Potentially dumb question, but does health insurance start on Day 1 at Deloitte? I made the mistake of leaving my job at the very end of Oct. and start at D on Nov. 15th. In between, for 2 weeks I don’t have health insurance and I REALLY don’t wanna pay $540+ for a 90 day prescription.

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1. Deloitte’s health coverage doesn’t start from day1.
2. You should try COBRA (for the insurance) and/or goodRx for a lower out of pocket.

Nope it starts in the second month after you start I believe

If you start on the 1st it starts on the first. If you start on the 2nd on - it starts the first of the next month.

The funny part about your prescription being $540 out of pocket is that even if you had insurance they'd probably pay $1500 for the same thing.

GoodRx to the rescue…CVS = $540, Harris Teeter = $16! Thanks for the help here!!

If you started at Deloitte on the first, then it starts the same day. If not, it starts the first day of next month. As suggested, you might want to compare what your cobra cost would be vs your prescription.

In your case, your coverage will not start till 1st of December.

That’s good to know. From previous posts it made it sound like it didn’t start until 2 months after you were at D (so it would start Jan. 15th).

OP, your insurance will start on December 1st.

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