Need some advice! I live in Boise which is supposedly the most overvalued real estate market in the country right now. Bought my first home 2 years ago for 400k and it's now worth ~725k. Looking at homes in other western cities everywhere seems incredibly overpriced as well.

I plan to use the proceeds to pay off student loans and save the additional for a large down payment. Is it best to try and race interest rates and find a home or just sit on the big lump of cash and rent for a year?

How old were you when you reached your first 100k net worth? (All assets minus debts, Inc retirement)

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

Does anyone in here participate in a 529 for their kids? Is it true that you can deduct contributions from your state tax? If so? Is it 1:1? Trying to decide how much to contribute for maximum tax benefits. TIA!

Starting my house search ❤️ Does this group have recommendations for an good buyer’s agent in the Chicago area? Looking to buy in Lakeviee, Edgewater, boystown maybe even Evanston.

Lessons that I learned in past weeks: 1) be careful with out of money options as they don’t have intrinsic value 2) don’t make rash decision based on blindly following others 3) cut loss and ego

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

How’s everyone’s portfolios looking?

Can your spouse be employed in Google and getting RSUs?

I have 100k to my name. I’m thinking of investing in by going in with 3 other family members and buying commercial units. I was taught to rent where you live and own your investments so your not tied to it and restricted. To give context I’m 22 years old, and I see other family members having a headache selling their home. My question is do you guys recommend owning where you live vs renting ?

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Anyone made the transition from NYC to Austin?

I find myself asking why I am in NYC when everything is so damn expensive. Making good money, but limited on savings and quality of life due to the HCOL. Or recs for other cities for that matter.

whats the average rent for 1bhk in indiranagar?

What is considered an old property in Bay Area? Is anything from 1970 and before worth a buy?

With the rising interest rates… what would be an ideal down payment… 5% 10% 20% or more? First time buyer here

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

Can someone post the link of ZS & ZS India bowl? New here

Overall, do male or female agents seem to get more work in the real estate sector... and why do you think this is?

What is the dress code in sap labs?
Formals or casuals ?

Anybody here have a successful online course or program they sell?

Do employers care if you graduated from an Ivy League school?

Is there really a perk to where you graduate from?

What is the percentage annual appraisal hike given for CTC of 32 to 35 LPA at TCS? Grade: C3B

Hey small agency friends with kids! Quick question. Our agency’s family health care is expensive (ranges from $1700/mon with normal deductible to $1100/mon with super high deductible). If anyone out there (at a small NYC agency) has a better plan and is comfortable sharing, would you mind telling me who your company uses? My kids’ college funds thank you!

I’m a dental assistant with 12 years experience. I have been staying home with my kids for the last 10 years but recently went back to temping. I would love to find something that was work from home instead. I have a passion for dentistry and the gut/oral health connection. Anyone know of anything that’s work from home?

Salary expectation for SA, Cyber at pwc? Sign on bonus? 3YOE

Why is Barclays the best organization to work with?

I have been hearing a lot that Barclays is one of the best organization to work for but no one is actually helping me in what terms it is better then other organization's. Can someone please share their thoughts here

No joining bonus for early joiners
No WFH set-up cost for new joiners
The organization does provide chair/monitor/mouse/keyboard for WFH ease but then we have to return it while leaving organization.

Word limit pls check commen

Hi, how much can I ask ectc at Rakuten
Yoe 4.3
My cctc 6.3 lpa
Holding of 13lpa

Hello, I am looking for job. I have more than 9 yrs of experience in application support role. I can join immediately. I will much appreciate if any lead/referral.

Are there any good networking groups/clubs for young professionals in DC?

My practice in S&C is transfering to SONG, effective September 1st. What is the likelyhood of getting f* from a compensation standpoint ? Zero chance that I put SONG on linkedin 😩😅

Email on your phone. Why do you or why don’t you have it? Pros and cons?

Planning early June honeymoon with ~350k Marriott Bonvoy points - we’re looking at either Europe or Asia as potential locations - any recommendations for hotels? I.e. W Maldives, Marriott Momi Fiji..

Hey Fishes 🐟,

Where can I get study material for SAP IS-U ? I visited lot of sites but couldn't find detailed explanation for each concept.

Just got preapproval from Chase. Should I check with other mortgage broker as well to see if I get a better rate? Was wondering how my credit score will be impacted specifically

Difference between owner and lender title insurance? An estimate says that owner insurance is optional under service you can shop for..can anyone help me understand the difference and whether I should indeed consider it optional ?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

In this market would you decide to either use the money you have for down payment on a home, invest it stocks, something else, or just hold?

Anyone been approved for a mortgage with 50% Debt to equity ratio? No current debt or expenses. Just HCOL area in NJ so mortgage would put me at 50%. Want to see data points.

Closed on an apartment recently and the bank just contacted me saying they lost my closing package. They’re asking me to go back in and resign all the documents. What recourse do I have? Sorry if this type of post/question isn’t allowed!

Hey 🐠, I’m looking to purchase my first rental property in Charlotte, NC at the end of this quarter. I’ve been thinking about it for the last two years and finally am ready to bite. I have $25k in cash saved up. Any resources you all can point me to so I do this right? No one in my family owns property so i am the first to embark upon this wealth building journey. Any advice will be greatly appreciated.

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

I hear a lot about cash flow with rental properties but would appreciate thoughts on whether breaking even after accounting for mortgage (interest and insurance included) as well as % set aside for repairs, vacancy, etc. is a decent strategy for building a portfolio. Alternative is wait for rates to come down, but that could easily be a few years at this point. If I find a good deal, I can always refinance my mortgage when rates drop and theoretically rental income will have increased by then.

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Can one get a home loan from US financial entity after combining assets of 2 people, where 1 lives abroad with no income or credit history in US?

Bought a house with 10% down for 380k. Appraisal came in a 400k but now I’m doing renovations. Completely redoing both bathrooms in the house. Removing popcorn ceilings, installed new AC with new ductwork and insulation, installed a new tankless gas water heater and building out laundry room in garage. Should I refinance after this to get rid of PMI? Current rate for 30 yr is 2.625%. Aka is it safe to assume my appraisal can come back above 435k to equate to 20% equity?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Thoughts on building new, say 4 unit build?

I'm in the rust belt and there is a lot of vacant land for cheap in nice areas. How're the returns vs reno and the process of financing and permitting?

I have 100k to my name. I’m thinking of investing in by going in with 3 other family members and buying commercial units. I was taught to rent where you live and own your investments so your not tied to it and restricted. To give context I’m 22 years old, and I see other family members having a headache selling their home. My question is do you guys recommend owning where you live vs renting ?

What is considered an old property in Bay Area? Is anything from 1970 and before worth a buy?

With the rising interest rates… what would be an ideal down payment… 5% 10% 20% or more? First time buyer here