Looking for a new job outside of PA. Unfortunately, I had to turn down a couple of offers because benefits start after 3 months! Give me at least health insurance from day 1. What if I get sick two months from the starting date!

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OP, you know you can retroactively elect COBRA as late as you want through the declared end of the pandemic? You can intentionally be uninsured and only pay for health insurance if you actually need it.

likehelpful

Source? As of a couple months ago it was still indefinite

Have you tried negotiating if they can start it earlier? You can also ask if they will agree to cover your health insurance coverage for the first 3 months by reimbursing you for the premiums

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I paid $1500 for 3 months of COBRA after leaving PWC, but they contacted me a few months later & refunded $750, so in the end it wasn’t too bad. I could have not paid & claimed retroactively, but felt paranoid as it was the height of the pandemic; June 2020-Sept 2020.

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Probably the hit on credit

See if they will reimburse your cobra - that’s what mine did.

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If I may ask, how likely are you to get sick?

SA1 - how is it the hospitals problem if someone doesn’t have insurance? Either: 1) they don’t get service; or 2) they do and hospital bills the person and sends to collections when/if not paid.

COBRA as others have pointed out is the obvious answer. It’s retroactive so pay for it if you need it; otherwise don’t.

Wow that’s so annoying. You know what type of companies they are for that. Wish you the best in your search!

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