Trying to gage interest rates for VA home loans.

What rate did you get quoted and when (mon/yr)?
With what credit score?
How much did you get approved for?
Down payment?
What income and DTI ratio, if handy?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

I am curious how Onesource Income tax stacks up against it's competition.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

What is a reasonable rent increase %

What does anyone know of real estate in Web3? I keep hearing about it but it feels so foreign that I wouldn't know where to begin.

For EESP - which is better share withholding or payroll withholding? Thoughts?

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

Has anyone gone to an estate sale in the city?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

How did it take you to pay of all your student loans from law school?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Whats the max of monthly rent has anybody shown for HRA deduction 😅

Please rip apart my investing plan. Am 24, already max out retirement and have 150k in cash I need to invest. Planning to invest a chunk each week for the next six months. See proposed portfolio in comments—>

Hey Team

I'm on a H1B so I am supposed to pay Medicare and SS taxes, but my employer has not withheld anything- my hnr block advisor caught that but she just completed my returns assuming I don't have to pay those taxes

What is the right protocol in this case? Do I owe SS and fica taxes?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

Does anyone have a good OB they’d recommend just outside/west of the city (Brookline, Newton, Wellesley, Waltham)?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Hi All,

Is there a mandatory client interview for all projects in Capgemini after joining ?

I got offer from coinbase can anyone tell me the work culture and is it worth to join the same.

And which one is best between meesho and coinbase.

Hi Fishes,
Please help to decide which company to join

Optum (Noida) - 10.5 fixed+ 1.5 var + 2 JB
Seimens (bangalore) - 13.5 fixed + 1 JB

Yoe 2.5
Tech .net fs

Any non-fiction book recommendations? I normally don’t like NF but recently read Bad Blood by John Carreyrou and loved the style/pace. Any similar recs?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Hello guys
One of my friend in deloitte is under IAP process and she want to keep resignation if she keep resignation will they give immediate relieving Or IAP will ends on dec 25th(they will wait till IAP ends) or according to deloitte norms do they tell us to do notice period for 2 months?? Any idea can any one pls give me the suggestions??

Best elder law treatise or practice guide for Florida?

Hi fishes,
Need referral for cyber security, 2.5 YOE.

Anyone want to hit up beltline tonight??

Where do you like to go in person clothes shopping? Which stores? (I.e., ponce, Atlantic station, Lenox, etc.)

What are some good healthcare/pharmaceutical etfs that you would recommend?

How can anyone act like they’re happy working Saturday’s during busy season? My buds are snowboarding, my girlfriend is complaining that I work too much and I’m missing the playoffs. Times like these make me question why I stay.

Translation posted for a Business Manager on LinkedIn yesterday if anyone is looking.

Any Navy Nukes in this bowl?

What are the best consulting firms for someone with a TS/SCI with FSP? Non staffing roles. I’d rather do strategy, transformation, tech integration, etc...

Hey all. I and some coworkers are reservists. We are trying to get the reserve leave policy more in line with other NYC bank's and consulting firms, as the bank does almost the bare minimum for userra. Was hoping some of you all wouldn't mind sharing the highlights of your institutions reserve leave policy so I can present a benchmark.

Fam, planning to sign up for AASLT as my AT this summer. Ngl, not in best shape currently. How hard is it? How much prep would you recommend?

Anyone know any recruiters at USAA? Trying to apply for jobs there but getting no luck

This veteran just finished his last final (on the first day of finals week!). Commencement next Monday. Will take a few months off to hang with my family and start at PwC in the fall! Time for a beer

Founded a Nonprofit to help coach veterans in transition and exiting first responders and their families while focusing on changing the stigma of mental health conversation.

Cont

Tricare Q:

Vets using Tricare with a family. I’m out and can use Tricare with the VA, but my wife and I each use our company offerings for our family; which obviously come at cost. Is it worth it to switch to Tricare? Has anyone done this and can share details? Positives/negatives?

Anyone gone through Amazon AWS’ military apprenticeship?

Any tips for how to maximize property damage insurance claim?

I'm 1st time landlord and my single tenant in Seattle unfortunately overdosed on cocaine+pills 5 days before found in kitchen. :( Extensive damage.

Seeking tips - ex. contractor validating damage was on highest cost cabinets & flooring, replace all tile/grout, contractors upbid damage value (within reason).

Too many are advising being bold w insurance companies we all pay for most our lives, but open to all advice.

Anyone here downshift in life post service?

Feel like I've been going full bore for the past decade and literally have no problem continuing the trend. Like I could just keep marking milestones and grinding or whatever until I die.

Wondering when if anyone else felt similar and decided to pull back and do something more relaxing. What was the catalyst, what are you doing, and are you enjoying it?

I'd considered taking up a 9-5 somewhere but not sure if thatd wear off fast.

Do I go for a promotion even though I’m being told it isn’t a home run? Is there a backlash/ detriment to declaring for one and not receiving? Would I be wasting folk’s time? This is my first run at a promotion outside the Army.

Anyone working at Raytheon or lockheed . Applied for several positions and nothing. Currently transitioning to civilian life and job hunting

Perspective. I’m retiring from the service and I’ve positioned myself decently to be competitive. I have a graduate degree pursuing a doctorate, LSSBB, ScrumMaster, SPHR, and PMI-ACP. I’ve been offered two positions that are great and on the human capital team. For someone in this situation where should I be looking as commensurate with my certifications and experience?

Hey All. Anyone here knows if there’s a minimum employment period before PwC’s military leave policy (differential pay) kicks in? Will be doing National Guard basic training soon, but haven’t been with the company for a year. Thanks in advance.

Anyone use a lawyer to get increased disability? If so, any recommendations?

I did my time and got out and was thrilled but now I am insanely bored and don’t have much motivation. Am considering getting back in or applying to become a police officer / fed...cont

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

Anyone has done state OCS, which is 18 months long and has any insights to share?