moving to dallas in august, specifically in the oak lawn area. we are trying to find electricity providers. talking to someone from Ambit energy, but wanting some more options to compare. Ambit is offering 12.5-13 cents/kw. any other recs??

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Check powertochoose.org

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PowerToChoose.org

Also Direct Energy has been great for us over the last decade. We usually sign up for 24months to 36 months everything and have always been on their Free Weekends Plan, which starts at Friday 6PM and goes till Sunday 11:59PM.

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You are very unlikely to come across 12 month plans with good rates or Free Weekeends/Nights offers.

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I always did TXU (5 years ago before I had to get on a co-op). They had plans that worked best for me (free nights and weekends) because at the time I was working in an office or on the road M-Th.

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Look into EnergyOgre. We have used the service for years and have recommended it to family members, friends and coworkers.

It’s a subscription service where you pay $10 a month. Energy Ogre uses algorithms to determine your best provider. They take care of all the sign-ups and switching. You fill out basic info online. Very helpful service and lower than average energy bills.

I highly recommend!

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I went to recommend energyogre as well. They have found providers for me that I didn't know serviced my area. We charge 3 electric cars and an electric motorcycle so we have really seen the advantage of going with them.

Overall our rates have dropped about 20% since we started using them. The constantly monitor your usage, including time of day, and then suggest a plan that will work best depending on when and how much you use.

I like Champion. Your rates probably won't get cheaper though. It's expensive out here lol

Varsity has cheap rates. I would've went with them but Chamipon cancellation fee is steep.

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5 years post-MBA and all my classmates are VPs in industry or Principals in consulting/IB (some are even Partners/MDs already). I sat in the same classes with these folks for 2 years — probably outperformed some of them academically. Yet, here I am continuing to struggle with my student debt payments, hoping that “Uncle Joe” forgives 20% of it. I’ll never have that kind of earning potential because I didn’t come from the “right background” pre-MBA.

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Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

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Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

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Capital gains tax rate - I know there are diff rates (0/15/20) depending on income threshold but is the threshold based solely on “earned income” (i.e., wage)? For ex. if I quit my job and hv zero earned income and sell my stocks with 5M gain in the same yr, there would not be any capital gain tax?? It doesn’t seem right but is that the rule?

likefunny

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

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Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

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Is flipping houses worthwhile? I like decorating and renovating, so I'm thinking that maybe I could go into this and try my luck.

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Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

likefunny

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

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I am already investing 1.5 lakh in 80C through SIP and EPF.

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Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

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Is there an app where I can see all of my money? Connecting bank, wealthsimple trade, wealthsimple cash, anything else... ?

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Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

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Thursday I got it in my head that I needed to hedge against potential Dollar devaluation. I looked at other market funds thinking them to be good proxies for other currencies.

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They opened at +%333 talk about dumb luck.

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I finally decided to invest in cryptocurrency but not sure how and where to start. I am looking to invest from a long term perspective (5-10 years).

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What is the point of a savings account if year-over-year inflation exceeds the APY rate?

likefunny

Newbie Tax filing question, worked for a US employer Jan - July in NJ and then moved and worked for a Canadian employer Sept - Dec. Work permit holder in both countries at the time. What's the best way to file taxes in both countries? Has anyone done this before? Looking for guidance, gotchas, tax filing recommendations...

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אז אם כבר מדברים, באיזה תחום או תעשייה אתם עובדים?

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Hoping to get in touch with #Peraton recruiter! I have about 9 months left in Air Force where I work in cyber defense and vulnerability management, have a BA in cybersecurity, sitting for CISSP and have lots of certs. Would love to chat with someone about opportunities. Hold a clearance and could technically start in 7 months. Any help is appreciated!! Thank you.

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To all the people searching PGs, i would suggest not to go with any online bookings like nestaway, zolostays.

The ideal thing is to land in hyderabad, book a hotel for two days and then go to office nearby area and search for PGs, you will get 100+ pgs in each location. Have a look at the room size, ventilation , bed size , if required taste the food also before booking PG. In case you need flat then also you will see " To let " boards everywhere, just call the number

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🚨 Arriving home to Ohare and was approached by a guy offering taxi rides and handing out business cards in terminal 3 baggage claim. DO NOT ACCEPT RIDES FROM PEOPLE OFFERING THEM!!! Whether they ‘can do cash or card,’ don’t buy it - they’ve got you once you’re in the car. Told airport emergency hotline and they are investigating.

Stay safe and don’t get got!!

likehelpfulfunny

I did my time and got out and was thrilled but now I am insanely bored and don’t have much motivation. Am considering getting back in or applying to become a police officer / fed...cont

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Anyone else just sitting around waiting for the ax to drop? I'm a soon to be 2nd year corporate associate who has seen work completely dry up. My utilization held pretty steady around 50% immediately after shutdown, but August was below 15 billables with no appreciable work in the pipeline. Aside from letting people know I'm available and doing pro-bono/CLE, it's starting to feel like a serious "covidcation" leading to termination.

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529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

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Insta ads these days be like 🤦🏻‍♀️

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I understand a CofC is triggered in an equity deal, but is that also triggered in an asset deal (along with assignment, obviously)?

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