What’s the best way to use 95k AMEX points so I can get the best bang for my buck?

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Firecrackers

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Fitting product for upcoming New Year’s Eve

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Transfer them to airline partners and purchase flights. If redeemed correctly you could get up to 3 cents per point value

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Transfer to airlines or open a Schwab plat (if you can meet spend requirements for 60k more points) and transfer to brokerage account at 1.25.

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https://www.schwab.com/public/schwab/investing/accounts_products/credit_cards

No, the redemption rate is horrible if you use your AMEX points as a credit balance to your billing statement. I’d agree with transferring to an airline rewards point if you have a trip in mind

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Use them as points to pay your AmEx bill. You’ll get one dollar per 100 which is a better deal than almost anything else (AmEx gift card, store gift card, etc) unless you want a specific product offered under the plan

EYs corporate card does not allow you to redeem for credits to AmEx. I usually do Target or Staples.

Sell the points to points brokers

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