Just graduated and starting my first job in 2 months. Current situation: $10k in savings, $20k in Roth, no debt. Will be making $85k in mcol city. After building budget, confident I can live very comfortably on about $3k/month. Planning to max Roth IRA and throw $5k a year into 401k. What should I be doing with my remaining $1kish per month? Brokerage account? Hysa? More 401k? No plans for big purchases in the coming 3-5 years.

Has anyone had success transferring Chase Ultimate Reward points to a friend? I see that only “household” transfers are allowed but don’t know if there’s leeway with the term. Worried chase might flag the accounts or stop the transfer if the billing addresses don’t match. The transfer is only for 40K

How do you and your partner (married or not married) split financials?

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Best non-travel credit cards? I have Chase Marriott and SW but looking at best value cards during Covid. Esp Amexes. TIA!!!

Genuinely curious: How do you justify working in PR knowing that you won’t make $100k+ for 15-20 years? I’m 3 years into my career and I have regrets about choosing this field when I look at my financial timeline.

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

I have about 50k saved up and was wondering if I should invest in real estate. I’ve noticed that the housing market is dipping in my area - advice?

Looking to refer a friend in the Las Vegas area to an independent advisor for term insurance and basic retirement planning.

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Not sure if this is the right place to post this but who do you all use for financial management/financial advisors? My stuff is getting a little complex with some real estate and retirement accounts.

Little worries here guys - not able to transfer to Bittrex. Tried from Polo and Jaxx (cold storage). Transaction looked like it was going thru from Jaxx then seemed like it failed. ETH appeared back in Jaxx account and no changes to trans history...thoughts?

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

In the same day

Fidelity files for a bitcoin etf
Tesla let’s you buy their cars with bitcoin

Why do people accrue prepaid expenses?

Dear Friends, I am looking for an IT Project Manager job. Let me know if you have any opening for this role. Work experience: I have 13years of experience in the IT industry.

Key Skills: Project Management, Customers and stakeholders management, worked on Cloud migration project, worked on new customer transition, Transitioning project to BAU,IT operations

Technical Skills : AWS, Azure, VMware, Windows Server 2012/2016/2019

I wanted to get people's opinions on leetcode, codewars etc when prepping for interviews. I am a junior full stack dev looking to move to a better paying junior role or a mid role and honestly these style of questions have always stumped me. I have found that in a year of work to have never found them useful in tackling real world issues. Now I'm moving from a junior to a mid can I still expect leetcode style questions?

I work mainly with react, TS, node, graphql, mongoose and mongoDB.

Tips for an upgrade in Vegas?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

Found a bed bug in a Radisson Red in Campinas Brazil, how many points?

Anyone wanna get me a buddy pass? I’m fun to travel with and don’t mind pitching in extra on shared trips

Hi 👋. I posted here a few weeks ago about being nervous conducting a PIP conversation with my team member.
I did it this week and let me just say it was the weirdest conversation ever. The guy is usually argumentative and tries to disprove every bit of feedback. But this time he just sat there and asked no questions and said nothing.
Maybe he’s looking for new jobs already - don’t mind this at all and this would be a good outcome for him overall.

I need advice. I'm a non-denominational, pretty moderate Christian. My parents are loving people, but also very evangelical and Trump-endorsing. It's a struggle dealing with their black / white views.

Best analytics tools to learn? Know Alteryx but I've heard people say they don't consider it an advanced analytics tool

Is it mandatory to come office 2 days per week in CBA?Any way that we can do WFH 5 days a week?

Does PWC India consider counter offer or drop the candidature if they cannot match the CTC?

My background is in tech transactional. I joined a cybersecurity SaaS startup at the end of last year and now also handle more generalist matters in addition to all things commercial-related. I have a number of books on contracts that I’ve found super helpful over the years (The Tech Contracts Handbook, A Manual of Style for Contract Drafting, Sign Here, etc.). Can anyone recommend books they’ve found helpful for L&E matters, privacy matters, product matters, or marketing/advertising matters?

Send it 🚀

What is avg CTC of consultant B2 grade in CG ?
will the HR'S are ready to negotiate if any counter offer provided to them ?

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Anyone have a recommended tax person in Chicago?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Any good wedding ring sources aside from Blue Nile?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Have about 5k to invest - should I do FXAIX or FSKAX?

What does 401k mean?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?