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TBWA NY layoffs today.
Layoffs at Omnicom shops today?
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Absolutely not. $5k really isn't that bad as far as debt is concerned assuming the interest rate is low and he is able to pay off more than the minimum balance each month. Help him by helping him stick to a budget that allows him to pay it off, suggesting a transfer to a 0% interest card, etc. Paying more of your joint living expenses is different than agreeing to cover his existing debt. Unless you're talking marriage /buying a home together and his debt will impact your own financial planning
Oy, I agree you shouldn't pay it, maybe you can lend him the money, it's really between the two of you. Trust your gut.
But let's not get into what a man should be making or not and how they should be, double standard much? I helped my much younger bf get a job and get credit and for a while he was making less than me because was earlier in his career but his field is much more high paying since he's a computer engineer so he surpassed me a while ago
Don't let other people give you relationship advice too much! That's my advice:) Money is not the most important but most people get to that level of mature thinking later in life. If you guys love and care for each other, don't be afraid to be there for each other
OP, the above if exactly the great presumptions and personal views and life values of others that was referring to. You need to seriously consider yours and decide for yourself. Then whatever happens, it will be due to YOUR choice (as another mentioned). We don't know anything about you, your bf, and your relationship
No way. He needs to learn to live within his means.
No
Fishbowl just got serious
No way. I think it's scary you have to ask.
First of all, everyone saying he's fiscally irresponsible hasn't considered how that debt occurred. I've been in a similar situation and I was happy to help because I had the means. If he's someone you care about and you can afford to do that and it won't be weird for your relationship, why not. You just have to make peace with the fact that you might never see that money again. You also have to think about whether you're encouraging him to live beyond his means or just being there for your partner. Depending on how old he is, it's possible that he hasn't had a chance to save significantly and $5k with interest might be a tremendous weight on him that could affect his financial future. No one knows your situation like you do and all of the variables involved. Consider how he got that debt, if he can realistically manage it on his own within a year or two, and if you can live with never seeing that money again and then make your decision. After all, it's just money and there will be more.
Thanks @Wunderman1
He is amiing less than you and paying half the bills so technically you have more disposable income. Money is money if he is stressing about paying his bills you should help not do it for him. If he is stressing about the mo ey to pay a credit card then that takes away the focus from each other. Im sure he also pays for half the outings that you two do. Try paying for your dates and let him know to use his money to pay the bill little by little this way your not paying his bill for him but paying for quality time together while he can get his finaces straight. I had a similar situation and it was wierd and somewhat guilty but my significant other told me "now you know how i feel when u pay" and its true but its only a temporary feeling until u realize your both together to be with each other and support one another so its ok.
I was JUST about to say the same! When OP never returns and people give genuine advice, makes me wonder if real post or what. Like that girl with the box braids or a few others with similar hot topics.
OP, let us know
Absolutely not! Digitas has some real good advice.
Hard no. This is going to build our resentment over time. Unless he puts a ring on it, you gotta look out for your own finances.
No
Sooooo what did you decide? Tell, tell....
5k is nothing. Tho look for a trend. Does this look like it will spiral latwr on to more pressing things?
Yes.
You're not married...I wouldn't
If he buys u stuff with said cc, then ok. If not, this dude needs to manage his money better
Not unless you're married
I hope he didn't ask women remember everything this can be used against him in the future
If you're planning long term together then it's always best to pay off debt asap. His debt will become your debt. That being said, pay it off with the agreement that he'll pay you back or put an equal amount into savings. This way you pay off the debt quickly, but he still learns the lesson of what it means to pay off debt (sacrificing getting what you want perhaps, having less disposable income etc)