Interested in a house that is listed on Redfin. It's offering 1.5% commission to buyer's agent. Is the buyer typically responsible for paying their agent the other 1.5% to get to the typical 3% or not?

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

What are all the ways to save income tax?
CTC 9.8L

Anyone got the salary credited.

How much tax you paid... please also mention deduction u have used.

Let's make a list....will be usefull for all Amazonians

Anyone into SNX? Celcius giving 13.99% interest 😳

Is now a good time to buy a house?

What percentage of your income do you save, invest and spend?

Inflation check @9% 🫡

Coin a buy ?

Does Platinum Corporate Amex worth the $550 fee in terms of points? Let's say I travel up to 50% of the year. And EY doesn't pay for the membership fee anymore, right?

Freelancers - who’s your tax guy ? I’m very, very confused.

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

What if institutional investors really buy into futures and drive BTC really high, as opposed to short selling them! Anyone have FOMO?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Quick poll time. How old are you and how much debt do you have? Credit cards, student loans, vehicle loans, mortgage loans, etc., etc.?

I'm 31
$8k in debt (All credit card. No mortgage currently, but looking to buy. Car and student loans are paid off.)

Thoughts on DKNG or PENN? I think it’s a good long stock as more states will confirm to legalize online betting. Both have done amazing this year but wanted to see if anyone has some thoughts on this.

What days does your firm close for the holidays? Are you all working on January 2nd?

(I don't want to be a task master, but as an associate, I was expected to work a half day on the 24th, and a half day on the 31st. I'm closing the office 23rd and 26th this year, but currently listed as open on Jan. 2nd).

EY fish, i-140 approved but I haven't completed my 180 days yet. Got extension for 3 years (completed 6 years on H1b). Will EY revoke the GC petition if I decide to join EY in my home country?

Joined at 502 in JPMC in mid July (in Operational Risk). 6 YOE (4 in audit, 2 in BPO). Haven't really started working in the true sense yet. Objective setting discussion just began for this year. Wondering what to expect from performance appraisal considering these facts in terms of hike and bonus. LOB - Corporate.

DM me for referral to Mitre. Great pay and benefits and really smart coworkers. Engineering background preferred

Have offer at company. On the fence, but saw an alumni from my school works there in a tangentially related group. Is it ok if I reach out to them on LinkedIn to chat?

Is there a reason some of the biglaw websites look like they were made in 2006? Surely that reflects poorly on a company

Can I still work as a telemarketer even though I have a noticeable accent? People don't say they can't understand me but they seem relieved when they get to talk to somebody else. My boss acts like I'm not very good at the job and I think it's because some customers think I am an "outsider," for lack of a better term. I just want to fit in.

Can’t tell if I’m developing crushes on my coworkers only because they’re the only people I interact with (on zoom) in quarantine 😬

Since starting in January I have:

Spilled water on my laptop and backed into a parked car less than an hour apart.

Got a ticket for a rolling stop vs. full stop.

Can I start January over?

Currently a 2nd yr lit associate (big law) in NY considering a move to a TX big law firm for the financial opportunity. Would leave to hear thoughts on this type of move or from someone who’s done so!

Fishbowl Happy Hour this coming Thursday, 7pm onwards at Brother Jimmy's! Looking forward to meeting everyone!

Anyone here spent several years in industry and then gone back to PA? If so, why did you go back? How was the transition?

Moving to the area for work and was wondering if I live off of the San Bernardino metrolink line, when I bring the train in to Union Station and then transfer to the LA metro system, will I end up ...

I applied for a job at Embark about a week ago - should I be worried that I haven't heard back? How long does it usually take to hear back from a company after applying online? It's been a while since my last job search and I don't want to get too worked up after only a week if I don't need to.

What happens if you quit your job while in the process of getting a clearance?

Just came from a salatul janazah.. 😢 😔 😞

Has anyone been to the Zoolights at the Zoo? I have never been, I'm relatively new to the area. Is this a good event for a casual walk around date night?

Anyone else like gnocchi a lot? I like it bc it’s lower cal than pasta but still rly filling

Can we start a thread for all the acronyms? Y’all lose me with all the lingo 😂

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Planning on buying a house with MIL. She would lend us half the price of home interest free in return for being able to live in it rent free. We’d have 100% ownership. Repayment only required if we sell the home.

She would maintain the place 100%. We would cover races and insurance.
Relationship aside, does it sound like a fair deal?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

Has anyone here used New Western to buy real estate deals?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Anyone in CA dealing with increased insurance costs on rental properties. AllState just increased my rates by 46% from last year. I had no claims what so ever. I am reading online that several other companies have raised their costs as well and wondering what others are seeing and if there is a preferred insurance provider for you.

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

What's the best city in UK to buy a buy to let property, with best returns?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?