Citi (C10). Would be completing 18months by Feb'23.

1-Can I directly apply for IJP 2-3 week's prior or do I need to serve notice in my current project?
2- Also can I apply directly for C12 level if required YOE is matching?
3- Within IJP can I apply for outside India?
4- What would be ideal appraisal % I can expect considering team size is small and best performer in my current project.

Thanks

Anyone from Canada? I’m considering moving but I don’t know what the salaries are like.

How do you feel about Trump's travel 'ban' on African countries

Don't know how to choose BTW Kellogg and Booth. Want to be done at the end of the week

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Anyone sell to Zillow? Got an amazing offer from them, but naturally my floor decided to start deforming right before inspection. No water damage - I can get someone out here to fix it ASAP, but wondering if it’s worth the hassle. Mostly worries inspector will think there’s water or foundation issues

Any one knows what’s the easiest way to order a radon test for new construction?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Good cities/neighborhoods to invest in around Dallas? Looking for a SFH with max price around 300k. (w/ 70k down)

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?

Better to aggressively pay off $15k in student loan debt and pay off by early next year or make the min $200 payment and save the rest for down payment/emergency funds?

Do y’all do 15 year or 30 year for your portfolios? I personally plan to have a “job” or “career” for both the next 15 and possibly next 30 years, so should I just do 15 years to get a free and clear portfolio earlier? 25 year old and just getting started. Have a duplex in a major market (looking to refi out of FHA), and eyeing other opportunities now. I don’t “need” cash flow, so should I try to just build equity?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!