Leaving PwC and not going straight to another job. Any advice on rolling over my 401k?

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set up a roth ira at vanguard

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You can keep it in PwC assuming it's over $5K. Just leave it in there until you're all set up at new employer. No rush. I found it easiest to get comfortable in my new position before worrying about all the rollover items. Once I was set-up in new employer plan, I was able to transfer it over no problem. One thing to note, PwC does distributions at the end of each month, so if you request at beginning of month you will need to wait until the end to get it distributed.

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Make sure you write down your employee # before you leave. HR is a bitch in giving it to you and BenefitsExpress won't even talk to you unless you have it

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CR1- setting up a Roth IRA at vanguard or any other financial firm has no bearing on rolling over a 401k. What if their 401k is all pre-tax money? Can't put it in a Roth IRA without doing a Roth conversion. Can they afford to pay the tax of a Roth conversion? Is the balance of the 401k large enough to stay in plan? You offered a solution without asking enough clarifying questions about the situation.

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PwC 1 - My 401k is all pre-tax. I was thinking about doing the Roth conversion since I am taking a year off of work and will have very low taxable income in 2017 (much less than I plan to retire).

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If the performance is good, I'd leave it where it is. It's easier to do a Trustee-to-Trustee transfer between 401k accounts than running it through an IRA and then transferring it to your new employer

Rollover to an IRA. Much more flexibility in what you can invest in.

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