What do you consider something to be emergency enough to reach into your savings?

Anyone build a house in NVA? We're planning to move to a bigger house in a couple of years and building is an option if it's not too expensive. Anyone got any builders or $/sq ft info? Thanks!

Best SPG property to stay in London?

Just got a little tipsy and impulse-bought a $2,000 82” tv. Hope it’s worth it.

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Do bank managers/loan officers at local branches have any sway in approving loans? I live in a small Midwest town would it be better to go to my local bank and see if people I know there can get a better rate etc on an auto loan?

My fiancé and I both have the CSR card and Freedom Unlimited combo and love them. We are thinking of adding another card and we were considering the Amex Platinum (to diversity transfer partners) or likely a United card for lounge access since we live in Chicago.

Does anyone else have both CSR and Amex Platinum? Would you recommend?

Hi! Can you please explain how the tax differs if you live in NJ and work in NYC. If you lived in Manhattan or queens Brooklyn etc and now lines in NJ so you see much difference in income taxes? Thanks!

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

That couple who asked for cash for their mortgage downpayment at their wedding is getting a lot of shit but I feel like that's honestly really smart. Why not ask for what you really need? Especially with prices how they are and only getting worse.

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Do you guys think the Bay is a good city to retire in? I want to buy my parents a house closer to me but not sure if I want to move them here but it's either that or I leave

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

Is moving from Seattle worth it? I've heard the freeze is still in affect in Portland but I'm more worried about prices. I WFH mostly and pull down like 120k a year, Seattle is getting crazy expensive rent wise and crazy full. I'd like to find somewhere new but stick to the PNW.

We are buying a house and my knee jerk response was to look at a 30 year fixed mortgage (because that’s what I’ve always done). I realized last night that a 30 year mortgage might outlast me. Having a bit of an existential crisis now.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

How do you guys set up your 401K accounts ? Since a lot of vanguard funds have bonds and I’ve heard bonds are haram to invest in? Would like opinions

Guys I'm confused, do we have an IRA account with PwC or is it just 401K?

Received offers from PNC and UBS. Same position. Same benefits. Purely seeking opinions on the companies. Previous experience at EJ. Left to get away from outside sales nature and isolation.

What made you want to go on to become a nurse practitioner?

Hi Folks,

After the HR discussion, how many days it will take to receive the offer letter please. As of now status is showing undee consideration in the portal.

What does an Enablement Lead Analyst make at BCG?

Anyone going to Countdown NYE this weekend? I’m going both days and would love to meet some new friends!

I finished up with final interviews on Monday. Is it a bad sign that I’m still waiting to hear back today? Don’t companies typically reach out almost immediately with an offer if they choose you?

Welcome to the new bowl designed for early in career individuals

Morgan Stanley or Schwab? Which brokerage should i choose?

Which bank account is better for salary account?

HDFC
Axis

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Hi, Accenture is hiring for various positions for experienced personals. DM for referral.

For those of you who lead a support team, how do you handle case/ticket queues when agents are OOO? I lead a team of 7 and looking to implement a better OOO process. Thanks!

Can anyone recommend a good book/materials to prep for the CIPP/CIPM? 🙏🏽

Hey Fam, I just had my first session with a therapist today and I’m actually feeling pretty good about it. Any tips on starting the process? It’s definitely overwhelming to try to cover everything...

Has anyone tried using Kratom to help with an addiction to opiates? Does Kratom itself get addictive if you start using it for a while?

I need to think of a game that will eventually get a $2 billion valuation. Any ideas?

Fish who went to M7 schools - what was your GMAT score?

Can someone give me a real answer (more than just "it's KYC stupid") as to why it takes 2-4weeks to open a bank account for an institutional client?

So I jump ship in Hong Kong and make my way over to Tibet...

Anybody have a side gig? E.g. Network marketing on the side?

Factset / CapIQ - who uses what and what’s better?

Why do they have to destroy anyone that work in M&A? Really missing the coverage lifestyle right about now..

What did the zero coupon bond say to the straight bond?

I currently have 6 years experience in a Bank covering Corporate Banking, Corporate Relations and Chief of Staff roles. What KEY IB skills do I need for a move there as a VP I? Valuation skills and Excel mastery?! It would be a Coverage role. Thanks!

Final interview with a company that I like next week and would provide almost everything I'm looking for, but very close to getting a final interview with another company that I love. What to do?

Best night spots in Vegas that are safe to go with clients?

I am so depressed working in banking. I have only been at it for a couple months, but I feel intellectually stifled, sleep deprived, I haven’t been able to workout at all, and like I’m losing friends.

Being a jr. banker is like being a racing horse. A litttle man stands on you and whips you on ass while you carry him. He gets tons of money and you hope to get laid because of job title.

Any CAIA holders out there? How have you generally been viewed?

Things you wish you would've known before working for your firm:

Whats better FIG or Diversified Industrials in IB Coverage?

Best and worst recruiting firms for Private Equity

Working in Risk Management, looking into the FRM exams. Does anyone have any insight or advice?

Guys - need recommendations for quality suits without spending $1000+. Have tried SuitSupply and they were good, but interested in exploring other options.

What's your "I'm in Finance stereotype" moment?