{ "media_type": "text", "post_content": "Looking for a flat 2% credit card for my \"other\" purchases such as:\n\n- Citi double cash\n- Fidelity Rewards Visa\n- Wells Fargo Active Cash\n\nThey're the same except the WF one has a $200 sign up bonus. Has anyone used any of these cards? Is the WF one a no brainer if the others have no bonus?\n\nMy main hesitation is that I don't have a great opinion of WF lol. Also I have a personal loan through WF of like 15k with 0% interest for 5 years that I'm slowly paying. Will that hurt my approval chances?", "post_id": "61e5b5429e1d53002b16299e", "reply_count": 9, "vote_count": 1, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter", "feed_type": "bowl" }

Looking for a flat 2% credit card for my "other" purchases such as: - Citi double cash - Fidelity Rewards Visa - Wells Fargo Active Cash They're the same except the WF one has a $200 sign up bonus. Has anyone used any of these cards? Is the WF one a no brainer if the others have no bonus? My main hesitation is that I don't have a great opinion of WF lol. Also I have a personal loan through WF of like 15k with 0% interest for 5 years that I'm slowly paying. Will that hurt my approval chances?

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I have the Citi 2% as my daily driver. Nothing to think about or try to game, it's straightforward. Had it for years now and will keep it unless a magical 3% card enters the market ๐Ÿ˜†

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Same, but I will say the Citi app and website sucks. Slow, clunky, and always trying to sell you a product. I used the Capital One Quicksilver before, which is only 1.5%, but their app is best in class. But maybe Iโ€™m just biased because I was a SWE thereโ€ฆ

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Havenโ€™t used these cards but just in case, I wanted to mention that if you have the chase sapphire reserve, pairing that with the freedom unlimited essentially gives the freedom unlimited a yield of 2.25% when you move the points over to the reserve.

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Thanks for this. Just looked into it and I can see the benefit. Basically you get 1.5% back using the freedom unlimited, move those points to sapphire reserve, and get another 1.5x the value if redeemed for travel (effectively 2.25%). The problem is that I'd need to open and get approved for both cards. I would hit the 5/24 limit and be locked out of any cards until late 2023. I don't travel much yet due to a low budget and the sapphire seems to have a hefty fee. I will save this idea for when I am making/traveling more though!

If you're in our Preferred Rewards program (which is super easy if you throw an IRA into Merrill), our Travel Rewards card and Unlimited Cash Rewards card can get you up to 2.625% on every purchase, both have $200 signup too. We have other cards that'll do more, but the real benefits only kick in if you've got significant other business with BofA.

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Don't ๐Ÿ‘ Chase ๐Ÿ‘ Everyday ๐Ÿ‘ Spending ๐Ÿ‘ Categories ๐Ÿ‘

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I have both the Fidelity and Active cash cards. I hate WF too but we needed a joint credit card so it made sense to get the one that putting a phone bill on would give us insurance on the phones. The Fidelity I got for my new personal which I like because it forces me to fund my investing (you only get 2% if going to qualified Fidelity accounts). Fidelity has a foreign transaction fee so I use my Amazon visa for that.

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double cash is the way to go unless you want to deal with the chase trifecta.

Not sure if anyone is aware of the capital one venture card it gives 2% on everyday purchases ,also gives 100k tavel points thats equal to almost 1000 bucks,plus 300 cash back for any travel reservations you do si for 375 yearly fees you get 1300 straight up,really great deal.

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Additional Posts

Testing at 9am EST

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Ahh it is posting but into middle of feed as opposed to top.

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But once again not posting

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Yeah you're right. It cuts after two lines instead of expanding.

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Not crashing anymore.

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Nice! The post animation looks good!

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test post from test

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Post for likes! ๐Ÿ˜ค

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Posting from the top side.

Still not seeing location in the post window when turning it off.

Not seeing any other posts!

Post for comments

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Post to test

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Where is a new build???

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Post without company

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No company displaying!

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Post with company

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Correct font and company!

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