What are people doing with their premium credit cards (e.g. CSR, Amex Platinum) during COVID-times? Keeping them/continuing to pay the annual fees? Or are you downgrading or canceling?

likehelpful
Posting as :
works at
You are currently posting as works at

A few additional questions to tack onto this:
1. Has anyone tried to request getting their annual fee waived? This seems unlikely, but just curious
2. For those with CSR: have you used the Pay Yourself Back option on eligible purchases that allows you to redeem points on groceries etc at the same rate as travel? If you are aware of this option, but still chose to save points towards travel, can you share your rationale?

like

Downgraded from CSR to preferred.
Don’t see myself traveling for a while to make this change worth it.

like

Thanks for the reminder — I need to unenroll in the rewards program on my Deloitte Amex. No point in paying the fee to only earn points on my cell phone bill each month.

like

Canceled my premium AMEX - transferred all points to marriott before

Kept my plat. Called and got 30k points with no minimum spend. The Uber, phone credit, travel credit, and additional $200 travel credit they do now make the fee negligible. On the off chance travel becomes possible early next year I think the card benefits just get more and more useful.

Just say you’re considering cancelling and they’ll go through a checklist of your current Benfits, say it’s still a lot of money, and then they’ll say what if we do ___,will that change your mind?

Related Posts

like

Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.

like

Anyone have a good tax person in Philly

like

Anyone knows what’s the best way to look up VC investment roadmap for maybe health tech or software focused VC firms?

like

It’s so nice that every agency laying off people, have those left standing (and other agencies) trying to hustle jobs for their unemployed friends, but there are also a ton of people who were unemployed prior to Covid...so no severance, job hunting lot longer, and not earning income for longer time...hurting even MORE due to quarantine.

likesmarthelpful

If I had a nickel

Post Photo
likefunny

Hi friends I have offers from HSBC as well as Visa Inc. what would you recommend to join from better career perspective and brand ?
Software engineer with 3+ YOE

uplifting

Has anyone dealt with Peachtree Residential before? They build homes primarily in Atlanta and Charlotte.

like

One of every 850 people in the state of North Dakota has died from COVID. We are a terrible country.

likefunny

Seeing how 401k’s, ira’s etc..are mostly based in stocks. What happens if we have another Great Depression and the stock market crash’s. Even if you have Real estate investments, if ppl can’t pay rent like with Corona, that’s not really helpful. So what are other ways in addition to those mentioned is there to help secure you into old age? 

like

Need your suggestions
I got offer from product based company and intiated notice period in TCS. Now manager is saying he'll intiate on site opportunity for Mexico. And asking to revoke notice only after official confirmation for Visa. What should I do now.
Offered CTC -9.3lpa
Cctc 3.6Lpa

like

What is everyone doing w/ their bond allocations w/ rates where they are? Thinking of using FIA for this portion until it settles down a little. Not a big fan of FIA, but might make sense. Chu think?

like

My MOH is probably not going to be able to attend my wedding bc of covid restrictions. Freaking out slightly because I don't have someone close enough to replace her / I don't know how viable her zooming in would be? Any advice / tips?

like

L'Oréal Hello Fishes! Looking for a contact or referral in the below firms. Kindly help me in my job quest. Mastercard, Unilever , Visa , Google , Stripe, Paypal , Nike, Adidas, Apple, Netflix Amazon, Walmart, Ogilvy, Fractal, Meesho, Kearney, L'Oréal , Mindtree, Udaan, Thoughtworks, Swiggy Any help here will be appreciated. Thanks!

like

Just crafted a wonderful email to the client detailing information on how much tax they aren't gonna pay, all I get is "thanks".

like

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Do you have a prenup? What does it involve?

like
like

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

like

More Posts

I seem to have over contributed to my HSA by ~$50. Is it even worth it to withdraw if my HSA charges $20 for processing an excess distribution request?

like

Is this bowl active?

Is this bowl active?

like

Best way to prepare for SHRM ?
Any tips or resources that helped you pass the exam?

like

Anyone familiar with Comvest Partners’ direct lending team?

like

Hi I’m a ACD/AD looking for a FT gig, and wanted to see if there are any similar level CWs looking to team up. DM me if you’re interested and would love to chat more! Also, I’m pretty open city wise.

like

What is the courtesy of withdrawing an offer you already accepted?

Best night spots in Vegas that are safe to go with clients?

like

Any insight on Aesthetic Medical Device Sales? Interviewing this week.

like

I received an offer for $74k as underwriting analyst. Company is based out of DC. Is $74k a good offer? Or should I negotiate for more. 6 years in the industry. 5 as an account manager/underwriting assistant

like

I have a trinity offer for 25% more total comp than ZS. @trinity folks- how do you like the company? Should I make the switch?

like

How is Prescient Healthcare Group as a firm? What is WLB like? What do senior roles at director level look like? Professionalism? Brand? Compensation?

like
like

Scheduled to retake AUD in 4 weeks and take REG 4 weeks after. Ready to finish this beast!

likeuplifting

Anyone willing to give a referral for IBM and Deloitte canada, I am a new grad and looking to start my career in consulting

like

I literally almost threw my laptop. Didn't know I could be capable of such anger

like

Leave with a senior title or stay until manager if you want to stick in accounting?

like

Anyone from Data and Analytics consulting practice in EY GDS?

like

Is it a good choice to switch from ZS Associates to Deloitte? Currently working in ZS with 1YOE

like

What is the percentage annual appraisal hike given for CTC of 32 to 35 LPA at TCS? Grade: C3B

likefunny

Additional Posts in Consulting

Can someone help with the base salary range for a 6+ years experienced finance professional with FRM and CFA certifications in Big 6 firms in Advisory practice?

Also, what should be the expectations for joining bonus during the current times?

like

Hi 🐟!! How many have been using a standing desk during this time? Are you able to stand the majority of the day? Has it helped with concentration? Thanks!

like

Considering the FRM certification. Those who’ve taken it, how quant heavy is it? I have a compliance risk background and don’t have a deep math or statistics background. However, I want to expand my skillset. Any thoughts?

like

Raise your hand if you are violently hungover

like

EY folk - when are bonus amounts announced? Thanks!

like

Best books on leadership and self development?

like

Anyone in D.C. with kids-- I'm looking to buy a house and wondered if anyone had thoughts on Peabody/Watkins elementary?

like

Company I’m interviewing with wants references (professional and personal). Worried about reaching out to friends at D since I haven’t gone wide with my plans to leave. Advice?

like

What do you think it takes for a PPD to get a utilization bearing WBS for proposal work? I know it is rare...

like

I do believe EY is d kindest when it comes to putting people first.Thank U Kelly.Resume travel based on CDC & facts, no layoffs in foreseeable future, extending trust when wfh& personal accountability

like

Flight from Chicago to New York returned back half the way due to the weather!!! Usually shit like happens on Thursdays. Mother Nature is angry this year.

like

It takes a special kind of a-hole to put gum on the metal seat belt connector so it doesn’t fit inside the buckle end 😒 #happytravelday 😂

likefunny

My suit pants ripped beyond repair. Is it ok to wear a suit jacket without the pants, like a blazer?

like

February 22nd of 2022 will actually be a Twosday

like

First time flying to client site for a project, I plan on flexing a trip once a month (flight will be cheaper than usual flight). Is that too often? Do SM’s usually not like if their analyst flex

like

Too harsh as my farewell message? 🥳

Post Photo
likefunny

I've been biking to my home office everyday so I've been wearing gym clothes and bringing a change of clothes with me. When I get in the morning how long can I sit at my desk before going to change?

like

With Spring Break among us, amateur hour returns at the airports. And Summer is just around the corner. Happy fly day!

like

Has anyone done therapy using Teladoc? Any good?

like

Suggestions for home office chairs? Back is killing me; I can’t take the dining table chair anymore

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal