Need Advice: Currently use 2050 for my Vanguard 401k account. I heard that one is okay. Any suggestions on funds please? Thank you🙏

like
Posting as :
works at
You are currently posting as works at

It’s fine. It’s diversified and you set it and forget it, at the expense of not being able to control and how where your money is allocated, and slightly higher fees.

Want to be involved? Or don’t want to be involved but want to be informed? Google “lazy portfolio” or “bogleheads” and you can learn how to make really simple 3-4 fund portfolios that give you more control and possibly higher returns ... with lower fees.

like

Following- That’s the same one I use

I use them all. Diversification!

Do you plan to retire in about 30 years or what does 2050 mean to you?

My financial advisor told me to choose it

Related Posts

In your opinion, what’s the best hedge / best buy against rising interest rates?

like

Received a license to grow in Mass. starting a company, have a great business model, pitch, and multiple competitive edges. Looking for 5M seed funding investment to get up and running. Any advice on how to find and connect with potential investors in this space?

Hi All. I moved to a new company , I just got my take home salary and my current pay is less that previous pay ,because of different state and other taxes. My new company is better but the pay is demotivating me . It is almost $500 less per biweekly pay check . What to do get out of the demotivation? I wouldn't have minded the same pay , but $1000 less /month is a lot !

like

Hello, Am confused with a few optns in my career growth. I have 2 offers in hand 1 from a tier 3 or tier 4 comp nt a start up. They're offering me a good package with so many career benifits like an onsite, opportunity, certification n good technology exposure. Another offer frm a reputed comp a tier 1 comp not an expectd package n benefits.
Few of my frnds are suggested if i choose a small company my opportunities in future will narrow down when compared to a reputed. Pls can someone help here?

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

like

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

like

Any advice in terms of investment to save the maximum tax?

like

I have got an offer from S&P Global I want to know about following things

How much of Variable Pay is Paid ?? I got 15% of Base salary but how much will be paid like the usual norm i want to know

And what are the deductions from Base salary apart from PF ?
There are lot of allowances like internet reimbursement etc etc
Are they mandatorily credited or you need to claim ?

Have 50k in a checking account at a local bank getting no returns. I like having liquid assets since I support currently myself & girlfriend and any unexpected expenses my mother & younger brother have. Any advice how to calculate what I should keep on reserve vs. invest + learn about consequences of pulling investments early (more tax, fees, etc.). I feel like the inability to access funds when my family needs it has been the reason I haven’t invested outside of 401k and have this cash reserve

like
like

For any Alvarez and Marsal fish, how has your work life balance been? Very interested in hearing from those in their healthcare industry group, but anyone is welcome to respond.

like

Anyone work in the Healthcare industry? I'm looking into joining Healthcare. I'm currently a Senior in tax compliance.

like

Seeking advice either from anyone already working for US GOV or any advice on how to get into it. I’m interested in working for IRS or Veterans with pm work. Any advice?

I also want to help my dad get into a permanent GOV role before he needs to retire, he’s been rejected by gov roles and can only work travel roles with fema, I don’t want him traveling as he’s getting too old and I just lost my mom a year ago. Any help would be appreciated!

like

What will be the expected salary for a role of Software Engineer (2.5 YOE) in Thoughtspot (except RSUs,benefits)?

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

likefunny

Iam 5 month pregnant , thinking to get release from project due to health issue and taking maternity leave from april 1st, at this situation can I be in bench for 3 months and go in maternity leave ? Will this affect my job in Accenture? Will the organization allow to be in bench for 3 months? If iam in bench during maternity leave will i get variable pay

Hi

Wellbeing Program
Employees will receive a reimbursement of up to INR 10,000 for eligible expenses per calendar year.

What's this program in S&P Global?

Paralegals: My firm is looking for a paralegal, and I see the job posting advertising the salary as $65-$75k, with benefits. Is this a good salary for a paralegal (Greater LA area)? I’m not the decision maker, but it’s been a few weeks with very few applicants. I’m curious if there’s something hurting the firm in its search.

We are hiring-healthcare consulting managers at RSM.

like

Anyone here working at West Monroe’s Healthcare and Life Sciences practice? Would like to connect about culture and experience. Interested in applying, but not too familiar with the firm. Please and thank you!

like

More Posts

Nagarro 🐠🐋🐟, Have got a preference mail for Project allocation
1. Technology - I have added my tech
2. Colleagues - asking for Nagarro mail id (don't know so will leave blank)
3. Line Of business - Please suggest which are best Client projects in Nagarro eg Retail, automotive, Finance
4. MNC - Yes


Need Suggestion for Point 3, also if have onsite opportunity will be plus

like

Could you seriously date someone who isn't on the same financial level as you?

like

Are Kuroni Tokyo Chronograph watches any good / worth the price? Any owners here?

like

Hi All. Looking for thoughts on vertical expertise and whether it’s just a good sales tool or whether anyone has considered structuring the company in this format because it drives stronger work? I’ve always been fairly anti vertical because I think it stifles ideas and thinking, but you can always have people that specialize that you pull in when having bespoke industry knowledge can help. What do others think? Do clients want this from their partners?

Anyone up for a drink later today?

like

Hey everyone,
I just applied for
Citi bank for an AML compliance analyst position. It’s a hybrid position in Tampa FL. Any feedback on the company, salary, Company values, benefits please and thank you. Citi

like

Hiring entry level healthcare it consultants. Lots of travel, lots of paid training.

Ideally has a background in healthcare technology (eg a degree in healthcare administration)

Fortune 100 tech company

like

Hi Fishes,

Just need an advice if we can ask HR to revise offer letter after accepting it by asking her to increase fixed pay?

This is regarding Accenture offer letter.

like

how much package i can expect with total 6 year of experience includes web API development and 2 year of AWS experience on EC2, Fargate etc (certified with AWS developer) and 3 years of Onsite experience

like

FAR, what a pain..that’s all

likefunny

For those trying to leave, how do you sneak interviews in?

like

Looking for atty to handle car rental co. Claim against a friend in Paris France. Rented from Enterprise in CA.

like

after receiving the portal link to accept the offer letter, what is the deadline to I accept it?

like

Getting sober has made me realize how bad my boss really is.

like

Do you play phone games during busy season?

like
like

Who do you think is the most influential journalist?

like

Additional Posts in Personal Investment Chatter

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

like

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

like

Share the most interesting/spammy DMs you have received in Fishbowl

Post Photo
funnylike

How do you start searching for mortgage loans and what do you look into lender

like

Investing noob. Just started putting money in back door Roth IRA. Have been losing money each month. I thought the market was doing well… what gives?

like

Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

like

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

like

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

like

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

likefunny

Mutual funds you have your eye on right now?

like

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

likesmart

Can someone explain the mega Backdoor process in terms of transferring after tax funds to Roth IRA? My 401k is with fidelity, do i need to have Roth IRA with them or can I transfer to Vanguard Roth?

like

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

like

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

like

turns out me and my wife underpaid taxes by 12k. Anyone else getting a nasty end of year surprise?

like

Best HYSA with a good account opening bonus?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

like

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

like

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

likehelpful

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal