Thoughts on the property market? Do you think prices will go down or up in the next 12 months and why?

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Down. How long can RBA deviate from FED rate rise? By holding out longer, it will only hurt the AUD/USD parity, in turn making import more expensive.

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I don’t understand how rates have risen, many professionals have lost jobs, but mortgage repayment arrears have still remained low. One hypothesis is that some households have had savings accumulated through Covid etc which they have been eating through to meet repayments, and once these are exhausted we will see arrears (and eventually forced sales) increase

Prices will continue to rise until morale improves

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Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

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I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

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Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

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Is it mandatory to declare income tax in CGI.Otherwise they will cut extra tax?

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After todays announcement of a fed rate hike of 75 bps, Mortgage rates over the next couple of months will likely remain within 0.25% to 0.50% of todays range. Unless the fed throws a curve ball in their remaining meetings, the remainder of rate hikes have already been baked into mortgage rates currently being offered.

This is gonna sound stupid, but I’m honest - I can’t do math. Calculating a tip is as advanced as I get. Thank god for excel formulas and a math savvy husband. At the end of the day, I pay all the bills (I know- but I’m more organized) and make double his salary, what low stress effort (on my limited math capacity brain) can I do to increase wealth?

I feel like I should be doing more with extra money to help us financially, but I’m scared of having to study stocks and understand the numbers. 😖

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Hi Fishers,

DM me if anybody want to file ITR for last year, I will help you get good refund amount for whatever tax paid or deducted from salary during the financial year.

Nifty reaching ATH but portfolio still at low 🥲

We all know how inflation can derail our Retirement Planning dreams!!Though it's better to start investing as early as possible,but HEY, all is not lost even if you start little late. We all have our family responsibilities when we start our career, so "INVESTING FOR SELF" takes a back seat.
Just a perspective, even if someone at the age of 45 years starts investin for his retirement, he can decently manage the same with discipline and regular investing.
Happy to discuss with anyone on this!!

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

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Hi guys any one dealt with DeVere for managing his investment portfolio, how was your experience?

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Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

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Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Do you think there will be another housing bubble burst in the near future due to COVID? Assuming relative job security, would that be an opportune time to invest in Manhattan real estate?

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150K in Singapore, and $150K in Chicago. Which one would you accept?

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What's your opinion on restricted stock?

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

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On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

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Looking for a male flat mate on temporary basis for 1 or 2 months for 1 bhk flat in banglore marathalli. Rental is 8000 rupees only on monthly basis.Can start renting this month of November. Google maps 12.953172,77.718094

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Hi comp advice please! my wife is making a pivot into brand management / account exec roles at ad agencies. Glassdoor is kinda helpful for comp estimates but all over the place. For an nyc role (just above entry level, like Brand Manager at BBDO) what’s a reasonable comp range for her to tell HR she’s looking for? Feels like $90-100k? Thanks for your thoughts/examples! Fwiw she has 10 yrs experience in other fields like real estate.

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For those in the SCM industry, what is your job title and your daily responsibilities?

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BCG🐠 how long is the cool off period for a fresh application if I didn't get to the interview stage?

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I’m tired of the arrogance and male techno-superiority. Where are the humans with feelings, vulnerability, joy in all of this?

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Hello Fishes!
How is the work Culture and the possible pay-out of Short Term Variable Remuneration at CBA-Bangalore? Also any visibility on On-site opportunities?

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Hi All,

I joined a competitor company due to toxic boss in June 2022 which my previous company has got idea about and have still not recieved F&F money and experience letter since 3 months.
In the offer letter it was written that I am prohibited to join competitor company after resigning but I got to know from sources that such contracts don't hold any relevance. I am waiting for 10 more days as HR told me it is in process and then planning to file complaint in labour court. Suggestions please?

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After you start at Google, how much paper mail do they send you? Thanks!

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Hey guys, recently got offer from Airbus , they mentioned about onsite training and cost involved in case I plan to leave the org any time soon. Could someone please throw some light on this 😊

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EY leave department hasn’t been the most helpful with the exact details around maternity leave - so just wondering for any EY mamas - how do we initiate getting the two weeks before due date off? Just a doctors note or ??? Thank you!!

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Currently I work for a small company that does the construction of small cell utility poles and roof top sites for the major cell carriers like VZW, T-mobile, AT&T and so on. I am a project coordinator but I do everything under the sun. Created project tracker. Submitti bids, sourcing material, negotiating price on materials, handling post construction inspections, scheduling sub contractors, notifying stakeholders, coordinating with construction managers - property owners - building management.

Can anyone explain the new rule in simple words? Would really appreciate it.

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I recently watched Wyatt Cenac’s series on HBO and heard about the great work happening in Oregon. For a teacher who is in a system with out a lot of money, where could I start?

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Do you have “coaching agreements” between teachers and coaches? What kind of information goes into that document? 📝

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My boss is always making last minute changes to my schedule. Adding shifts or asking me to cover for other people. Any advice on how to handle this? I want to be a team player but the last minute changes stress me out.

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Hi capgemini folks,
I have joined capgemini recently and till now can't find accommodation as per my requirement in Airoli. So can i stay at Capgemini's guest house for a few months? Anyone knows anything about that?

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How do people feel about Gordon Rees? Anyone currently working there? I’d be doing commercial litigation/employment as a 2nd - 3rd year.

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Hello All,

Can anyone help me to refer me in IBM for Java Springboot Opportunity.

Exp-4+ Yrs

Tech- Java,Springboot, Hibernate

I am an immediate joiner.

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Can provide more details if needed, but if an employee is constantly coughing at work (small retail establishment), is it okay to ask them for a doctor's note stating they aren't contagious? They're claiming it's due to allergies, but I've gotten several confidential concerns from employees and customers alike due to the current enviornment.

I have 2 years of sales experience but am looking to make a career change into HR? Any tips of how to standout on my resume or any general advice? Thanks!

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Additional Posts in Australia and NZ Consultants

First job in Australia, the offer letter has non compete clause. How serious is this, sounds like it will restrict me to work in consulting for good period if I quit ?

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Was there any affect on your project due to Melbourne shutdown..........I see another potential lay-offs wave coming for Deloitte😬

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Was having a chat with a recruiter who does a lot of work for me so out curiosity I am interested to hear what do consultants look for when they are moving into the industry.
- What are some of the key elements you look for vs deal breakers?
- What types of firms and industry are of interest?

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Anyone know rough salary for senior data scientist roles at BCG Australia?

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What do you wish you knew before moving to Australia or NZ? Seriously considering applying for an internal transfer but I'd like to know what I'm getting into first. Researching as well just asking for first hand experiences from consultants who have done it.

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hello! i’m from chicago and will be visiting perth for 1 week at the end of november and would appreciate any recommendations for things to do and restaurants! i will be checking out the central business district, rottnest island, the pinnacles, and fremantle. if you have any other suggestions, please let me know- thank you so much!

KPMG Recruiters are the most unprofessional of the Big Four.

Change my mind.

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What are the average age brackets at Big 4 to be a Con, Senior Con, Manager, Senior Manager, Director, Partner? Keen for people’s perspectives.

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Deloitte Fish - is this what the new Operting Model - aligned to the global shopfronts - looks like for Australia?

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Is there a file/list of average compensation by grade and firm for Australian consultants?

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Planning to move to New Zealand from the US next year for a better quality of life, how is the job market?

Those who tuned into KPMG town hall, thoughts?

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Anyone looking for a room mate in Sydney?

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Hi all! I’m an Australian citizen (currently living in the US), and am moving to Sydney in August. I currently work at Accenture in the US with 2.5 YOE. How would you suggest applying for jobs/networking? While I’d be happy to stay at Accenture and transfer, I’m also open to other firms as well. Any leads are greatly appreciated!

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I was approached to work in EY Melbourne. I was promised for a visa sponsorship. I have several questions:
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- Do they have a health insurance?

TYIA

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Anybody work for EY NZ? Realize borders are closed at the moment but my wife and I have been researching a move to NZ for years now. I'm a Micrsoft Biz Apps/Dynamics Developer in the US. Doing an internal transfer would be my the easiest way to move so just wondering if anybody had any insights into the process.

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What's an average salary of a senior manager ( 10 years of consulting , 4 years of industry experience) at Deloitte and EY strategy consulting/advisory in Melbourne/Sydney? Thank you.

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Everyone coming into NZ from somewhere else will now need to self quarantine for 14 days. And no cruise ships can dock until after 30 June. Good luck my fellow Antipodeans.

What isit like to live in auckland NZ, what salary range would give you good access to a decent standard of living if you have no family

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